I’m 40 and while pinching every penny for retirement, I missed out on having fun in my 20s and 30s — can I have both without wrecking my future?
Most of us struggle to follow a budget. In fact, 83% of Americans say they find it hard to stick to one. But there’s a dedicated few who treat their budgets like a law — or even a religion. Budgeting is smart. It allows you to live within your means, save for the future and […]
I get $100 from my cash back credit card every year — but my friends who use several rewards cards told me they earn up to $1,000. Am I missing out?
Credit cards don’t just make shopping convenient. In some cases, they could put serious money back in your pocket. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how Robert Kiyosaki says this […]
‘America will become a renter nation’: Grant Cardone sounds alarm bells for home prices — how to invest in real estate without a huge mortgage
This article adheres to strict editorial standards. Some or all links may be monetized. While President Trump demanded that interest rates be dropped immediately, at the end August 2025 the Consumer Price Index for All Urban Consumers was 2.9% higher than it was the previous year. These elevated interest rates, coupled with persistently high home […]
Debt-free Chicago dad earning $160K says his wife spends too much. Here’s why The Ramsey Show hosts say he’s the one with problem
Earning nearly $160,000 a year and living completely debt-free, a Chicago father might seem to have it all figured out financially. But when Jake and his wife Jenny spoke on The Ramsey Show recently, it wasn’t to share a success story — it was to air a familiar household conflict: how much spending is too […]
NY dad gave his son $117K for a down payment, but his hidden motive made things awkward. Why Dave Ramsey says it was a ‘dumb idea’ from the start
With housing prices already high and on the rise, it’s not uncommon for today’s homebuyers to require help with making a down payment. According to a 2025 survey from Redfin, almost 24% of Gen Zers and millennials who recently bought a home used a cash gift from either a family member or an inheritance to […]
Experts say S&P 500 is ‘broken’ — despite hitting record high. Is Warren Buffett’s ‘set it and forget it’ total trust in it no longer justified?
On October 8, the S&P 500 reached a record high of 6,753.72 amid an ongoing government shutdown. (1) If you’re someone who’s heavily invested in it, you may be feeling pretty good about the state of your portfolio. But if your primary investment strategy is to hold an S&P 500 index fund or ETF and […]
AI isn’t the biggest threat to Gen Z workers right now, says leadership expert — why ‘youngism’ is to blame for holding this generation back
While Gen Z workers might be worried about how AI will impact the job market, it’s not the only threat to building a career. While older workers may face discrimination in the workplace — being passed over for jobs or promotions — young workers have the opposite problem: youngism (1). Must Read Thanks to Jeff […]
My sister just died and left me as the trustee for my 12-year-old nephew’s $100,000 inheritance. It’s a lot of responsibility — what do I do first?
When an adult inherits money, there is often freedom in how they can use it, unless specified otherwise through a will or estate plan. However, when a minor inherits money, it must be managed through a trust account because they are deemed too young to manage it by themselves. While this is a common method […]
You’re doing better than around 50% of Americans if you check off just 1 of these 3 boxes. How do you stack up?
This article adheres to strict editorial standards. Some or all links may be monetized. It’s easy, and fairly common, to feel like you’re lagging behind everyone else when it comes to finances. Fifty-three percent of Americans surveyed by Navigator in July said they feel behind where they thought they would be financially [1]. An identical […]
Leave more than money: practical legacy planning for Canadians
Many Canadians dream about the legacy they will leave behind — not just money, but the values, traditions and lessons for loved ones. Thinking ahead about how your wealth and life experiences will shape the future can provide clarity and peace of mind. That’s where legacy planning comes in. Legacy planning is the process of […]