I’m 54 with Stage 4 cancer — I don’t know how long I’ll be able to keep working but I want to make things easy for my 2 college-age kids. What do I need to do to get my affairs in order?
Charlotte, 54, was recently diagnosed with Stage 4 cancer, which means the disease has spread to other parts of her body. She doesn’t know how much longer she has, but she wants to get her finances in order while she can. She’s currently working full-time, however, as her health quickly deteriorates, she’ll be quitting soon. […]
‘Son, roll up your sleeves’: Dave Ramsey lays into ‘entitled’ man for questioning why to even invest if he might not live to enjoy his riches — but Ramsey says his mindset is the real problem
Sometimes you can get the best advice by poking the bear. One write-in guest on The Ramsey Show found out the hard way after trying to “make sense” of Dave Ramsey’s investment advice. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 6 […]
‘A recipe for disaster’: Virginia woman wants Dave Ramsey’s help dealing with daughter, 18, who’s never had ‘a single boundary’ with money — but he sees a way bigger ‘crisis’ to address
Heather, who lives in Fairfax, Virginia, called into The Ramsey Show and asked co-hosts Dave Ramsey and Dr. John Delony if there’s any hope to get an 18-year-old to budget when she’s always had easy access to and been surrounded by wealth. Don’t miss I’m 49 years old and have nothing saved for retirement — […]
Residents of this Las Vegas senior living complex say they’re feeling ‘overlooked and abandoned’ — why so many older Americans feel they have to choose between financial and physical security
Residents of a Las Vegas senior living complex are urging management to take action on what they’re calling unsafe living conditions. “We feel overlooked and abandoned,” residents of Acapella Senior Apartments wrote in a letter to corporate property management firm Ovation. In the letter, they complain of lack of security and unsafe living conditions. Retirement […]
I’m 72 and rely solely on Social Security to survive. I always dreamed of leaving my home to my kids, but with $77K in credit card debt and mounting medical bills, is selling my only option?
Imagine this scenario: Christopher is a 72-year-old retiree with multiple medical conditions that limit his mobility. He has no retirement savings, so he’s living off Social Security alone and supplementing this income with credit cards. But now he’s racked up $77,000 in credit card debt and faces some hard choices. Don’t miss I’m 49 years […]
Your credit card rewards are slowly becoming way less rewarding — here’s what’s behind that distressing trend
Credit cards are popular with Americans — and so are the points, rewards and perks that come with them. That’s why some Americans devote time and energy (and spending) to optimize multiple rewards programs and claim rewards they wouldn’t otherwise be able to afford, such as flying business class. The number of credit card accounts […]
Do you need a 6-figure income to retire early? No — here are 5 money-growing moves for the under-$100K set
Think retiring early is out of reach because you don’t make a six-figure salary? It takes careful planning and discipline, but it is still possible. About 60% of American retirees entered their golden years before they turned 65, with a median retirement age of 62, according to the 2025 EBRI/Greenwald Research Retirement Confidence Survey. Don’t […]
I’m 31, inherited $100,000 from my grandma, and my fiancée says I’m ‘stingy’ for refusing to spend it on a ‘dream’ wedding — but I want to use it for a house, kids. Am I wrong for saying no?
When Jim’s grandmother passed away, he didn’t just inherit her favorite teacups or photo albums — he inherited $100,000, and with it, a dream she always had for him: building a future, buying a home and starting a family. Not long ago, Jim proposed to his girlfriend of three years. They’d been planning a small, […]
I’m 59 years old, single and dreaming of retirement — but I’m still carrying an $81,000 mortgage balance. Do I have to wait to leave the workforce until it’s fully paid off?
Imagine this scenario: Brenda is 59, single, has no children and is eyeing retirement. The hitch? She still has $81,000 outstanding on her mortgage, so she’s wondering if it makes sense to remain in the workforce until it’s paid off. If she retires with a mortgage, she’d join a growing share of older Americans who’ve […]
I spent way too much in my first 4 years of retirement on fun things like travel — now I worry I’ll never get back on track. What do I do?
Retirees usually have bucket lists and dream vacations they want to go on while they’re still healthy and fit. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 6 of the easiest ways you can catch up (and fast) Robert Kiyosaki warns of […]