Author: Jing Pan

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

Canadian Prime Minister Mark Carney has taken a hard line on President Donald Trump’s tariff threats, vowing to hit back with retaliatory trade measures designed to inflict “maximum impact” on the U.S.

While tensions between the two allies have escalated, “Shark Tank” investor Kevin O’Leary believes Carney’s tough talk is little more than political theatre ahead of Canada’s upcoming federal election.

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“The anti-U.S. rhetoric is being stirred up by Carney because his party devastated the country over the last 10 years, and the only way he can stay in power is to convince people he’s the solution against Trump,” O’Leary said in a March 31 interview with Fox Business. “The rhetoric has never been hotter, and of course he’s five weeks away from an election, so he’ll stir the pot any way he can.”

Canada’s election is scheduled for April 28. O’Leary, who was born in Canada, didn’t hold back in his criticism of Carney and the prime minister’s Liberal Party.

“You’ve got to remember, Canada actually only grew under the Liberal Party 1.4% in 10 years. The economy is wiped out,” he said. “One of the reasons Canadians can’t go to Florida is, his party wiped out the value of the dollar … Canadians can’t afford to go to Disneyland anymore.”

O’Leary didn’t cite a source for his growth figure, but Trevor Tombe, professor of economics at the University of Calgary, has noted that Canada’s real GDP per capita grew just 1.4% from Q1 2015 to Q3 2024, based on data from the Organisation for Economic Co-operation and Development. The Liberal Party has been in power since late 2015.

As for the loonie (Canadian dollar), it has indeed weakened over the past decade. In April 2015, one Canadian dollar was worth about 81 U.S. cents. Ten years later, it trades closer to 70 cents — a drop of roughly 13.6%.

While O’Leary dismisses the tension as election-driven, trade disputes can trigger real geopolitical uncertainty with ripple effects that extend far beyond politics. Markets don’t react well to unpredictability, and we’ve already seen headlines of trillions in U.S. market value wiped out as Trump pushes forward with tariffs.

In times like these, financial experts often recommend taking steps to hedge against uncertainty. Here’s a look at three strategies that can help protect your wealth.

A classic safe haven

Gold has long been considered a go-to asset during times of economic and geopolitical uncertainty — and for good reason.

Unlike stocks or currencies, gold isn’t tied to any one government or economy. It also can’t be printed at will by central banks. Those characteristics make it especially attractive when confidence in political leadership, trade stability or the value of paper money start to slip.

When markets grow jittery, investors often turn to gold as a safe haven. Case in point: over the past year, gold prices have surged over 33%, recently topping $3,100 an ounce.

Billionaire hedge fund manager Ray Dalio has warned that most people “don’t have, typically, an adequate amount of gold in their portfolio.”

He added: “When bad times come, gold is a very effective diversifier.”

For those looking to capitalize on gold’s potential while also securing tax advantages, one option is opening a gold IRA with the help of Priority Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those seeking to shield their retirement funds against economic uncertainties.

When you make a qualifying purchase with Priority Gold, you can receive up to $5,000 in precious metals for free.

A time-tested income play

Real estate has long been a favored way to generate passive income — and unlike stocks or bonds, it’s a tangible asset you can see and manage.

While markets can swing wildly in response to headlines, high-quality, well-located properties can continue producing rental income regardless of what’s happening on Wall Street.

Real estate is also a time-tested hedge against inflation. As the cost of materials, labor and land rises, property values often increase as well. At the same time, rental income tends to climb, giving landlords a revenue stream that adjusts with inflation.

While home prices have been soaring and mortgage rates remain elevated, you don’t need to buy a property outright to get in the game. Crowdfunding platforms like Arrived have made it easier for average Americans to invest in rental properties without the need for a hefty down payment or the burden of property management.

With Arrived, you can invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase, and then sit back as you start receiving rental income deposits from your investment.

If you’re interested in commercial real estate, there are plenty of opportunities as well.

First National Realty Partners (FNRP), for instance, allows accredited investors to diversify their portfolio through grocery-anchored commercial properties without taking on the responsibilities of being a landlord.

With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, accredited investors are able to invest in these properties without worrying about tenant costs cutting into their potential returns.

Simply answer a few questions — including how much you would like to invest — to start browsing their full list of available properties.

Read more: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how

A finer alternative

It’s easy to see why great works of art tend to appreciate over time. Supply is limited and many famous pieces have already been snatched up by museums and collectors. This also makes art an attractive option for investors looking to diversify.

In 2022, a collection of art owned by the late Microsoft co-founder Paul Allen sold for $1.5 billion at Christie’s New York, making it the most valuable collection in auction history.

Investing in art was once a privilege reserved for the ultra-wealthy.

Now, that’s changed with Masterworks — a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat and Banksy. It’s easy to use, and with 23 successful exits to date, every one of them has been profitable thus far.

Simply browse their impressive portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless.

Masterworks has distributed roughly $61 million back to investors. New offerings have sold out in minutes, but you can skip their waitlist here.

What to read next

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• Do you rely on your monthly Social Security check to get by? Here are 5 simple money moves for American seniors during Trump’s presidency

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

President Donald Trump’s tariffs continue to drive market uncertainty while boosting the price of domestic and imported goods, and may further weigh down a beleaguered U.S. market, according to JPMorgan’s annual stakeholder letter.

“The recent tariffs will likely increase inflation and are causing many to consider a greater probability of a recession,” Jamie Dimon, who serves as JPMorgan CEO and chairman, wrote in a letter to shareholders on April 7. “And even with the recent decline in market values, prices remain relatively high.”

His concerns aren’t without merit.

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Trump’s latest tariff policies have battered the stock market — the S&P 500 index declined by over 10% in early April, formally entering correction territory.

Dimon supported Trump’s tariffs in January, calling them a “little inflationary” yet imperative for national security.

But Dimon now sees the U.S. economy weakening in the wake of Trump’s recent tariff announcements, according to that same shareholder letter.

“The economy is facing considerable turbulence (including geopolitics), with the potential positives of tax reform and deregulation and the potential negatives of tariffs and ‘trade wars,’ ongoing sticky inflation, high fiscal deficits, and still rather high asset prices and volatility,” Dimon acknowledged.

If you share these concerns, here are three ways to help protect your portfolio.

Precious metals

When markets look shaky, investors often turn to gold — and for good reason. The precious metal is seen as a store of value, offering protection against inflation, economic downturns and stock market volatility.

As market uncertainty mounts, investors often take cover with precious metals. For instance, gold has climbed around 35% over the past year, hitting over $2,800 per ounce, while silver has posted impressive gains of around 36%, reaching over $30 per ounce.

One way to invest in gold that also provides significant tax advantages is with a gold IRA from Priority Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold. This can make gold IRAs an attractive option for those seeking to secure their retirement fund against economic uncertainty.

Even better, when you make a qualifying purchase with Priority Gold, you’ll be eligible for up to $10,000 in free silver.

Real estate

Investors looking to diversify beyond stocks to shield their wealth from the impacts of rising prices brought on by tariffs might find real estate a compelling choice.

Property values tend to rise with inflation, reflecting the increasing costs of materials, labor and land. At the same time, rental income has been shown to climb, providing landlords with a steady revenue stream that adjusts with the cost of living.

Of course, purchasing a property requires significant capital — and finding the right tenant takes time and effort. But thanks to modern investment options, you don’t need to own a property outright to gain exposure to real estate as a financial asset.

Platforms like First National Realty Partners allow accredited investors to own a piece of institutional-grade, grocery-anchored properties without the hassle of finding and managing property.

FNRP properties are leased to national brands like Whole Foods, CVS, Kroger and Walmart. Thanks to triple net leases, investors can potentially collect grocery-store-anchored income without worrying about operational headaches cutting into the bottom line.

For those considering a more economical way to get started, crowdfunding platforms like Arrived make it easier to invest in real estate with as little as $100.

Backed by world-class investors like Jeff Bezos and Marc Benioff, Arrived lets you invest in residential property nationwide.

You can potentially generate passive income in two ways through Arrived — any rental income generated from the property you invested in is paid out as dividends monthly, and any capital gain from property value appreciation is paid out at the end of the investment hold period.

Read more: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how

Fine art

It’s easy to see why great works of art tend to appreciate over time. Supply is limited, and many famous pieces have been snatched up by museums and collectors. This makes art an attractive option for investors looking to diversify their holdings.

In 2022, a collection of art owned by the late Microsoft co-founder Paul Allen sold for $1.5 billion at Christie’s New York, making it the most valuable collection in auction history. But for a long time, investing in art was a privilege reserved for the ultra-wealthy.

Now, that’s changed with Masterworks — a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat and Banksy. Masterworks has had 23 successful exits to date, and every one of them has been profitable. All told, Masterworks has distributed over $60 million in proceeds back to investors, including the principal.

To get started, simply browse their impressive portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless. See important Regulation A disclosures at Masterworks.com/cd.

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• Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Do you rely on your monthly Social Security check to get by? Here are 5 simple money moves for American seniors during Trump’s presidency

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

Headline inflation has eased in the U.S., but according to economist and former Treasury Secretary Larry Summers, soaring prices may persist amid President Donald Trump’s tariff plans.

“Developments in the last 24 hours suggest we may be headed for serious financial crisis wholly induced by US government tariff policy,” Summers wrote in a post on X on April 9.

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Though inflation rates have come down from the pandemic highs, Trump’s tariffs might reverse the progress. The Federal Reserve, after slashing rates twice last year, announced a brief pause in January.

What’s more, 90% of chief financial officers across large organizations in the U.S. have rung warning bells regarding a resurgence of inflation and potential economic slowdown, according to the latest quarterly CNBC CFO Council survey.

Federal Reserve Chairman Jerome Powell echoed these sentiments, saying that Trump’s “Liberation Day” tariffs were “significantly larger than expected.”

“The same is likely to be true of the economic effects, which will include higher inflation and slower growth,” Powell said in early April.

Summers, a vocal critic of the Trump administration, stated that the latest tariff policies made “little sense.”

“If any administration of which I was a part had launched an economic policy so totally ungrounded in serious analysis or so dangerous and damaging, I would have resigned in protest,” he wrote in a different post on X on April 3.

Inflation impacts everyone by eroding the purchasing power of money. If you share Summers’ concerns, here are three strategies to potentially guard against its impact.

Invest in real estate to hedge against inflation

Real estate has long been considered a hedge against inflation thanks to its intrinsic value and income-generating potential.

When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to go up, providing landlords with a revenue stream adjusted for inflation. This combination makes real estate an attractive option for preserving and growing wealth during periods of ever-increasing prices.

If you’re an accredited investor, First National Realty Partners (FNRP) allows you to invest in necessity-based commercial real estate.

FNRP has developed relationships with the nation’s largest grocery-anchored brands, including Kroger, Walmart, and Whole Foods. With a minimum investment of $50,000, accredited investors can access promising real estate investments.

Their team makes investing in commercial real estate simple by offering white-glove services to investors. FNRP acts as the deal leader, providing expertise and doing the legwork, while investors can use their secure platform to explore available deals, engage with experts and easily make an allocation.

You can also get into real estate by investing in hand-picked rental properties. One way you can tap into this market is by investing in shares of vacation homes or rental properties through Arrived.

Backed by world-class investors, including Jeff Bezos, Arrived allows you to invest in shares of residential properties to earn passive income without the operational headaches that come with managing your own rental.

To get started, simply browse through Arrived’s selection of pre-vetted properties, each selected for their appreciation and income generation potential. Once you choose a property, you can start investing with as little as $100.

Read more: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how

Diversify your retirement portfolio with gold

Gold is another popular long-term hedge against inflation.

The reasoning is simple: Gold can’t be printed in unlimited quantities by central banks like fiat money. Because its value isn’t tied to any one currency or economy, diversifying into gold can provide some protection during periods of economic uncertainty. This unique characteristic has led to a reputation for being a “safe haven” asset.

In other words, gold’s appeal as a stable store of value typically grows when inflation erodes the purchasing power of currencies.

Investors have already taken note of gold’s resilience. In fact, gold has increased in value sevenfold over the last 100 years. Even better, in 2025, gold prices have surpassed $3,000 per ounce.

One way to invest in gold that also provides significant tax advantages is to open a gold IRA with the help of Thor Metals.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against economic uncertainties.

To learn more, you can get a free information guide that includes details on how to get up to $20,000 in free metals on qualifying purchases.

Purchase contemporary art as an investment

It’s easy to see why great works of art tend to appreciate — especially during times of inflation. Supply is limited, and many famous pieces have already been snatched up by museums and collectors.

For example, in 2022, shortly after inflation reached a 40-year high, the art collection of late Microsoft co-founder Paul Allen sold for a total of $1.5 billion at Christie’s New York, making it the most valuable private collection of all time. As such, art can be a popular way to diversify a portfolio because it’s a tangible asset with little correlation to the stock market.

Traditionally, investing in art has been a privilege reserved for the ultra-wealthy.

But now, investors of all experience levels can invest in the art world.

Masterworks is a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat, and Banksy. Masterworks is easy to use and has had 23 successful exits to date, every one of them profitable. Even better, postwar and contemporary art prices have outpaced the S&P by 64% between 1995 and 2023, according to Masterworks.

How it works is simple: Start by browsing Masterworks’ impressive $1 billion portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless.

Masterworks has already sold over $61 million worth of art, including the principal, and distributed the proceeds to everyday investors. What’s more, the art market had almost no correlation with the S&P 500 between 1995 and 2024, according to the MW All Art Index, which can make an investment in fine art worth considering for your portfolio.

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• Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Do you rely on your monthly Social Security check to get by? Here are 5 simple money moves for American seniors during Trump’s presidency

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

Paul Krugman isn’t one to mince words. The Nobel Prize-winning economist says President Donald Trump’s policies are doing serious damage to the U.S. economy — calling them “crippling” in some cases and a direct threat to what once made America exceptional.

In an interview with Bloomberg Talks on April 8, Krugman blasted the Trump administration’s sweeping layoffs at federal health agencies.

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“The CDC is laying off medical scientists so fast that samples are being left in research with nobody to look after them,” he said. “And since ultimately U.S. technological progress relies a lot on the spillovers from government research, we’re actually crippling — [making] America not great again.”

Krugman also criticized Trump’s constantly shifting tariffs, arguing that they’ve created a climate of deep uncertainty — and that alone is enough to hurt the economy.

“[We’ve] never had a situation where you have no idea where the average tariff rate is going to be a few months from now,” Krugman said. “This creates an impossible environment for business. It’s hard to imagine a worse trade policy than what we’re getting.”

Echoing other economists, Krugman believes that tariffs could drive up inflation and drag down growth — but given the unpredictability of Trump’s policy changes, he says the short-term impact could be even worse.

“We may very well now think better than even odds that we are going to have a recession this year,” he warned.

While Trump insists that “tariffs are about making America rich again and making America great again,” Krugman argues his implementation of them is having the opposite effect.

“If you wanted to kill U.S. exceptionalism, this is kind of what you would do,” he said.

The U.S. hasn’t entered a recession, but with markets reacting to trade policy shifts, investors may want to prepare. If you’re concerned about what’s next, here are three easy ways to protect your nest egg now.

Consider this ‘very effective diversifier’ for tough times

While stocks have taken a hit in the wake of sweeping tariffs, one asset has emerged as a bright spot: gold.

Often seen as the ultimate safe haven, gold isn’t tied to any one country, currency or economy. It can’t be printed out of thin air like fiat money, and in times of economic turmoil or geopolitical uncertainty, investors tend to pile in — driving up its value.

Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, recently highlighted gold’s role in a resilient portfolio.

“People don’t have, typically, an adequate amount of gold in their portfolio,” Dalio told CNBC in February. “When bad times come, gold is a very effective diversifier.”

Over the past 12 months, gold prices have surged by around 35%.

For those looking to capitalize on gold’s potential while also securing tax advantages, one option is opening a gold IRA with the help of Thor Metals.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those seeking to shield their retirement funds against economic uncertainties.

When you make a qualifying purchase with Thor Metals you can receive up to $20,000 in precious metals for free.

Read more: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how

Collect passive income — even when markets fall

Like stocks, real estate has its cycles, but it doesn’t rely on a booming market to generate returns.

Even during a recession, high-quality, essential real estate can continue to produce passive income through rent. In other words, you don’t have to wait for prices to rise to see a payoff — the asset itself can work for you.

It’s also a time-tested hedge against inflation. As the cost of materials, labor and land rises, property values often increase as well. At the same time, rental income tends to climb, giving landlords a revenue stream that adjusts with inflation.

That said, owning a rental property isn’t exactly as passive as it sounds. Between finding tenants, collecting rent, covering repairs and saving for a down payment, being a landlord takes time — and money.

The good news? These days, you don’t need to buy a property outright to benefit from real estate investing. Crowdfunding platforms like Arrived, for instance, offer an easier way to get exposure to this income-generating asset class.

With Arrived, you can invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase, and then sit back as you start receiving rental income deposits from your investment.

Another option is First National Realty Partners (FNRP), which allows accredited investors to diversify their portfolio through grocery-anchored commercial properties without taking on the responsibilities of being a landlord.

With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, accredited investors are able to invest in these properties without worrying about tenant costs cutting into their potential returns.

Simply answer a few questions — including how much you would like to invest — to start browsing their full list of available properties.

Talk to an expert

When markets turn volatile and uncertainty looms, it can be difficult to know what moves to make — or whether to make any at all. That’s where a trusted financial advisor can make a big difference.

A good advisor doesn’t just help you pick stocks. They take the time to understand your unique goals, time horizon and risk tolerance — then help you build a diversified portfolio that fits your life, not just the market cycle.

If you’re feeling overwhelmed by market noise or unsure about what comes next, it might be the right time to get in touch with a financial advisor through Advisor.com to help you build a plan for your financial future.

Advisor.com is an online platform that matches you with vetted financial advisors suited to your unique needs.

Once you’re matched with an advisor, you can book a free consultation with no obligation to hire.

What to read next

• Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Do you rely on your monthly Social Security check to get by? Here are 5 simple money moves for American seniors during Trump’s presidency

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

The U.S. stock market has taken a beating as Trump’s tariff-fueled sell-offs continue to rattle investors. But according to one prominent bear, the worst is yet to come.

Mark Spitznagel, founder and chief investment officer of Universa Investments, warned in commentary to MarketWatch that a historic collapse may be looming.

"I expect an 80% crash when this is over. I just don’t think this is it. This is a trap," he said on April 7, days before Trump announced a 90-day pause on his plan to hike tariffs on most countries.

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The stock market recovered some losses on that announcement, but it’s still a chilling forecast from Spitznagel. The S&P 500 is down roughly 7% year to date — enough to shake investor confidence — yet Spitznagel suggests that could be just the beginning of a much steeper fall.

“This is another selloff to shake people out. This isn’t Armageddon. That time will come as the bubble bursts,” he said.

Spitznagel is no stranger to market mayhem. He gained notoriety during the 2020 COVID crash, when Universa’s flagship “Black Swan Protection Protocol” fund posted an eye-popping 4,144% return in the first quarter of that year.

Markets are inherently volatile. Whether or not you buy into Spitznagel’s outlook, it might be a good time to consider how to diversify beyond traditional stocks. Here are three simple ways to start.

‘A very effective diversifier’ for bad times

Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, recently underscored the importance of diversification — and the enduring value of one classic asset.

“People don’t have, typically, an adequate amount of gold in their portfolio,” he said in a February interview with CNBC. “When bad times come, gold is a very effective diversifier.” He suggests having 10-15% of a portfolio invested in gold.

Gold is considered a go-to safe haven. It can’t be printed out of thin air like fiat money, and because it’s not tied to any single currency or economy, investors often flock to it during periods of economic turmoil or geopolitical uncertainty, driving up its value.

Over the past 12 months, gold prices have surged by more than 35%.

For those looking to capitalize on gold’s potential while also securing tax advantages, one option is opening a gold IRA with the help of Priority Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those seeking to ensure their retirement funds are well-shielded against economic uncertainties. Some of the drawbacks may include storage and insurance costs eating into returns and low liquidity.

When you make a qualifying purchase with Priority Gold, you can receive up to $10,000 in precious metals for free.

Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

Income, even in a down market

Like stocks, real estate has its cycles, but it doesn’t rely on a booming market to generate returns.

Even during a recession, high quality, essential real estate can continue to produce passive income through rent. In other words, you don’t have to wait for prices to rise to see a payoff — the asset itself can work for you.

It’s also a time-tested hedge against inflation. As the cost of materials, labor, and land rises, property values often increase as well. At the same time, rental income tends to climb, giving landlords a revenue stream that adjusts with inflation.

Traditionally, investing in real estate meant buying property and becoming a landlord. But for everyday investors who want to avoid the need for a hefty down payment or the burden of property management, crowdfunding platforms like Arrived offer an easier way to get exposure to this income-generating asset class. However, average investors should make sure they understand the risks involved with real estate crowdfunding, like illiquidity and no guarantee of returns.

With Arrived, you can invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, you can select the number of shares you’d like to purchase.

Another option is First National Realty Partners (FNRP), which allows accredited investors to diversify their portfolio through grocery-anchored commercial properties, without taking on the responsibilities of being a landlord.

With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, accredited investors are able to invest in these properties without worrying about tenant costs cutting into their potential returns.

Simply answer a few questions – including how much you would like to invest – to start browsing their full list of available properties.

A finer alternative

It’s easy to see why great works of art tend to appreciate over time. Supply is limited and many famous pieces have already been snatched up by museums and collectors.

Art also has a low correlation with stocks and bonds, which helps with diversification. But it’s not without drawbacks: fine art is an illiquid, high-risk asset whose value can be influenced by shifting tastes, trends and the art world’s inner circle. It also requires proper storage, insurance and care — adding to the cost and complexity.

In 2022, a collection of art owned by the late Microsoft co-founder Paul Allen sold for $1.5 billion at Christie’s New York, making it the most valuable collection in auction history.

Investing in art was traditionally a privilege reserved for the ultra-wealthy.

Now, that’s changed with Masterworks — a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat and Banksy. They charge a 1.5% annual management fee and receive 20% of the profit when a painting sells.

It’s easy to use, and there have been 23 successful exits to date that have distributed roughly $61 million back to investors.

Simply browse their impressive portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless.

New offerings have sold out in minutes, but you can skip their waitlist here. See important Regulation A disclosures at Masterworks.com/cd.

What to read next

• Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Trump warns his tariffs will spark a ‘disturbance’ in America — use this 1 dead-simple move to help shockproof your retirement plans ASAP

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

Donald Trump’s victory in the U.S. presidential election has sparked a wave of relocations among high-net-worth individuals.

For instance, Ellen DeGeneres and her partner, Portia de Rossi, have reportedly moved to the U.K. following Trump’s win. Similarly, celebrities like Sharon Stone and Cher have publicly vowed to leave the U.S. should Trump secure the presidency.

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However, not all high-profile individuals are looking for an exit from America.

Anthony Pratt, an Australian business tycoon and chairman of Visy Industries and Pratt Industries — global leaders in packaging and recycling — has taken a decidedly different approach. Instead of leaving, Pratt is doubling down on his commitment to the U.S.

In a LinkedIn post, Pratt announced that he has been granted a green card and is relocating to the U.S.

“We decided it was time to live in America because: (1) My family are all U.S. citizens. (2) Over the past 30 years we have invested to build 70 factories in America, creating 12,000 well-paying American manufacturing jobs,” he shared.

Pratt also reassured stakeholders that he will continue to serve as chairman of Visy Australia and plans to return to the country regularly.

With a net worth of $12.5 billion, Pratt has already made significant investments in the U.S., demonstrating the opportunities the country offers. But you don’t need to be a billionaire to take part in America’s economic growth.

Here are three straightforward ways everyday investors can tap into the nation’s economic boom.

Investing in stocks

One of the simplest and most accessible ways to invest in America is through the stock market. Stocks represent ownership in businesses, giving investors a stake in the profits and growth of the companies they choose to support.

Under Trump’s presidency, certain sectors are expected to thrive. For instance, his support for domestic energy production and reduced environmental regulations could benefit companies involved in oil, natural gas and coal. Investors might consider established energy giants to tap into this opportunity.

Another area to watch is infrastructure and construction. Trump has consistently advocated for massive infrastructure projects, which could create opportunities in companies specializing in building materials, construction equipment, and transportation services.

Financial services might also benefit from deregulation efforts, particularly in banking and investment sectors, which could see reduced restrictions and potentially higher profits.

To make informed decisions, platforms like Moby, an investment research service, can be invaluable.

Founded by former hedge fund analysts, Moby offers individual stock picks and insights and has already helped over five million users identify high-potential investments before they deliver multibagger returns. Over the past four years, Moby’s stock picks have outperformed the S&P 500 by an impressive average of 11.95%.

Investing in ETFs

Exchange-traded funds (ETFs) offer an easy and diversified way to invest in the U.S. economy. Unlike individual stocks, which tie your investment to a single company, ETFs bundle together multiple stocks, helping you spread risk across a broader portfolio.

For investors looking to capitalize on opportunities in America under Trump’s presidency, sector-specific ETFs can be worth a look.

Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

For example, energy-focused ETFs can give you exposure to oil, natural gas, and other domestic energy industries, while infrastructure ETFs target companies in construction, engineering, and transportation.

Additionally, broad market ETFs, such as those tracking the S&P 500 Index, allow investors to participate in the overall growth of the U.S. stock market without picking individual winners and losers.

In fact, investing legend Warren Buffett has often championed the simplicity and reliability of index investing, famously saying, “In my view, for most people, the best thing to do is own the S&P 500 index fund.”

The beauty of this approach is its accessibility — anyone, regardless of wealth, can take advantage of it. Even small amounts can grow over time with tools like Acorns, a popular app that automatically invests your spare change.

Signing up for Acorns takes just minutes: link your cards, and Acorns will round up each purchase to the nearest dollar, investing the difference — your spare change — into a diversified portfolio.

With Acorns, you can invest in an S&P 500 ETF with as little as $5 — and, if you sign up today, Acorns will add a $20 bonus to help you begin your investment journey.

Investing in real estate

The U.S. is currently facing a significant housing shortage. An analysis by Zillow published in June estimated the housing shortage to be 4.5 million homes as of 2022.

Federal Reserve Chairman Jerome Powell addressed the crisis in September, pointing to the core issue: “The real issue with housing is that we have had, and are on track to continue to have, not enough housing.”

For investors, the housing supply gap presents a unique opportunity to invest in America. This trend transcends political administrations — no matter who is in the White House, people will always need a place to live.

While high home prices and elevated mortgage rates have made buying a home more challenging for individuals, you don’t need to purchase a property outright to invest in U.S. real estate.

First National Realty Partners (FNRP) offers accredited investors access to grocery-anchored properties without the hassle of finding and managing deals themselves.

Starting with a minimum investment of $50,000, investors can own shares in top-tier commercial properties leased by national brands like Whole Foods, Kroger, and Walmart. Investors can enjoy the potential to collect stable, grocery store-anchored income every quarter.

Arrived is another crowdfunding platform that has simplified the process of investing in U.S. real estate. It enables everyday investors to own shares in rental properties without the large down payments or management headaches typically associated with owning real estate.

Through Arrived, you can invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase, and then sit back as you start receiving rental income deposits from your investment.

What to read next

• Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Trump warns his tariffs will spark a ‘disturbance’ in America — use this 1 dead-simple move to help shockproof your retirement plans ASAP

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

A fresh wave of tariffs from President Donald Trump — despite a temporary pause on many — has unleashed chaos across global markets, reigniting trade tensions and rattling investors. But billionaire hedge fund manager Ray Dalio says the real storm is still to come.

On April 7, in a lengthy social media post, Dalio argued that the recent tariff drama is merely a symptom of deeper, structural problems.

“We are seeing a classic breakdown of the major monetary, political, and geopolitical orders,” he wrote.

Dalio outlined five forces he described as reshaping the global landscape.

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1. The global monetary order

Dalio said the global economic order is breaking down due to unsustainable debt and deep imbalances between debtor nations like the U.S. and creditor nations like China. As these imbalances unwind, Dalio warned the current monetary order will be forced to change in “big disruptive ways”, with major consequences for capital markets and the broader economy.

2. The political order

Dalio sees the political order of democracies breaking down under the weight of what he calls “huge gaps” in people’s education, income and opportunity levels, as well as values. He said history shows this kind of environment often gives rise to “strong autocratic leaders” — especially when paired with economic and market turmoil.

3. The global power structure

Dalio was blunt on this point: “The international geopolitical world order is breaking down because the era of one dominant power (the U.S.) that dictates the order that other countries follow is over.” He argued it’s being replaced by a “unilateral, power-rules” approach. While the U.S. remains the most powerful nation, Dalio said it is now operating under a more self-interested, “America First” framework.

4, 5. Nature and technology

Dalio added that “acts of nature” — such as floods and pandemics — are becoming more disruptive, while rapid advances in technology — such as artificial intelligence — are impacting “all aspects of life, including the money/debt/economic order, the political order, the international order, and the costs of acts of nature.”

Beyond the tariffs

Dalio didn’t offer specific investment advice in his post. But in a February interview with CNBC, he noted the importance of diversification — and pointed to the role of one time-tested asset.

“People don’t have, typically, an adequate amount of gold in their portfolio,” he said. “When bad times come, gold is a very effective diversifier.”

Gold is considered a go-to safe haven. It can’t be printed out of thin air like fiat money, and because it’s not tied to any single currency or economy, investors flock to it during periods of economic turmoil or geopolitical uncertainty, driving up its value. Over the past 12 months, gold prices have surged by around 35%.

For those looking to capitalize on owning gold while also potentially securing tax advantages, one option is opening a gold IRA with the help of Priority Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby offering the tax advantages of an IRA with the protective benefits of investing in gold, making it an option for those seeking to ensure their retirement funds are well-shielded against economic uncertainties.

When you make a qualifying purchase with Priority Gold, you can receive up to $10,000 in free silver.

Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

A tangible hedge with passive income

Many experts — including Federal Reserve Chair Jerome Powell and JPMorgan CEO Jamie Dimon — have warned that Trump’s tariffs could trigger a significant rise in inflation.

While gold remains a classic hedge, real estate offers a time-tested alternative — with the added benefit of generating passive income.

When inflation rises, property values often increase as well, reflecting the higher cost of materials, labor and land. At the same time, rising living expenses tend to push rents higher, helping landlords offset the erosion of purchasing power.

Traditionally, investing in real estate meant buying property outright and becoming a landlord. But for everyday investors who want to avoid the need for a hefty down payment or the burden of property management, crowdfunding platforms like Arrived offer an easier way to get exposure to this income-generating asset class.

With Arrived, you can invest in shares of rental homes with as little as $100, all without the hassle of mowing lawns, fixing leaky faucets or handling difficult tenants.

The process is simple: browse a curated selection of homes that have been vetted for their appreciation and income potential. Once you find a property you like, select the number of shares you’d like to purchase, and then sit back as you start receiving rental income deposits from your investment.

Another option is First National Realty Partners (FNRP), which allows accredited investors to diversify their portfolio through grocery-anchored commercial properties without taking on the responsibilities of being a landlord.

With a minimum investment of $50,000, investors can own a share of properties leased by national brands like Whole Foods, Kroger and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, accredited investors are able to invest in these properties without worrying about tenant costs cutting into their potential returns.

Simply answer a few questions — including how much you would like to invest — to start browsing their full list of available properties.

Consult a professional

Navigating today’s financial landscape can feel overwhelming. With markets swinging wildly and expert opinions often clashing, it’s difficult to know where to put your money. If you’re finding it difficult to make sense of the noise, now could be the right time to get in touch with a financial advisor.

With Vanguard, you can connect with a personal advisor who can help assess how you’re doing and make sure you’ve got the right portfolio to meet your goals on time.

Vanguard’s hybrid advisory system combines advice from professional advisors and automated portfolio management to make sure your investments are working to achieve your financial goals.

All you have to do is fill out a brief questionnaire about your financial goals, and Vanguard’s advisers will help you establish a tailored plan, and stick to it.

Once you’re set, you can sit back as Vanguard’s advisors manage your portfolio. They’re fiduciaries, so you can trust that the advice you’re getting is unbiased.

What to read next

• Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Trump warns his tariffs will spark a ‘disturbance’ in America — use this 1 dead-simple move to help shockproof your retirement plans ASAP

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

Former U.S. Congressman Ron Paul is stepping back into the spotlight.

Earlier this year, Tesla CEO Elon Musk wrote on X, “Would be great to have Ron Paul as part of the Department of Government Efficiency!”

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Musk, along with former GOP presidential candidate Vivek Ramaswamy, are leading President-elect Donald Trump the new Department of Government Efficiency.

Paul, a longtime advocate for smaller government, appears eager to contribute. He recently announced on X, “Elon Musk asked me to advise the new Dept. of Government Efficiency. I’d love to help bring sanity back!”

Musk has set ambitious goals for reducing the federal budget with this new entity. Speaking at a Trump campaign event, Musk claimed he could cut “at least $2 trillion” from the federal budget, though he did not specify which areas he would target for these reductions.

Paul, who has spent decades championing limited government and fiscal responsibility, seems like a natural fit for the initiative.

But the 89-year-old isn’t just focused on this new venture. He’s also sounding the alarm about what he sees as an urgent risk.

“However, I still think Americans need to shield their retirement funds ASAP from this much bigger threat,” Paul warned in a post that linked to a letter addressed to his audience.

‘This can save your 401(k)’

In the letter, titled “My New Partnership With Elon Musk (This Can Save Your 401k),” Paul delved into Musk’s invitation while shining a spotlight on what he calls a ‘more urgent threat’ than Washington’s notorious wasteful spending: inflation.

“Yes, government waste is stealing your tax dollars. But inflation is stealing something far more precious — your life savings,” Paul wrote.

Inflation impacts everyone by eroding the purchasing power of money. For savers, this erosion can be particularly damaging, as it diminishes the real value of their accumulated funds over time, making it harder to achieve long-term goals like retirement.

Paul underscored how this problem has already taken a toll. “Government inefficiency may cost taxpayers billions. But inflation has already stolen 18% of your purchasing power since 2021,” he explained.

Indeed, data from the Bureau of Labor Statistics shows that the U.S. Consumer Price Index has risen by 20% since the beginning of 2021, reflecting how inflation continues to drive up the cost of goods and services.

To combat this threat, Paul suggests diversifying savings into physical gold.

“Gold has been the ultimate protection against both government mismanagement and currency devaluation for thousands of years,” he wrote.

Gold is widely regarded as a hedge against inflation. Unlike fiat currency, the precious metal cannot be printed in unlimited quantities by central banks, and its value is not tied to a single economy or currency. These traits make gold a favored “safe haven” asset, particularly during times of economic uncertainty.

Investors seem to be taking note. So far in 2024, gold prices have surged by 28%, surpassing $2,600 per ounce.

When you open a gold IRA with the help of Priority Gold, you get access to IRS-approved gold and silver bars and coins through your self-directed gold IRA account. You can also roll over existing 401(k) or IRA accounts into the precious metals IRA without any penalties.

If you’d like to convert an existing IRA into a gold IRA, Priority Gold offers 100% free rollover, as well as free shipping, and free storage for up to five years. Qualifying purchases will also receive up to $10,000 in free silver.

To learn more about how Priority Gold can help you save for your retirement, download their free 2024 guide on how to invest in precious metals or book a free consultation with one of their specialists.

Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

Protect purchasing power

Paul isn’t alone in sounding the alarm about inflation. Experts across the political spectrum view it as a significant threat to America’s economic stability.

Larry Summers, former Treasury Secretary under President Bill Clinton, recently highlighted the issue on CNN, warning that “I am fearful that the Fed is going to be more like once burned, twice burned, rather than once burned, twice shy, on inflationary risks.”

If you share these concerns, it’s worth noting that gold isn’t the only asset investors use to shield themselves from inflation’s corrosive effects. Many have also turned to real estate.

In March 2022, just before U.S. inflation reached a decades-high peak, Musk advised: “It is generally better to own physical things like a home or stock in companies you think make good products, than dollars when inflation is high.”

Real estate offers a unique combination of stability and growth potential. During periods of inflation, property values often rise as the cost of materials and labor increase.

Additionally, rental income can provide a steady cash flow that adjusts to inflationary pressures, offering a hedge against the declining value of fiat currency.

You can tap into this market by investing in shares of vacation homes or rental properties through Arrived.

Backed by world-class investors including Jeff Bezos, Arrived allows you to invest in shares of vacation and rental properties, earning a passive income stream without the extra work that comes with being a landlord of your own rental property.

To get started, simply browse through their selection of vetted properties, each picked for their potential appreciation and income generation. Once you choose a property, you can start investing with as little as $100, potentially earning quarterly dividends.

What to read next

• Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Trump warns his tariffs will spark a ‘disturbance’ in America — use this 1 dead-simple move to help shockproof your retirement plans ASAP

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links.

The Department of Government Efficiency (DOGE) — an initiative led by Tesla CEO Elon Musk — was created to reduce wasteful spending and eliminate unnecessary regulations. But according to Musk, it could come with unexpected benefits for the American people.

“As it becomes clear that @DOGE is working, you will see the long-term Treasury bill yields fall,” Musk wrote in a recent post on X. “And all Americans will benefit from lower interest payments on mortgages, small business debt, credit card and other loans.”

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• Car insurance premiums could spike 8% by the end of 2025 — thanks to tariffs on car imports and auto parts from Canada and Mexico. But here’s how 2 minutes can save you hundreds of dollars right now

The idea seems to have struck a chord. As of this writing, Musk’s post has received 33.3 million views, 309,000 likes, and 12,000 comments.

Some users are enthusiastic. One top comment reads, “There is at least 150 basis points of premium priced-in to the 10Y Note Yield due to deficit spending. Eliminate deficit spending and rates go down for Americans.”

Musk’s claim isn’t entirely unfounded. If DOGE successfully cuts federal spending and reduces the deficit, it could theoretically lower borrowing needs and put downward pressure on Treasury yields.

However, the relationship isn’t so straightforward. Treasury yields are influenced by a wide range of factors, including overall economic conditions, Federal Reserve policy, and global demand for U.S. debt.

Moreover, the scale of potential savings remains uncertain. Responding to Musk, economist Peter Schiff wrote, “You are doing a great job at DOGE, but the cuts you make will not be enough to offset other spending increases and tax cuts.”

Navigating high mortgage rates: what homebuyers need to know

Over the past few years, Americans have felt the sting of high interest rates on their wallets. But those rate hikes were a necessary move — inflation soared to a 40-year high of 9.1% in June 2022, forcing the Federal Reserve to take aggressive action to cool the economy.

The Fed’s series of rate hikes drove up borrowing costs but successfully helped ease inflation. While the central bank began cutting rates toward the end of 2024, it has since held steady at a range of 4.25% – 4.50%, citing concerns that “inflation remains somewhat elevated.”

That’s not exactly good news for homebuyers. According to Freddie Mac, the average 30-year fixed mortgage rate currently sits at 6.87%, meaning borrowing remains expensive. If you’re in the market for a home, expect to pay significantly more in interest compared to pre-pandemic levels.

While it remains to be seen whether DOGE’s cost-cutting efforts will lead to lower mortgage rates, homebuyers still have options. Freddie Mac recommends shopping around, obtaining quotes from three to five lenders to secure the best possible mortgage rate possible. Even a small rate reduction can translate into significant savings over the life of a loan.

To make this process easier, places like the Mortgage Research Center (MRC) can help you quickly compare rates and estimated monthly payments from multiple vetted lenders. By entering basic details — such as your zip code, property type, price range and annual income — you can view mortgage offers tailored to your needs and shop with confidence.

One of the key reasons people are drawn to real estate is the same factor keeping the Fed cautious about lowering rates — inflation. When inflation rises, property values often climb as the cost of materials, labor, and land increases. At the same time, rental income tends to rise, allowing landlords to benefit from a revenue stream that naturally adjusts with inflation.

These days, you don’t need to buy a house to start investing in real estate. For instance, platforms like First National Realty Partners (FNRP) allow accredited investors to own shares in grocery-anchored properties without the hassle of finding and managing deals themselves — with a minimum investment of $50,000.

FNRP properties are leased to national brands like Whole Foods, Kroger, and Walmart, which provide essential goods to their communities. With Triple Net Leases (NNN), investors can enjoy the potential to collect stable, grocery store-anchored income every quarter, without worrying about tenant costs cutting into the bottom line.

There are drawbacks and risks involved with real estate crowdfunding, like illiquidity, that ordinary investors should be aware of before they take the plunge.

Read more: Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it

Get the most out of your credit card

It’s no secret that high interest rates can make credit card debt a financial burden. If balances aren’t paid off in full, they can quickly snowball, making it harder to keep up with payments. As of November 2024, the average credit card interest rate stood at a staggering 21.47%, according to the Federal Reserve Bank of St. Louis.

Given these high rates, many financial experts stress the importance of paying off your credit card balance in full each month. Suze Orman, for example, warns: “If you can’t afford to pay off a credit card in full, then that is money that shouldn’t be spent.”

That said, credit cards remain a valuable financial tool when used responsibly. They can help build credit, offer perks like cash back rewards and airline miles, and even provide fraud protection.

With so many credit card options out there, finding the right one can feel overwhelming. But with CardRatings.com, it’s quick, easy and personalized. Whether you’re after cash back, travel rewards, a low APR or zero annual fees, their CardFinder matches you with the best offers from leading providers.

Take the guesswork out of credit card shopping — let CardRatings find your perfect match and recommend a card that maximizes your rewards, savings and benefits — all tailored to you.

What to read next

• Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how
• Here are 5 ‘must have’ items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you?
• Trump warns his tariffs will spark a ‘disturbance’ in America — use this 1 dead-simple move to help shockproof your retirement plans ASAP

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.