There’s a new ‘magic number’ Americans say they’ll need to retire comfortably — and it’s a shocking change since 2024. Here’s how to reach it ASAP without turning to sorcery
Humans often seek easy answers and shortcuts. This is not always a flaw, but a form of efficiency. So, it’s no surprise that we want a ‘magic’ answer to one of the biggest financial decisions we need to make: how much to save for retirement. As a result, we often have a ‘magic number’ in […]
Los Angeles woman tells The Ramsey Show co-hosts that her husband, 53, worries he’ll die young, wants to spend $500,000 to ‘buy his pension’ and retire early — they offered up another option
Faced with a history of family members dying young, Sarah’s husband wants to spend $500,000 to retire early. She called The Ramsey Show to find out if fear is a good enough reason. Sarah and her husband, 53, are in a strong financial position. Their house is paid off, they’ve saved millions for retirement and […]
‘She’s dangerous’: Judge bans San Diego woman from her former home after 2 suspicious fires and $200K insurance payout vanishes — neighbors say hoarding, threats and chaos went on for years
A San Diego judge has ordered Lisa Golden to stay at least 100 yards away from her Ocean View Hills home after two suspicious fires and the disappearance of a $200,000 insurance payout reports CBS 8 San Diego. Neighbors say the home on Mariner Drive has been a source of stress and fear for years […]
‘What we’re doing is very big’: Trump says he won’t rule out a recession — here are 3 simple strategies to help keep your finances safe in a downturn
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Sometimes what leaders don’t say speaks the loudest. So, when U.S. President Donald Trump refused to rule out a recession amid a wave of price-increasing tariffs and stubborn inflation, […]
Millions of Americans in their 20s are jobless — but are ‘worthless degrees’ and a system of broken promises really to blame? Here’s what’s behind the catastrophic rise of NEETs
When many people picture someone aged 16 to 24, they imagine a student buried in books or a young adult starting their first job. But for more than 4.3 million Gen Zers, neither is true — they’re not in school, not working, and increasingly unsure where they fit in. That’s according to the latest report […]
‘Trying to feed the family’: This Houston woman, 73, works 7-day weeks running 4 Western-wear stores — with no plans to retire
Back in 1991, Berna Macías was just trying to make ends meet when she started selling cowboy hats at a local flea market. “It was very cheap,” she recalled to KHOU News, but that simple choice laid the foundation for a family-run brand that has lasted more than three decades. Don’t miss I’m 49 years […]
I’m 29 years old and my fiance and I want to make an offer on our dream house — but he refuses to put my name on the deed even though he expects me to pay half the mortgage. What do I do?
Relationship patterns in the U.S. are changing. As of 2023, 9.1% of the population was cohabiting without being married, up from only 3.7% in 1996. With more unmarried couples opting to have children and buy homes together, those living in these types of partnerships should be aware that, while values have changed, the law in […]
‘I was misinformed’: Washington State man just found out he owes the IRS $140,000 after withdrawing funds from his 401(k) to buy a house — how The Ramsey Show hosts advise he tackle it ASAP
Marty from Spokane, Washington, thought he was taking a smart step toward debt-free homeownership. But pulling $400,000 from his 401(k) to buy a house left him with a staggering $140,000 tax bill. “I just recently found out that when I go to file my taxes, I am going to owe roughly $140,000,” he said, calling […]
Extreme weather takes growing toll on commercial insurance sector
Canada faced one of its most expensive years for insured losses in 2024, with severe weather wreaking havoc on both homes and businesses. While homeowners bore the brunt of the damage, commercial properties also suffered massive losses, pushing the total insured damages to over $1.7 billion — the second-highest in the country’s history. "Thousands of […]
Banks are opening dozens of new branches in this 1 part of America — in the age of apps, online banking. Here’s the state and why
In the era of mobile apps and digital banking, it’s not surprising that several banks are shuttering some of their branches. But now, at least in some markets, a few banks are actually opening brand-new branches. An average of 1,646 branches have closed each year in the U.S. since 2018, according to an analysis of […]