I’m 72, rely solely on Social Security. I want to leave my home to my kids, but with $77K in debt and mounting medical bills, should I sell my house?
Imagine this scenario: Christopher is a 72-year-old retiree with multiple medical conditions that limit his mobility. He has no retirement savings, so he’s living off Social Security alone and supplementing this income with credit cards. But now he’s racked up $77,000 in credit card debt and faces some hard choices. Trending Now Thanks to Jeff […]
Texas man asks Ramsey Show if he can be a ‘dutiful, Christian husband’ despite his piddling $200K salary paling compared to his fiancee’s $3.5M income
Kevin from Fort Worth, TX and his girlfriend have been together for six years and now talk has turned to marriage. But he’s worried he can’t be a “dutiful, Christian husband and a leader of the family” when his girlfriend makes substantially more money than he does. Trending Now Thanks to Jeff Bezos, you can […]
Big changes could mark a housing market ‘sweet spot’ this fall — are you ready to take advantage of them?
Maybe you were planning to buy a house this year but haven’t found anything yet — and panic is starting to set in because you’re worried you’ve missed the housing market season. It’s common you’ll find a higher number of listed properties in late spring and summer. That means, if you’re in the market for […]
I’m going on 62 and want to switch to part-time work in my current role before retiring. How can I make it work — and persuade my boss?
Imagine this scenario: Tracey from Regina is going on 62 and while her friends are talking about retirement, she’s not quite ready to walk off into her golden years just yet. Mentally she’s still sharp as a tack. She loves having structure and purpose to her days, as well as the mental challenge of work. […]
Wall Street-backed firms are squeezing hopeful homebuyers out of the real estate market in California — and 1 lawmaker says it amounts to ‘housing-crisis profiteering’
A California real estate analyst discovered that thousands of homes in the state are owned by big Wall Street firms. And, in the midst of a housing affordability crisis, the California State Assembly is taking notice. Curious about how many California homes are owned by Texas-based real estate investment trust (REIT) Invitation Homes, Ryan Lundquist […]
Memphis mom says she had to flee her apartment after the landlord did nothing about her broken A/C for weeks — leaving her bouncing between crashing with family and renting hotel rooms
Memphis can be downright steamy. The average high in June is 89°F, climbing to 92°F in July. In these conditions, air conditioning isn’t just a luxury, it’s a necessity. And not having it could render a home uninhabitable. In the midst of such heat, one Memphis mother and her four-year-old son have been waiting weeks […]
‘Quiet cracking’: This dangerous new office condition is the latest troubling trend impacting US workers — and you may not even realize you’re suffering from it
From The Great Resignation to quiet quitting, there’s been no shortage of trends over the past few years that reflect growing dissatisfaction and disengagement in the workplace. The latest is quiet cracking, a phrase coined by TalentLMS, a learning management system company. The term describes a persistent sense of burnout and stagnation that leads to […]
38% of Americans have taken on second jobs to cover debt payments — how the rise of the reluctant hustler is rewiring careers
With consumer household debt hitting record highs, more Americans are picking up extra work to cover bills and becoming reluctant hustlers. A new survey from AI-powered career platform Zety found that 38% of respondents have taken on side gigs or second jobs to make extra money and keep up with their debt. The online poll […]
Your credit card rewards are slowly becoming way less rewarding — here’s what’s behind that distressing trend
Credit cards are popular with Americans — and so are the points, rewards and perks that come with them. That’s why some Americans devote time and energy (and spending) to optimize multiple rewards programs and claim rewards they wouldn’t otherwise be able to afford, such as flying business class. The number of credit card accounts […]
Nearly 25% of Americans are ‘functionally unemployed’ — and that’s a big problem. Are you one of them?
A low unemployment rate typically signals that an economy is generally healthy. The unemployment rate in the U.S. remained near a 50-year-low in April 2025 at 4.2% — plus, American employers added 177,000 jobs in April despite the uncertainty of Trump’s tariffs and trade wars. This all sounds good, right? Not so fast. Don’t miss […]