Your golden years don’t have to go down the drain — here’s how to keep your savings flowing strong through retirement
It’s tempting to assume that your retirement date and your first Social Security check will arrive at the same time. But for many retirees, that’s not how it works out. According to a MassMutual survey, the average retirement age in 2024 was 62, (1) while most Americans don’t start claiming Social Security until age 65, […]
Zillow and Redfin are being sued by 5 states, the FTC over an alleged rental advertising scheme — here’s how it could impact prices
With rent prices already going up in 2025, this news may not make Americans feel any better about the state of the rental market. Zillow and Redfin, two online real estate companies, are being sued by both state and federal government officials. According to USA Today, attorneys general from five states have filed a joint […]
This 1 generation is the most likely to give up on their dream of owning a home — are they right to be disillusioned by the housing market?
Millennials and homeownership has basically become a punchline, but the impact that today’s housing market has had on this generation is no joke. And as millennials continue to feel squeezed out of the housing market, they haven’t exactly been silent about it. A recent survey from Bankrate found that one in six aspiring homebuyers in […]
Experts say S&P 500 is ‘broken’ — despite hitting record high. Is Warren Buffett’s ‘set it and forget it’ total trust in it no longer justified?
On October 8, the S&P 500 reached a record high of 6,753.72 amid an ongoing government shutdown. (1) If you’re someone who’s heavily invested in it, you may be feeling pretty good about the state of your portfolio. But if your primary investment strategy is to hold an S&P 500 index fund or ETF and […]
Indiana couple with $172K in debt resorting to credit cards to buy groceries — here’s the 1 mistake Dave Ramsey says is the root of their problems
After combining her finances with her husband’s, Michelle from Indiana discovered just how deep they are in debt. Michelle called in to The Ramsey Show seeking help on how to deal with this debt, which includes $50,000 in credit card debt and $12,000 for a personal loan. Most of the credit card debt belongs to […]
House flippers bought the house next door — and now it seems they’re intentionally building a fence on my side of the property line. What should I do?
Melanie’s next-door neighbors just sold their home, and she learned that the new owners were property flippers when they immediately started making changes to the house. At first, Melanie was glad to see that the property was being upgraded, until the flippers started building a fence on her land. Previously, there was no backyard fence […]
Trump could put Fannie Mae and Freddie Mac on the market by the end of the year, housing chief says — here’s what it could mean for your mortgage
President Donald Trump is “opportunistically evaluating” taking Fannie Mae and Freddie Mac public as early as the end of the year, says Federal Housing Finance Agency (FHFA) chief William Pulte. “President Trump made the right decision not to take Freddie and Fannie public during his first term and is opportunistically evaluating an offering this time […]
The shocking ‘widow’s tax penalty’ results in higher taxes on less income after your spouse dies — why you must plan for it now to prevent disaster
Losing a spouse is emotionally devastating — and for many widows and widowers, it can also bring unexpected financial hardship. One key reason is the “widow’s tax penalty,” a little-known tax consequence that can increase your tax burden and reduce income after a spouse’s death. Here’s how this penalty can significantly impact your retirement finances. […]
There’s a curious boom of New York City rental buildings with exactly 99 units — why that may be bad news for the city’s housing plans
New York City renters have one number on their minds right now: zero. That’s how much the leading mayoral candidate, Zohran Mamdani, has promised to raise the rent by for rent-stabilized tenants. But while everyone else is debating the proposed rent freeze, New York City developers have another magic number on their minds: 99. Under […]
NYC man blindsided after parents admit that they borrowed $17K for his college — and now want him to pay it off. What Dave Ramsey says he should do
James from New York graduated from college nearly a decade ago. But his parents just informed him that they had taken out a parent PLUS loan to help pay for his college tuition — a loan he wasn’t aware of — and now they want him to pay them back. Must Read Thanks to Jeff […]