Are you retiring before you start Social Security? Then you need to make 1 crucial change that could make (or break) your retirement — so do it ASAP
It’s easy to assume that a person’s retirement age and the age they start claiming Social Security neatly coincide. However, for many retirees, that’s simply not the case. While the average retirement age in 2024 was 62, according to a MassMutual survey, the average age of claiming Social Security is 65, according to AARP. That […]
Economist Mark Zandi says these 22 states have slipped into recession based on 2 clear indicators. Could the ripple effects hit your wallet next?
This article adheres to strict editorial standards. Some or all links may be monetized. The National Bureau of Economic Research (NBER) defines a recession as a "significant decline in economic activity that is spread across the economy and that lasts more than a few months." In practice, a recession is generally defined as at least […]
Trump says $2,000 tariff checks could come mid-2026. But one Republican senator says, ‘We can’t afford it’
This article adheres to strict editorial standards. Some or all links may be monetized. President Donald Trump kept hopes alive that he plans to share revenue from his trade tariffs as a dividend check. "We’re going to be issuing dividends later on, somewhere before, probably in the middle of next year, a little bit later […]
Charlotte man says his ‘full of crap’ ex-wife wants him to cash out his 401(k) to buy a home, but Ramsey Show hosts warn he’ll face huge penalties
Should you cash out your 401(k) to buy a home? Raiding your retirement savings may seem like a no-no, but Ryan from North Carolina recently called The Ramsey Show to say he’s thinking about doing exactly that (1). His reason: His ex-wife used the share of his 401(k) she got in the divorce to buy […]
Trump administration to test new AI Medicare gatekeeper in 6 states — but experts worry the cost-saving program could compromise care in the US
AI is increasingly becoming a part of everyday life. But in the context of health care, that’s not necessarily a good thing. Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s […]
Here’s the number of Canadians who reach $1 million by retirement — and 3 steps to help you get there. Are you close?
This article adheres to strict editorial standards. Some or all links may be monetized. These days, most people are under the impression that the only way they can afford to retire is doing so as a millionaire. More specifically, many Canadians believe retiring comfortably requires seven figures. According to a 2025 BMO survey, the average […]
Decades after an exodus, this once affluent city is attracting transplants with the most affordable housing in America
Pittsburgh has pulled off something remarkable and homebuyers should be paying attention. Last month it was the lowest-priced large U.S. housing market, with a median listing price of $250,000, over $150,000 below the national median, according to Realtor.com (1). Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as […]
I’m 70, have $1 million in my 401(k) and want to help my daughter pay down her student debt. But will helping her find her balance risk losing mine?
Many parents provide financial support to their adult children. In fact, a report from Savings.com revealed that half of all parents with adult children still provide regular financial help — $1,474 per month, on average (1). Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 […]
US job cuts surged 183% in October to a record 153K, possibly signaling the end of America’s ‘no hire, no fire’ landscape
Experts say the U.S. labor market is a “no-hire, no-fire” landscape, but are recent staff cuts at major corporations signaling a shift? Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s […]
I’m 40 and while pinching every penny for retirement, I missed out on having fun in my 20s and 30s — can I have both without wrecking my future?
Most of us struggle to follow a budget. In fact, 83% of Americans say they find it hard to stick to one. But there’s a dedicated few who treat their budgets like a law — or even a religion. Budgeting is smart. It allows you to live within your means, save for the future and […]