Big changes could mark a housing market ‘sweet spot’ this fall — are you ready to take advantage of them?
Maybe you were planning to buy a house this year but haven’t found anything yet — and panic is starting to set in because you’re worried you’ve missed the housing market season. It’s common you’ll find a higher number of listed properties in late spring and summer. That means, if you’re in the market for […]
Illinois man’s wife wants to keep $75K in a safe at home for her own comfort — but Ramsey Show hosts say her ‘scarcity mindset’ only creates more risk
While some people like to keep cash on hand for emergencies, how much is too much? Bill from Illinois called into The Ramsey Show out of concern for his wife, 64, who wants to keep $75,000 in cash at home in a safe, which would make her feel “comfortable.” (1) Must Read Thanks to Jeff […]
5 easy ways to save an extra $1K a month for retirement
This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. It’s not always easy to save for retirement. After all, 46% of Canadians live paycheck […]
Some premium credit cards have hiked their annual fees by 45% — how to stop ‘fee creep’ from from robbing you of your hard-earned rewards
For some Americans, paying a high annual fee on a premium credit card is worth it for the perks. But, with credit card companies hiking those annual fees — by as much as 45% — is fee creep starting to cancel out those benefits (1)? In June, JPMorgan Chase announced it would be raising the […]
‘You’re her payday lender’: Woman’s mom out-earns her but still borrows cash. The Ramsey Show explains where the real ‘idiotic behavior’ comes from
Sometimes, we make silly decisions when it comes to family and money. That’s what’s been happening with Shey, whose mom occasionally asks to borrow money, even though she earns more than her daughter and her husband, Arnold, combined. Shey turned to The Ramsey Show for advice on how to help her mom learn to budget. […]
You’re not imagining things — your credit card rewards are shrinking. Here’s what’s behind the alarming slide
Americans love their credit cards — and the rewards that come with them. From cash back to airline miles, some people go all in, juggling multiple cards and tracking points just to score perks they might never splurge on otherwise, such as flying business class. In 2024, 81% of U.S. adults had a credit card, […]
Las Vegas workers who might benefit from Trump’s ‘no tax on tips’ policy are missing out as fewer non-Americans come to town — thanks in part to Trump
Tourism in Las Vegas is down since last year — and tip-dependent workers, like bartenders and dealers who rely heavily on tourist traffic, are especially vulnerable, even with Trump’s ‘no tax on tips’ policy. The Wall Street Journal reports that tip incomes in Las Vegas are shrinking across the board. While tip tax exemptions might […]
America is ‘going broke slowly,’ says JPMorgan — here’s how to keep your portfolio safe as the national debt reaches a staggering $38 trillion
Is your portfolio safe from U.S. fiscal policy? Fiscal policy decides the tax rates you pay and the government’s spending, and the 2026 fiscal year (FY) for the federal government just began last month. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you […]
McDonald’s is supersizing its value menu to win back average Americans as they tighten their belts — but could it be a sign of troubling times ahead?
McDonald’s Extra Value Meals are back, saving consumers 15% across eight new offerings that each feature an entrée, fries and drink — with more deals to follow later this year [1]. The move by McDonald’s is an attempt to win back low-income customers who’ve pulled back their spending [2]. Must Read Thanks to Jeff Bezos, […]
Nearly 1.5M cars are being recalled after faulty rear view cameras were linked to 18 crashes and 44,123 warranty claims — is your vehicle 1 of them?
Ford and Lincoln are recalling about 1.5 million vehicles because of a manufacturing error in its backup camera that could lead to blank, distorted, or upside-down images. As a result, there have been 18 crashes, 195 owner complaints, and 44,123 warranty claims, but no injuries related to the issue, according to documents provided by Ford […]