Canada Post is ending door-to-door delivery for millions — here’s what changes for your household and when to expect it
Canada Post is moving ahead with plans to phase out door-to-door mail delivery and shift more households to community mailboxes, a change that will affect millions of Canadians over the coming years. The transition is part of a broader overhaul aimed at addressing the Crown corporation’s financial challenges. The federal government has already directed Canada […]
How to protect your family from the ’emergency’ scam that cost one Montreal father $20,000
We all like to think we’re too savvy to fall for a scam. We read the headlines, we keep up with the news and we warn our parents about suspicious emails. But as one Montreal family recently discovered, today’s fraudsters don’t just send typos in an email; they weaponize your emotions and your own voice […]
Breaking the housing bottleneck in small town Ontario
If you have ever driven through the quiet, tree-lined streets of Exeter, Ontario, you know it as a charming hub in South Huron, perhaps best known for its famous white squirrels. But the people running the town will say that the community is on the verge of a transformation that most small towns only dream […]
Got a balance transfer card? Are you about to make the mistake that kills the whole point?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. A balance transfer sounds like a clean start. You move a high-interest credit card balance onto a new card charging 0% for a promotional period — sometimes up to […]
Owning a home no longer guarantees financial security in retirement, report finds
Owning a home outright has long been seen as a marker of financial security in retirement, but new research suggests that assumption is no longer safe. A new report from the University of Calgary (1) found that more than one-third of senior homeowners are worried about affording basic home upkeep, even if they no longer […]
You could retire with $1.7M and still run out of healthy years — here’s what Canadians get wrong
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. As financial pressures rise, the dream of a comfortable retirement is slipping out of reach for millions of Canadians. A 2025 survey by the Healthcare of Ontario Pension Plan […]
What does health insurance cover in Canada — and what are you paying for yourself?
Picture this: you finish up getting your teeth cleaned at the dentist and walk up to the counter with your government-issued health card in hand. Before you even get a chance to present your card, a bill covering the services you received is already waiting for you. This is a common misconception among Canadians: universal […]
You’re paying for Prime and Costco memberships — but you’re leaving money on the table. Here’s what most members never use
You’re signed up for Prime or club memberships — but experts say there’s a good chance you could be paying for more than you realize without getting the full advantage each provides. Most Canadians are paying for at least twice as many subscriptions than they thought. A 2024 survey by personal finance app Hardbacon found […]
How to budget for a wedding in Canada: A step-by-step guide on saving and avoiding debt before the big day
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Almost every engagement starts the same way: from complete elation to being overwhelmed as friends and family begin to ask about wedding planning. A venue, dates and guest lists. […]
The Ramsey Show caller says $300K income didn’t stop big splurges from creating new debt. Here’s why hosts say it’s about mindset
Carlos called into The Ramsey Show (1) with a candid confession. He and his wife are in their 50s, have three children — two high school-aged children and one finishing post-secondary — and were completely debt-free only a few years ago. In 2020, the couple had no mortgage, no loans and no credit-card balances. But […]