‘Son, roll up your sleeves’: Dave Ramsey lays into ‘entitled’ man for questioning why to even invest if he might not live to enjoy his riches — but Ramsey says his mindset is the real problem
Sometimes you can get the best advice by poking the bear. One write-in guest on The Ramsey Show found out the hard way after trying to “make sense” of Dave Ramsey’s investment advice. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 […]
My partner of 2 years is drowning in $80K credit card debt and kept it a secret from me — now he wants to move in with his parents while he pays it off. We’re in our 30s. What should I do?
It’s understandable if you’re not keen on moving in with your boyfriend’s family or visiting him at his parents’ house. Your life goals may also be put on hold while he sorts out his finances. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here […]
If you take CPP at age 60, you will lose 36% of your benefits — but here are 3 key instances when claiming early actually makes a lot of sense. How many apply to you?
For every month you take your Canada Pension Plan retirement benefit early, you permanently lose 0.6%, reducing your monthly cheque up to 36% if you take it at age 60. On the other hand, for every month you wait after age 60, you increase your benefit amount by 0.7%. If you wait until age 70, […]
Trump wants to ‘abolish’ the IRS and replace federal income tax revenue with tariffs on imports — how would such a move affect middle-class Americans?
U.S. President Donald Trump plans to replace income taxes with tariffs, but what does that mean for the average middle-class American? Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch up (and fast) Gain potential […]
There’s a new ‘magic number’ Americans say they’ll need to retire comfortably — and it’s a shocking change since 2024. Here’s how to reach it ASAP without turning to sorcery
Humans often seek easy answers and shortcuts. This is not always a flaw, but a form of efficiency. So, it’s no surprise that we want a ‘magic’ answer to one of the biggest financial decisions we need to make: how much to save for retirement. As a result, we often have a ‘magic number’ in […]
‘Something worse than a recession’: Billionaire investor Ray Dalio says Trump’s economic agenda could be catapulting the US toward a world order ‘very much like the 1930s’
The founder of Bridgewater Associates, one of the world’s largest hedge funds, is voicing concern that President Donald Trump’s economic agenda could lead to “something worse than a recession.” “Right now, we are at a decision-making point and very close to a recession,” billionaire investor Ray Dalio told NBC’s Meet the Press. “And I’m worried […]
This Florida family was left with staggering $700,000 in flood damage after Costco fridge installation turned into nightmare — why ‘free’ service often costs far more than you think
What should have been a straightforward home upgrade has turned into an ongoing nightmare for one family in Jacksonville, Florida. The problem started back in November, when Bradley Byrd purchased a $3,500 fridge from Costco. The fridge came with a free appliance installation service, but this “free” service didn’t exactly turn out to be without […]
Can buying in bulk actually cost you more? Why Americans desperate for savings should be wary of warehouse clubs like Costco
With prices rising, consumers are increasingly looking for ways to save money. And one way to do that is through warehouse club retail stores, like Sam’s Club, Costco and BJ’s Wholesale Club. But is membership all it’s cracked up to be? Shopper Britney Downing tells KHOU-11 that she saves on cereal for her five kids. […]
‘Unfit for human habitation’: This Cedar Rapids building has finally been condemned after tenants lived without power or plumbing — what can you do if a landlord leaves your home to rot
Imagine authorities declared your home unlivable — and gave you just days to vacate. That’s the reality for residents of an apartment building in Southwest Cedar Rapids, Iowa — and now, according to KCRG-TV9, they’re struggling to find new places to stay. Don’t miss I’m 49 years old and have nothing saved for retirement — […]
More and more Americans are draining their 401(k)s to survive — with ‘hardship withdrawals’ at 15%-20% above normal. But these 3 bad things can happen if you crack into your nest egg early
More Americans are tapping into their 401(k) to make ends meet — treating it more like an emergency fund than a retirement savings plan. Hardship withdrawals are running 15% to 20% above the historical norm, Empower CEO Ed Murphy told Bloomberg TV. Empower is the second-largest retirement plan (by number of participants) in the U.S. […]