Most Americans actually get richer in their first 10 years of retirement. Here’s why, and how you can set yourself up for success in 2026
It’s a common fear: running out of money in retirement. But here’s a surprising truth — many American seniors actually see their net worth rise significantly after leaving the workforce. While it might sound counterintuitive to grow wealth without a steady paycheck, careful planning, reduced spending and financial safety nets help make this a reality […]
I just lost my job and my credit card company says it will write off $10,000 on a $30,000 debt. Should I accept?
Getting out of debt isn’t easy — especially after a job loss. Credit card balances can balloon fast once income dries up, and even small expenses start piling on interest. Sometimes, credit card companies will agree to "write off" some or all of your debt. But there are catches. Here’s what it means to have […]
I replaced my mother-in-law’s roof without a contract because she’s family — but then she stiffed me for nearly $20,000. What are my options?
Jason, a licensed builder, agreed to replace his mother-in-law’s roof for $20,000, after it was damaged in a serious storm. But he didn’t bother to draw up any paperwork to formalize the job. After all, this was family. Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little […]
Cardiologist earning $650K wants a $250K Porsche — Dave Ramsey explains a smarter way to satisfy that urge
A recent caller to The Dave Ramsey Show asked whether he should buy a US$250,000 (C$350,000) Porsche, seemingly expecting the famously frugal finance guru to quash the idea — but his answer was surprising. Ramsey actually wasn’t opposed to the luxury car purchase in theory, given the caller’s high income, but he discouraged him from […]
The $1K ‘Trump Account’ for your child could grow up to 6 figures. Here’s a strategy keep it tax-free for life
If you’re having a baby between 2025 and 2028, your bundle of joy could come home with a $1,000 head start from the government. That’s the whole idea behind the new “Trump Accounts,” introduced as part of the One Big Beautiful Bill President Trump signed in July 2025. These accounts are meant to help families […]
Social Security is paying out more than it can bring in, leaving the government with a $67 billion problem — how to shore up your savings just in case
This article adheres to strict editorial standards. Some or all links may be monetized. The Social Security Board of Trustees has announced the program’s combined trust funds are projected to cover all scheduled benefits in full until 2034 — one year earlier than projected — at which point only 81% of benefits will be payable. […]
Michigan woman says her husband racked up $46K in debt on ‘toys’ and now they can’t move out of her parent’s home — what Ramsey Show hosts say to do
Renee from Michigan called The Ramsey Show with a dilemma many Americans can relate to: she and her husband moved into her parents’ home four years ago to save money and get help with childcare — but instead of using the opportunity to get ahead, their debt has exploded. They started with $10,000 in debt. […]
Jim Cramer reveals 5 ‘boneheaded mistakes’ he’s made over decades of investing so you can skip the learning curve, and avoid costly errors
This article adheres to strict editorial standards. Some or all links may be monetized. Ask any celebrated investor the secrets to their success, and they’ll probably mention their setbacks too. Nobody is perfect. Everyone makes mistakes, and it’s learning from them that can separate the pros from the amateurs. Fortunately, that doesn’t mean you have […]
Wisconsin man is $1.8M in debt but has a rental portfolio worth $4.4M — here’s how Dave Ramsey tells him to fix his ‘crap’ strategy
Ryan from Wisconsin called in to The Ramsey Show because instead of making money, his $4.4-million real-estate portfolio is losing it. He earns $5,000 to $19,000 a month in rent from his tenants, which is not enough to service his mortgage debt. He’s now $1.8 million in the hole. Much of it is commercial real […]
RI homeowner fed up with town vehicles parking on his property for free — says extra insurance, taxes add up. But town asks ‘Why now?’ after 30 years
In East Greenwich, Rhode Island — a town known for its close-knit community and lively downtown — homeowner Andy Gough has had enough of his neighbor. The problem is his neighbor is the Town Hall. Gough says the town has been taking advantage of him by parking both official and personal vehicles on the paved […]