Rich Americans are thriving in 2025 while 80% of the country falls behind — how to build wealth in the ‘K-shaped’ economy (even if you’re squeezed)
There’s a puzzling dynamic emerging in the American economy. On one hand, the S&P 500 and Nasdaq continue to set record highs and economic growth data is seemingly robust. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with […]
Georgia woman’s husband keeps her in the dark about their finances and must ask him for money — what Dave Ramsey says to do or ‘shut up about it’
“He sucks as a husband.” That was Dave Ramsey’s blunt reaction to Brandy, a caller from Georgia who phoned The Ramsey Show in October in distress. Brandy explained that she has no access to her family’s finances — not the bank accounts, not the business earnings, not even basic monthly expenses. Every dollar she needs […]
11,000 Canadians hit millionaire status in 2024 — here’s how you can copy their investing strategies
Canada is seeing a millionaire boom. In 2024, 11,000 Canadians joined the millionaire club, a 2.4% increase from 2023, according to the Capgemini World Wealth Report 2025. That growth was fuelled by an 18.5% surge in the S&P/TSX Composite Index, its best performance since 2021. But it wasn’t just stocks making fortunes — alternative investments […]
11,000 Canadians became millionaires last year — here’s the smart investing moves that can help you join them
Canada is seeing a millionaire boom. In 2024, 11,000 Canadians joined the millionaire club, a 2.4% increase from 2023, according to the Capgemini World Wealth Report 2025. That growth was fuelled by an 18.5% surge in the S&P/TSX Composite Index, its best performance since 2021. But it wasn’t just stocks making fortunes — alternative investments […]
Nearly 80% of US workers have been victims of ‘career catfishing’ — what’s behind this growing issue and how to vet your next employer
Landing a new job should feel like a step forward. But if your new role turns out to be very different from what you were promised, you may have been “career catfished.” The term describes when a company misrepresents the job, company culture or compensation to lure in candidates — and it’s happening a lot […]
$137K in debt at 65 and wants to retire debt-free — Dave Ramsey’s advice to tackle retirement worries head-on
Mark from North Carolina is 65 — but he’s not retiring any time soon because he’s made “absolutely horrible decisions with money all my life.” He called into the The Ramsey Show and told the hosts that his wife has about US$10,000 (C$14,000) in a 401(k) — the American equivalent of a RRSP — and […]
I’m 60 and have been diagnosed with a terminal illness that will require constant costly care. How can I set up my retirement accounts to pay for it?
Preparing for retirement is a decades-long process we focus on throughout our adult lives and careers. However, retirement doesn’t always go according to plan. Sometimes, an illness creates a sudden need to find a Plan B. Imagine this hypothetical situation. At 60, Dawn was diagnosed with amyotrophic lateral sclerosis (ALS). Dawn had planned to work […]
New Jersey man confesses he spent $55K on his ‘nasty habit’ in just 6 weeks — how Dave Ramsey says he can get out of crisis and back on track
James, a 25-year-old who recently moved to Atlantic City, called The Ramsey Show to confess that he’d wiped out his savings in under two months at the city’s famous casinos. "Came from a small town, had no casinos, had no access to gambling where I was from,” he told hosts Dave Ramsey and George Kamel. […]
Smarter spending: How Canadians can use buy now, pay later without paying more
As Black Friday deals flood flyers and forums, Canadians are gearing up for holiday shopping with one goal — stretching every dollar. Now, there’s a new way to make that easier: PayPal (NASDAQ:PYPL) has launched its Buy Now, Pay Later (BNPL) service in Canada, allowing shoppers to split purchases into smaller, interest-free payments (1). The […]
My wife and I, both 79, are trying to survive on $2K/month from CPP/OAS. Our house is paid off and we have $50K in savings, but we’re scared of running out of cash — what do we do?
This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Jill and Daniel, both 79, have been retired for over a decade, but are reassessing […]