5 easy ways to save an extra $1000 a month for retirement
It’s not always easy to save for retirement. After all, 46% of Canadians live paycheck to paycheck per Leger, which means that many may find it hard to find the available funds to build a nest egg. But any extra you can set aside will pay off in retirement — and possibly change your life […]
Retail therapy offers a thrill, but how do you know if you’re taking it too far?
Everywhere you turn, from bus stops to your favourite podcast, someone is trying to sell you something. Even when you take a break to see what your friends and family are up to online, you’re bombarded with images of them enjoying experiences or flashy new things. It’s hard not to give in to the urge […]
Ontario’s homeless population is at a tipping point
More than 80,000 Ontarians were unhoused in 2024, a number that has grown by more than 25% since 2022 — this according to a new study from the Association of Ontario Municipalities (AMO). "The scope and scale of homelessness across Ontario’s municipalities is truly staggering," Robin Jones, AMO President, said in a statement. "Without real […]
Blue Monday 2025: Avoid the post-holiday financial gloom with these budgeting and saving hacks
The third Monday in January, also known as Blue Monday, is generally regarded as the most depressing day of the year. While there isn’t much scientific merit behind the reasoning why, there are a few factors that make it feel like an accurate term. The cold weather might prevent you from going outside and enjoying […]
How Trump’s proposed tariffs will impact Canadian investors
One of the biggest news stories to come from Donald Trump’s successful reelection bid as the forthcoming president of the United States was the announcement of a 25% tariff being placed on goods from both Canada and Mexico. Trump’s reasoning for this legislative taxation is to incentivize production of goods within America, effectively making the […]
7 common credit score myths you should never believe
Taking the mystery out of how scores work can help you boost your rating. It’s typically recommended that you check your credit score at least once a year to know your standing and also mitigate the risk of identity theft. That being said, many credit card holders don’t really understand how it all works, but […]
5 ways you can tell your partner isn’t financially reliable, and what to do about it
You may be on the same page with your significant other in most ways: your level of commitment, your hobbies or your career paths. However, if you find that your partner isn’t responsible when it comes to finances, this can spell trouble down the line. Your finances as a couple, especially when you’re married or […]
‘No one’s posting receipts’: Social media FOMO can land you in tens of thousands of debt, 3 signs you are in trouble
The old saying “comparison is the thief of joy” is increasingly relevant in the age of social media. A 2024 study by LendingTree found that more than 6 in 10 Gen Zers say they feel pressured to spend to keep up with others. For Alyssa Davies, a 32-year-old content manager from Calgary, Alta., the cost […]
The majority of Canadians are overthinking their vacation decisions
According to the latest Skyscanner survey, 86% of Canadians admit to overthinking their vacation planning. With half of Canadian travelers beginning to plan and book their 2025 vacations in January, overthinking the when, where and how much they will spend their hard earned money is putting pressure on them to make a decision. “Planning a […]
Inflation busters: 8 ways to stretch your money and fight soaring prices
According toStatistics Canada, the current inflation rate is 1.9% and BMO as well as other bank analysts are predicting the nation’s inflation rate will continue to hover around the 2% target rate over the next year. While these rates are lower than some we’ve seen in recent years, it’s certainly not negligible, especially if you’re […]