Many baby boomers are utterly unprepared for retirement — but here are 3 things the savviest of them do to basically guarantee themselves a life of comfort. Do you do any of them?
A significant portion of older Canadians are headed for retirement with insufficient savings. Spring Financial reports a median retirement savings of $809,100 for Canadians aged 55 to 64 as of 2025. Among those ages 65 to 74, the number decreases to $739,200. Considering Canadians think they need $1.54 million to retire, according to a study […]
I’m 45 with 5 children to support and my breadwinning husband died unexpectedly. I only get $1.5K/month from disability and still have a $220K mortgage — how do I secure our financial future?
The death of a spouse is devastating under any circumstances. But, what happens if your spouse who passed away was also the breadwinner for your family of seven, including five children? When this type of tragic incident occurs, survivors left behind can find their whole life changed. Now, imagine that you are the surviving spouse. […]
US boomers are using 2 top secret strategies to spend more in retirement — and it’s earning them fat monthly cash flow while nest eggs stay protected. Are you still using the ‘old’ 4% rule?
The 4% rule is pretty much the gospel for financial advisors and savvy savers. For decades, people planning for retirement have relied on this simple rule-of-thumb to calculate their ultimate financial target. The rule is a guideline that suggests retirees should withdraw 4% of their investment portfolio every year in retirement, with the option to […]
Community rallies around Utah man, 80, who is now bagging groceries to pay off his wife’s $80,000 medical bills — four years after she died. Here’s how to handle bills you can’t afford
At Smith’s in St. George, Utah, 80-year-old Gary Saling is a familiar face — always bagging groceries with a smile. But, behind the uniform is a life story few shoppers know. Saling once designed multimillion-dollar mansions for Wall Street elites and served Hollywood royalty. Now, he’s still clocking in to pay off $80,000 in medical […]
‘I saw you’: Houston couple charged after being caught on camera allegedly breaking into vacant office building to strip an estimated $300K in copper wire — here’s who ends up holding the bag
A couple was caught on camera allegedly stealing thousands of dollars worth of copper wire from a northwest Houston office building. While one suspect has been arrested, the other is still on the run. Investigators allege the pair stripped roughly $300,000 worth of copper from the 12,000-square-foot building and took two elevator control panels worth […]
This Chicago couple was locked out of their home for a month after a strange woman moved in her family, pet dog — and they nearly had to take the squatter to court to get their home back
Marcia and Carlton Lee’s month‑long property nightmare on Chicago’s South Side is finally over. The couple have reclaimed their vacant house — one they’re trying to sell — after police arrested and removed a stranger who moved in with her family, with paperwork to suggest she owned it. "I knew the ID was fake," Marcia […]
Here are the 7 top habits of ‘quietly wealthy’ Americans — how many do you follow?
The millionaire next door simply doesn’t make headlines. He or she has probably built their fortune in a mundane and boring way and lives an equally understated lifestyle. These are the “stealthy wealthy” and their habits hold powerful lessons for anyone serious about financial freedom. Here are the top seven habits you could replicate to […]
Retired Americans are fleeing to this 1 warm country for low costs, higher quality of life — ranked as top spot for retiring abroad. Is it time to escape, too?
Retirement is a whole new chapter for your life that’s likely to bring many changes. For some, it’s the perfect opportunity to change the scenery as well. According to a Harris Poll, 26% of boomers and 35% of Gen Xers were considering moving abroad within the next two years, as of February 2025. Although it’s […]
‘It might not be ideal’: This 60-year-old woman still dreams of owning her own home one day — but she only makes $2,800/month. Here’s what The Ramsey Show hosts told her to do ASAP
She’s debt-free, has some savings and no major expenses. But at 60, Andrea still isn’t sure she can buy a home or retire — and she called into The Ramsey Show to ask if it’s even possible. “I want to own a home and retire one day,” the Phoenix, Arizona resident told co-hosts George Kamel […]
Texas just signed a new law against ‘jugging’ to protect people who carry cash — here are the brazen crimes happening nationwide that forced lawmakers to act
In the surveillance footage, a car holding a wad of cash fresh from the bank pulls into a convenience store on Houston’s Telephone Road. Within seconds, two vehicles pull up. Thieves jump out, smash windows on both sides of the victim’s car, grab the cash and drive away. Don’t miss I’m 49 years old and […]