Mark Zandi warns one-third of US economy is already in a recession — but another third is still growing. Is your state crying, surviving or thriving?
If the American economy is a three-legged stool, one of those legs is broken, the other is wobbly and the final one is holding it all up (for now). That’s how Mark Zandi, chief economist at Moody’s Analytics described the results of his analysis of state-level economic data. “States making up nearly a third of […]
Credit cards don’t have to be a trap — unlock rewards and build wealth through responsible spending
Credit cards are often made out to be a trigger for irresponsible spending. Conversely, they can also help consumers build smarter financial habits, encourage people to monitor spending, be more aware of shopping trends and even frequently monitor statements for fraudulent transactions. Whether you’re new to having a credit card, trying to clean up your […]
Think you’re safe? Canadians lose millions to credit card errors — here’s how to fight back
I have a confession to make. I’m among that rare breed of credit card user that you’ve heard about but never really believed exists. That’s right: I’m a credit card statement confirmer. Every time I get a credit card statement, I dig out the receipts I carefully put aside each month and check each and […]
Your health insurance will cost your employer even more next year — here’s what’s behind the projected 15-year high (and what it will mean for you)
Employer sponsored health insurance plans are about to see the biggest increases in cost in 15 years, and companies are bracing for impact. According to Mercer’s 2025 National Survey of Employer-Sponsored Health Plans, total health benefit cost per employee is expected to rise by an average of 6.5% in 2026 — even after employers take […]
Some employers are giving RTO workers the option to take a severance package instead — but there’s a major catch. Would you take it anyway?
So much for the Great Resignation and quiet quitting — it’s no longer an employee’s market. And that’s being reflected in return-to-office (RTO) policies and severance packages. Many companies started offering flexible work arrangements, including remote and hybrid options, during the early days of the Covid-19 pandemic. But now, many of these same companies are […]
‘Don’t do it’: Dave Ramsey warns Phoenix homeowner considering a switch to solar as 30% tax credit sunsets — explains when the move is worth it
As the sun sets on the 30% federal tax credit for residential solar panels at the end of 2025, many homeowners are determining whether the cost eclipses the return on investment. One caller, Sid from Phoenix, Arizona, asked The Ramsey Show exactly that, prompting Dave Ramsey to issue a clear verdict: "Don’t do it." The […]
‘Let go of this dream’: LA woman makes $142K — but has $250K in bad debt and a $4,800 mortgage payment. Ramsey Show hosts call for drastic action
A woman in Los Angeles called into The Ramsey Show to ask if it was time to file for bankruptcy after racking up more than $230,000 in debt — despite earning $142,000 a year. She said her financial situation was causing her to lose sleep. She told the hosts that she is carrying approximately $115,000 […]
I’m 62 and want to budget for a quality nursing home in Canada — how much should I be setting aside?
Once you turn 65, there’s a chance you’ll need some form of long-term care. Unfortunately, this care isn’t cheap. Government-subsidized facilities set daily rates, but if you want a private or semi-private room in a non-subsidized home, costs can climb quickly. For instance, a 2022 study on private long-term care, released by Sun Life Financial, […]
This couple was left stranded mid-ride after their ‘illegal’ Uber driver was detained by police — why these rideshare safety failures only add fuel to a growing insurance crisis
When Natasha and Randy Roosekrans used Uber to secure a ride from their hotel to their cruise ship in South Florida, they didn’t expect to run into any issues. Despite being first-time users of the rideshare app, they successfully navigated their way toward the cruise port destination without complications. However, their journey took an unexpected […]
Jerome Powell quietly warned Americans there would be places in the US where you ‘can’t get a mortgage’. Here’s what to do if you’re in this group
This article adheres to strict editorial standards. Some or all links may be monetized. Months after wildfires in California displaced thousands of residents and spurred a massive housing crisis in Los Angeles County, the ongoing impact points to a larger — and unquestionably disturbing — trend. As extreme weather events increase in both frequency and […]