They risked everything for an affordable home — now they’re broke and homeless. Don’t let the dream of homeownership turn into a nightmare

Wayne and Kathy Paquette thought they’d found the perfect retirement plan: a sleek floating home on the water, no property tax, no snow to shovel, and a fraction of the cost of a traditional house. They paid $265,000 to a man named Joe Nemins from a company called Live on The Bay. No home was […]
Here’s 1 big money move that sets rich American retirees apart from other seniors — do it now to rocket up the wealth ladder

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. What’s the secret to a wealthy retirement? It’s more than saving or investing earlier — though those help. The real game-changer, the move that separates the financially comfortable from […]
Job hopping was a quick path to a better salary just a few years ago — but could send your career off a cliff today. Here’s what changed

Changing jobs can feel like the fastest route to better pay and a fresh start. For many, this was true during the “Great Resignation” of 2021. According to the Society for Human Resources Management, that year a staggering 47.8 million workers (or 4 million a month) left their jobs in search of higher wages or […]
FL remodeling company takes deposits on dream kitchens that evaporate into thin air — along with cash. How Tampa Bay homeowners are fighting back and what you can do to avoid contractor scams

You saved up for a kitchen reno. You decide to purchase cabinets from a local company with great reviews. You deposit thousands of dollars for the cabinets and installation. Then … crickets. That’s the situation Tampa-area homeowners find themselves in after forking over thousands of dollars to the local company One Stop Kitchen & Bath […]
Vanguard finds more Americans are treating their 401(k)s like emergency funds — here’s what to consider before making a hardship withdrawal

Life doesn’t always go as planned. Maybe you lost your job or you’re facing uninsured medical expenses. And maybe you’ve already run through your emergency savings. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch […]
BoC holding rates in April 2025: Who wins and who loses with latest Bank of Canada rate announcement?

After seven consecutive rate cuts, the Bank of Canada (BoC) hit pause — holding its key policy rate at 2.75% on April 16, 2025 — as growing uncertainty around U.S. tariffs clouds the country’s economic outlook. Canada’s central bank chose not to issue its usual economic forecast, citing an inability to predict how trade tensions […]
You’ve earned every dollar — make it count. Here are 6 strategies to help you keep more of your hard-earned money this tax season

There’s an old adage that goes something like, “What’s the difference between tax reduction and tax evasion? About five years in jail.” As a Canadian, you have the right to reduce the amount of income tax you pay, but what you can’t do is evade taxes. Even rich folks with accounts in Panama can get […]
Is US exceptionalism on pause, fading or dead? Economist Mohamed El-Erian says it’s under ‘enormous pressure’ — here’s how much of your portfolio should be in international stocks and bonds

With the Trump administration’s political and economic policies shocking many around the world, some strategists are pondering if American exceptionalism is at risk. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch up (and fast) […]
Social Security Administration issues a statement countering Elon’s claim of a ‘huge problem’ with dead beneficiaries, says it gets roughly 3M death notices a year. But how accurate are they?
Amid widespread confusion and accusations from Elon Musk suggesting “millions of dead people” are receiving benefits, the Social Security Administration has issued a clarification. In a recent press release, the SSA says it receives more than three million death notices every year. The release offers a glimpse behind the curtain to explain how deaths are […]
LA County is forming a new $1 billion homelessness department — despite warnings of a ‘massive disruption.’ Here’s why the move marks a ‘seismic change’ for the city’s homeless crisis

The Los Angeles County Board of Supervisors voted unanimously late on April 1 to pull hundreds of millions of dollars in funding from the area’s homeless services agency. In an effort to banish homelessness, Los Angeles County has been funneling some of its tax revenue to one of its largest agencies, the Los Angeles Homeless […]