I recently switched health insurers and my therapist has informed me our sessions are no longer covered — and that I owe him $1,800. What can I do?
Having medical insurance doesn’t immunize you against unexpected health-care costs. Just ask the 41% of American adults with health-care debt, even though 90% of the U.S. population has some sort of health insurance. (1) Trending Now Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you […]
This man can’t decide whether to leave the business he helped create. Here are 2 reasons Dave Ramsey says he needs to be bought out immediately
When Colin from Arizona called into The Ramsey Show, he was facing a dilemma that many Canadian entrepreneurs eventually encounter: Whether to stay in a profitable business he helped build or walk away entirely. Colin earns about C$700,000 annually from a company generating roughly C$4 million in revenue. Despite the healthy income, his mental and […]
My cousin, 80, died and left no will or funeral plans. I was his only family and I want to do the right thing — but what am I actually taking on here?
Losing a loved one is hard enough. But when they leave behind no will, no funeral plan, and no instructions, grief is quickly joined by confusion, tension and a gnawing sense of “what now?” That’s the reality for families who must piece together a person’s final affairs while still processing the loss. It’s a scenario […]
Florida woman borrowed $30K for a car whose ‘engine blew up’ — and the company behind her $6K warranty won’t pay. Ramsey Show hosts try to sort it out
When Ami drove her newly purchased used car off the lot, she thought she was set. Instead, she ended up with a blown engine, a $30,000 loan and a $6,000 warranty that won’t pay up — and now she’s fighting to keep her life from stalling out. When everything went south, the Tampa resident took […]
‘I’m leaving it in God’s hands’: NY woman, 55, loaned her boyfriend, now ex, $200K — then he lost it all in crypto. Dave Ramsey sees a silver lining
Imagine working your whole life, saving diligently, only to see your partner blow $200,000 of your money on a crypto scheme. That’s exactly what happened to one New York caller to The Ramsey Show, who’s now single and left with just $95,000 to her name. Lisa’s question: What now? Trending Now Thanks to Jeff Bezos, […]
This couple says they’re $12M in debt after walking away from 6-figure jobs to buy 12 Airbnbs — but claim the risky move gave them financial freedom
For many people, being $12 million in debt sounds like an absolute nightmare. But for Michael Elefante and his wife, it’s the price of financial freedom. In a recent X post [1], Elefante told his story. He and his wife walked away from six-figure jobs, borrowed hundreds of thousands to buy their first home in […]
Texas community cries fowl after farmer sets loose thousands of chickens on his land as part of his free-range egg project — but he says they’re getting their feathers ruffled over nothing
How many chickens is too many? This isn’t the start of a joke, but rather a question that neighbors and officials are going to have to grapple with in Waxahachie in Ellis County, Texas. That’s because aeroponic farmer Anthony Whitley recently had a large number of chickens delivered to a plot of land he is […]
‘They have more rights than we do’: NYC co-op residents frustrated as homeless encampment grows, reflecting city’s broader struggles with housing
What started as a makeshift shelter with tarps, umbrellas and wooden pallets has transformed into what residents are calling an actual house outside a Kips Bay co-op. Since February, board members at 311 East 25th Street in Kips Bay have been locked in a months-long standoff with an unhoused couple who created a semi-permanent encampment […]
I’m 60 and have been diagnosed with a terminal illness that will require constant costly care. How can I set up my retirement accounts to pay for it?
Preparing for retirement is a decades-long process we focus on throughout our adult lives and careers. However, retirement doesn’t always go according to plan. Sometimes, an illness creates a sudden need to find a Plan B. Imagine this hypothetical situation. At 60, Dawn was diagnosed with amyotrophic lateral sclerosis (ALS). Dawn had planned to work […]
I was planning to retire by 55 — but my son has asked me to help pay his $250K college tuition. Should I delay my early retirement by 5 years to help?
Early retirement is a goal for many people, but is it worth leaving your child to pay their own way through college just to retire early? That’s the situation Derek is facing. He has been saving with the goal of retiring at 55, but his plans may be shifting now that his son is asking […]