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Category: Moneywise

Michigan woman hesitant to give up coveted 2.8% mortgage rate to move in with husband of 3 years — why The Ramsey Show tells her it’s a no-brainer

This article adheres to strict editorial standards. Some or all links may be monetized. If you got a mortgage in 2020 or 2021, you may have what seems like an unbeatable deal. But falling in love with your mortgage rate could be a bad life decision. That’s what The Ramsey Show hosts John Deloney and […]

I’m 58 years old, single and simply over the daily grind. I’ve got $970,000 stashed in my 401(k) — can I retire today?

This article adheres to strict editorial standards. Some or all links may be monetized. You’ve hit your late 50s, you’ve got a nice cushion in your 401(k) and suddenly you find yourself wondering if that cushion will provide you with enough comfort to retire today. The promising news is that yes, you may be able […]

Zappos founder’s family left shocked after mysterious will appears, naming surprise heirs to his $500M estate — how to avoid blindsiding your kin

A mysterious will mailed to a Las Vegas courthouse has thrown the future of a late visionary’s $500-million estate into chaos — and no one seems to know where it came from. It may sound like the plot for a blockbuster movie, but it’s the real-life legacy of late Zappos founder Tony Hsieh. Must Read […]

RBC poll finds Canadian entrepreneurship aspirations hit eight-year high, but official numbers lagging

Entrepreneurial ambition in Canada is rising to levels not seen since before the pandemic. According to the 2025 RBC Small Business Poll, 59% of Canadians say they aspire to own a business — the highest share since 2017. The findings suggest Canadians are not only dreaming of entrepreneurship but see it as a realistic path […]

Warren Buffett and Bill Gates once shared the 2 habits that were the secret to their success — why IQ alone might not matter as much as you think

This article adheres to strict editorial standards. Some or all links may be monetized. It’s common knowledge that Warren Buffett and Bill Gates are two of the most successful men in the world. Back in 1998, Buffett gave a lecture alongside Gates at the University of Washington, where they shared how crucial forming good habits […]

A Manitoba worker’s fight with the province and Canada Life over denied disability pay shows how the system really works

A Manitoba government employee is suing the province and insurance provider Canada Life after her long-term disability claim was denied by the company, CBC News reported (1). The woman was the manager of the Legislative Assembly gift shop and an employee of the province for over a decade. She was diagnosed with long COVID and […]

Donald Trump’s plan to end taxes on Social Security will benefit this 1 group of Americans the most, report finds — are you part of it?

This article adheres to strict editorial standards. Some or all links may be monetized. Social Security is a key income source for millions of retired Americans. Social Security benefits are taxed at the federal level, and the thresholds at which taxes on benefits apply are very low. Benefits are taxed for seniors whose combined income […]

How much savings do I need to spend $12,000/month in retirement? A lot more than you probably think

For many Canadians, retirement isn’t just about getting by — it’s about living comfortably and maintaining a middle-class lifestyle. Earning $12,000 a month — or $144,000 a year — in passive income, for instance, could make that possible, covering everyday expenses while still allowing for travel, dining out and other luxuries. But reaching that level […]

Here’s the new ‘0.01% rule’ this money expert swears by to encourage Americans to indulge in more guilt-free spending — would it work for you?

If you agonize over every purchase — whether it’s organic strawberries or a trip to Paris — the 0.01% rule might help put things in perspective. Essentially, the rule states that it’s safe to spend 0.01% of your net worth on a splurge without wrecking your budget. Must Read Thanks to Jeff Bezos, you can […]

These Texas friends travelled around the world in 80 days — in their 80s. Most retirees can’t swing that. How to plan and pay for travel in later life

Eleanor Hamby and Dr. Sandra Hazelip are two widows proudly boasting of their epic trip after circumnavigating the globe in 80 days. They should be proud. Even Phileas Fogg, fictional hero of Around the World in 80 Days, couldn’t claim an equal achievement. He was 40. These women are in their 80s. Must Read Thanks […]

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