‘The house is on fire, darling’: Canadian man sitting on a shocking $1.8M debt — with a second child on the way. What Dave Ramsey says to do ASAP before everything goes up in flames
While homeownership was once viewed as a path to wealth and financial stability, some homeowners are feeling trapped by homes they can no longer afford. Take Mendy, for example. This 35-year-old from Canada has a total of $1.8 million in debt, which includes his family home and a triplex he was renting out in Montreal. […]
‘Quiet cracking’: This dangerous new office condition is the latest troubling trend impacting US workers — and you may not even realize you’re suffering from it
From The Great Resignation to quiet quitting, there’s been no shortage of trends over the past few years that reflect growing dissatisfaction and disengagement in the workplace. The latest is quiet cracking, a phrase coined by TalentLMS, a learning management system company. The term describes a persistent sense of burnout and stagnation that leads to […]
38% of Americans have taken on second jobs to cover debt payments — how the rise of the reluctant hustler is rewiring careers
With consumer household debt hitting record highs, more Americans are picking up extra work to cover bills and becoming reluctant hustlers. A new survey from AI-powered career platform Zety found that 38% of respondents have taken on side gigs or second jobs to make extra money and keep up with their debt. The online poll […]
‘You can’t displace someone’: Denver couple taking developers, the city to court over alleged property encroachment — how these types of disputes cause more than just headaches for homeowners
Jorge Cardenas and Griselda Barbosa Martinez from the West Colfax neighborhood of Denver have filed a 50-page lawsuit against the City of Denver, a property developer and a construction company, accusing them of violating the family’s rights and threatening their property, reports CBS News Colorado. The couple claims that, due to the construction next door, […]
‘A recipe for disaster’: Virginia woman wants Dave Ramsey’s help dealing with daughter, 18, who’s never had ‘a single boundary’ with money — but he sees a way bigger ‘crisis’ to address
Heather, who lives in Fairfax, Virginia, called into The Ramsey Show and asked co-hosts Dave Ramsey and Dr. John Delony if there’s any hope to get an 18-year-old to budget when she’s always had easy access to and been surrounded by wealth. Don’t miss I’m 49 years old and have nothing saved for retirement — […]
At 18, a South Carolina woman discovered her mom had stolen her identity and racked up $186K debt in her name — now she feels ‘stuck’ but Ramsey Show hosts say she needs a ‘paradigm shift’
When she turned 18, Jessica from South Carolina found out her mom had been using her Social Security number since she was a toddler — racking up $186,000 of credit-card debt in Jessica’s name. After hiring a lawyer, Jessica was able to have her credit wiped clean, but she’s left with zero credit history and […]
Nearly 25% of Americans are ‘functionally unemployed’ — and that’s a big problem. Are you one of them?
A low unemployment rate typically signals that an economy is generally healthy. The unemployment rate in the U.S. remained near a 50-year-low in April 2025 at 4.2% — plus, American employers added 177,000 jobs in April despite the uncertainty of Trump’s tariffs and trade wars. This all sounds good, right? Not so fast. Don’t miss […]
Do you need a 6-figure income to retire early? No — here are 5 money-growing moves for the under-$100K set
Think retiring early is out of reach because you don’t make a six-figure salary? It takes careful planning and discipline, but it is still possible. About 60% of American retirees entered their golden years before they turned 65, with a median retirement age of 62, according to the 2025 EBRI/Greenwald Research Retirement Confidence Survey. Don’t […]
I’m 54 with zero savings, $90K in debt and my business is struggling — now my kid wants to go to university and I’m scared to tell her that I can’t afford to help. What are my options
Imagine a scenario where Sarah, 54, runs a struggling business, is $90,000 in debt and has zero savings — and now her daughter is starting to look at universities. Sarah has managed to hide her dire financial situation from her daughter, who is blissfully unaware that her mom is deeply in debt. While Sarah doesn’t […]
Your credit card rewards are slowly becoming way less rewarding — here’s what’s behind that distressing trend
Credit cards are popular with Americans — and so are the points, rewards and perks that come with them. That’s why some Americans devote time and energy (and spending) to optimize multiple rewards programs and claim rewards they wouldn’t otherwise be able to afford, such as flying business class. The number of credit card accounts […]
