Pennsylvania man, 68, fraudulently collected $34K from Social Security by leaving out 1 key detail in his reports — now he faces 10 years in prison

A Pennsylvania man could spend up to a decade behind bars after admitting to defrauding the Social Security Administration (SSA) of more than $34,000. His case underscores not only the serious consequences of omitting information but also the wider problem of Social Security fraud in the U.S. Must Read Real Estate: Thanks to Jeff Bezos, […]
Most Americans think 63 is the perfect age to retire, but they’re dead wrong. Here’s the big number to bet your retirement on instead

This article adheres to strict editorial standards. Some or all links may be monetized. When it comes to retirement, timing is everything. If you leave the workforce too early, you could increase the chances of outliving your savings. And if you retire too late, you may find yourself more exposed to age-related health risks with […]
I plan to leave my entire $2.5M estate to my son when I die, but I don’t want his wife to ever get any of my money. How do I make sure of that?

When preparing a will, it’s not uncommon for awkward family dynamics to complicate the process. Imagine Joan, a 73-year-old widow who lives in a $1.5-million house in Colorado and has roughly $1 million saved. Joan, who recently started working on her will, wants to leave her entire estate to her son, Roger. But there’s a […]
Don’t put these 5 assets in a living trust. How to help your kids bypass probate when you die

This article adheres to strict editorial standards. Some or all links may be monetized. If you will, allow us to present the hypothetical case of Pete Moneywise, a married, 78-year-old father of three who wants to get his financial affairs in order before his passing. Though he exists only within the confines of this article, […]
Would you take care of your spouse’s elderly parents? The divorce lawyer of Kim Kardashian, Britney Spears reveals the truth about prenups in America

A proposal may feel like a fairytale moment, but saying “yes” is the easy part. The excitement of engagement quickly gives way to the realities of planning, booking venues, comparing caterers and mapping out budgets late into the night. And while those decisions shape your wedding day, the bigger financial conversations you have now can […]
‘It’s not that hard’: Dave Ramsey tells NY woman, stuck in a paycheck-to-paycheck cycle despite $300K family income, how to break the pattern

This article adheres to strict editorial standards. Some or all links may be monetized. A school psychologist named Maria called into The Ramsey Show in July with an unusual problem: Despite having minimal debt and a combined yearly income of nearly $300,000, she and her husband could not seem to stick to their budget. Ramsey […]
‘This is insanity’: Dave Ramsey told this Boston couple they should sell their stocks to pour $250,000 into their mortgage. Is that good advice?

Nick’s sitting on a classic money dilemma: take the $150,000 his wife has in a stock portfolio from her old job and knock down their mortgage, or stash it away as a safety net. The Boston couple is torn between peace of mind and the satisfaction of wiping out debt. Nick called into The Ramsey […]
Arizona caller says in-laws gave them money, but have a history of financial abuse. Here’s what The Ramsey Show says about gifts with strings attached

Dana from Phoenix, Arizona, called into The Ramsey Show to ask for advice about a gift from her in-laws to the tune of $38,000 (1). Sounds great. So, what’s the catch? Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t […]
The Ramsey Show hosts say there’s only 1 solution for military family in ‘full-blown crisis’ living in a trailer and paying $1,720/month in car loans

Eric, a military service member who earns $5,000 a month, lives in a trailer with wife and kids in West Virginia. They can’t afford to live anywhere else — ironically, because they’re still paying off the trailer, along with three other vehicles and additional debts totaling $209,000. Eric reached out to The Ramsey Show for […]
Young Americans are now pooling their funds to afford homeownership — why 1 woman says buying with her best friend was the best choice she ever made

Heidi Turner and her best friend have shared a lot over the years, including the dream of home ownership. They made it official 15 years ago, buying a home together — rather than waiting to save up for a down payment or marrying a life partner. Must Read Real Estate: Thanks to Jeff Bezos, you […]