Michigan woman hesitant to give up coveted 2.8% mortgage rate to move in with husband of 3 years. The Ramsey Show tells her it’s a no-brainer
This article adheres to strict editorial standards. Some or all links may be monetized. If you got a mortgage in 2020 or 2021, you may have what seems like an unbeatable deal. But falling in love with your mortgage rate could be a bad life decision. That’s what The Ramsey Show hosts John Deloney and […]
I’m 58 years old, and have $970,000 stashed in my 401(k). Can I retire today?
This article adheres to strict editorial standards. Some or all links may be monetized. You’ve hit your late 50s, you’ve got a nice cushion in your 401(k) and suddenly you find yourself wondering if that cushion will provide you with enough comfort to retire today. The promising news is that yes, you may be able […]
Warren Buffett and Bill Gates once shared the 2 habits that were the secret to their success
This article adheres to strict editorial standards. Some or all links may be monetized. It’s common knowledge that Warren Buffett and Bill Gates are two of the most successful men in the world. Back in 1998, Buffett gave a lecture alongside Gates at the University of Washington, where they shared how crucial forming good habits […]
Donald Trump’s plan to end taxes on Social Security will benefit this 1 group of Americans the most, report finds
This article adheres to strict editorial standards. Some or all links may be monetized. Social Security is a key income source for millions of retired Americans. Social Security benefits are taxed at the federal level, and the thresholds at which taxes on benefits apply are very low. Benefits are taxed for seniors whose combined income […]
‘Whoops, somebody goofed’: California’s housing fix backfires on Bay Area mobile home park residents. How states are tackling affordability
A California law meant to boost affordable housing has set off panic in Bay Area mobile home parks — some of the last truly affordable housing in a region where single-family homes sell for $2 million (1) and the median rent is $3,179 a month (2). As CBS News reports, Senate Bill 79 may make […]
Billions of dollars in credit card rewards are going unused, but redeeming perks feels like a chore. Here’s how to get the most from your cards
If you’ve ever forgotten to cash in your credit-card reward points, you’re not alone. Of the more than $40 billion in rewards U.S. cardholders earned in 2022, over $33 billion went unclaimed, according to the Consumer Financial Protection Bureau (1). While some leave money on the table, others are turning the work of keeping up […]
Young Americans with bad credit are taking this 1 step to boost their scores by up to 60 points — here’s how to know if it’s the right move
Tenants have to pay their rent on time every month — and it’s long been a pain that this record of financial responsibility has historically rarely counted toward building credit. However, that’s changing. More and more renters are turning their monthly payments into a credit-building tool. A new TransUnion survey found that 13% of consumers […]
Wisconsin man’s estranged sister suddenly wants back into the family after mom’s death — but Dave Ramsey questions her motives for mending fences
About a year ago, Cody’s mother passed away from cancer. Cody has two sisters, and his older sister was left out of the will because she “stepped away from the family” for close to 10 years. Now she wants back into the family — but not necessarily for the right reasons. Must Read Thanks to […]
Millions of Americans are turning to 2 high-risk tools to beat tariff price spikes. And it could get ugly this holiday season. Are you using them?
American shoppers are increasingly pessimistic about the economy — and their holiday spending is going to reflect that. Newsweek reports that unease about inflated prices and broader financial anxieties will see many Americans hunting for deals this holiday season (1). A survey by PayPal, the news outlet reports, found that 77% of shoppers who have […]
Homebuyers are entering into riskier loans with the hope mortgage rates are going to eventually fall. Will the gamble be worth it?
Around 10% of purchase-mortgage applications submitted during the week ending October 3, 2025, were for adjustable-rate mortgages (ARMs) — the highest level since 2023, according to Mortgage Bankers Association (MBA) data reported on by The Wall Street Journal (1). More recently, the association said that last month ARM loans accounted for 25% of mortgage applications […]