At 18, a South Carolina woman discovered her mom had stolen her identity and racked up $186K debt in her name — now she feels ‘stuck’ but Ramsey Show hosts say she needs a ‘paradigm shift’
When she turned 18, Jessica from South Carolina found out her mom had been using her Social Security number since she was a toddler — racking up $186,000 of credit-card debt in Jessica’s name. After hiring a lawyer, Jessica was able to have her credit wiped clean, but she’s left with zero credit history and […]
Nearly 25% of Americans are ‘functionally unemployed’ — and that’s a big problem. Are you one of them?
A low unemployment rate typically signals that an economy is generally healthy. The unemployment rate in the U.S. remained near a 50-year-low in April 2025 at 4.2% — plus, American employers added 177,000 jobs in April despite the uncertainty of Trump’s tariffs and trade wars. This all sounds good, right? Not so fast. Don’t miss […]
‘Trying to put my life back together’: Aussie nurse’s life upended after scammers drain her bank account, open loans in her name — here’s how to protect yourself from ‘phone porting’ scams
An Australian nurse had her life upended when scammers hijacked her phone number, drained her bank accounts and opened loans in her name — all within 24 hours. “They were able to change my email, passwords,” Lee-Anne McLean told 9News. “They broke into my social media and they opened bank loans.” And she doesn’t know […]
Your credit card rewards are slowly becoming way less rewarding — here’s what’s behind that distressing trend
Credit cards are popular with Americans — and so are the points, rewards and perks that come with them. That’s why some Americans devote time and energy (and spending) to optimize multiple rewards programs and claim rewards they wouldn’t otherwise be able to afford, such as flying business class. The number of credit card accounts […]
I’m in my 70s and recently widowed and need to revise my will. But with 3 adult kids, I’m agonizing over how to choose which I name as my executor without risking offending the others
Imagine this scenario: Christine is in her 70s and needs to revise her will. The last time she looked at the document, her husband was still alive and their three children were toddlers. A lot has changed since then — she’s now widowed and has three adult children. Her estate includes a house and car, […]
I spent way too much in my first 4 years of retirement — now I worry I’ll never get back on track. What do I do?
Retirees usually have bucket lists and dream vacations they want to go on while they’re still healthy and fit. But after trips and maybe a few too many dinners out over the past four years, it sounds like you’re suffering buyer’s remorse. The good news is you realized you’re jeopardizing your ability to fund the […]
I’m 68, survived a car crash and have relied on Medicaid for years. Now I’m inheriting $250K from a friend — but fear losing benefits. How can I protect the money, make sure my kids get it?
Imagine this scenario: Two decades ago, Kristin was driving home from a friend’s house when she was struck by a drunk driver, who hit her car head-on. After surviving a coma and suffering a brain injury that made it impossible to work, she’s been on Medicaid ever since. While she has enough money to get […]
‘I’m speechless’: San Francisco families feel betrayed after learning $3.8M in donations meant for local playgrounds were allegedly used on expenses like ‘swanky galas’ and staff bonuses
The San Francisco Parks Alliance (SFPA) — a nonprofit foundation established to “create, sustain and advocate for parks” — has abruptly shuttered amid a media and legal firestorm over alleged mismanagement involving at least $3.8 million in donations. That leaves donors like Nicola Miner — whose Baker Street Foundation donated $3 million to the SFPA […]
‘A lesson in worst practices’: Shocking audit reveals Chicago parking meters have made $2B for a private company — with 58 years still left in the deal. What everyone can learn from this
Have you ever been strapped for cash? Perhaps you took a payday loan, sold a long-term asset or even made an early withdrawal from your 401(k). And chances are, you’ve later regretted it. This is the situation the City of Chicago finds itself in — and the cost may have been billions. Privatizing public infrastructure […]
I’m 28, recently married, with zero debt — I’ve always wanted to own a house but the market seems so lousy right now. Is it smarter to invest in the S&P 500 and save up while renting for now?
Jamie, 28, recently married her long-time boyfriend, Ben. They’ve always been careful with their money as a couple, sticking to a monthly budget and saving 15% of their salaries. They even opted for a small, simple wedding rather than racking up debt. Jamie and Ben rented a small one-bedroom apartment when they moved in together […]