I was planning to retire by 55 — but my son has asked me to help pay his $250K college tuition. Should I delay my early retirement by 5 years to help?
Early retirement is a goal for many people, but is it worth leaving your child to pay their own way through college just to retire early? That’s the situation Derek is facing. He has been saving with the goal of retiring at 55, but his plans may be shifting now that his son is asking […]
The US government is coming for millions of American paychecks — are you one of them? Here’s what to do if Uncle Sam garnishes your wages
Earlier this year, the Trump administration ended programs that gave a break to people who had fallen behind on their student loans. Now, those borrowers have to start paying again — and the government can take money directly from paychecks, tax refunds, or Social Security checks to collect what’s owed. These changes don’t just impact […]
Can you save $150 every month and have enough saved by age 65 to retire a millionaire? The Ramsey Show says yes — but there’s a catch
Saving for retirement can feel like an uphill battle. Canadians believe they need approximately $1.54 million for a comfortable retirement, according to BMO’s 2025 Retirement Survey (1). As financial pressures mount from every direction, many Canadians find retirement increasingly out of reach, transforming what was once viewed as a well-deserved reward for decades of hard […]
Trump’s new executive order could dramatically change your retirement account — why you need to be careful now before things spiral out of control
This article adheres to strict editorial standards. Some or all links may be monetized. New rules could expand what Americans hold in their 401(k)s and other tax-advantaged retirement accounts. An executive order signed by President Donald Trump (1) has opened the door for certain “alternative assets” like private credit, private equity and cryptocurrencies to be […]
His mother-in-law began harassing his wife, so California man cut ties — and it cost them her support. Ramsey Show hosts share how to regain control
On a recent episode of The Ramsey Show, Leo from California called in to ask how he and his new wife could get back on track financially. (1) The couple, both 39, had recently married and shared an apartment. But after cutting off financial support from his mother-in-law, they began to fall behind on rent […]
New builds cost 74% more than a decade ago — even as they shrink. What’s behind the rise of ‘housing shrinkflation’ and what it means for buyers
Today’s homebuyers face a shocking reality: houses are getting smaller, while price per square foot is getting higher. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how I’m 49 years old and […]
I get $100 from my cash back credit card every year — but my friends who use several rewards cards told me they earn up to $1,000. Am I missing out?
Credit cards don’t just make shopping convenient. In some cases, they could put serious money back in your pocket. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how I’m 49 years old […]
Prolific investor and author Robert Kiyosaki challenges wisdom of Ramsey, Orman – 3 tips from his playbook
This article adheres to strict editorial standards. Some or all links may be monetized. Robert Kiyosaki has a controversial take on debt: you shouldn’t avoid it. Instead, just embrace it. Garrett Gunderson interviewed Kiyosaki in 2019, and that’s how he said the rich get richer. His stance is pretty unique from the other big name […]
NYC cracked down on Airbnbs 2 years ago — yet rent remains sky high for locals. Why experts say the ban hasn’t had the impact lawmakers intended
New York City lawmakers promised that squeezing illegal short-term rentals would free up apartments and cool rents. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants or fix freezers. Here’s how I’m 49 years old and have […]
Teen begs mom to gamble online like “everyone” at school. Dave Ramsey’s concerned — data shows Canadian parents should be, too
On a recent Ramsey Show call, Victoria from Texas asked how to handle her 14-year-old son’s plea to use his own money for online gambling. She said the teen claimed everyone at school was doing it. “He’s lying,” host Dave Ramsey replied. “Not everyone is gambling. He’s exaggerating because he’s 14.” (1) But he added […]