I’m in my 70s and recently widowed and need to revise my will. But with 3 adult kids, I’m agonizing over how to choose which I name as my executor without risking offending the others
Imagine this scenario: Christine is in her 70s and needs to revise her will. The last time she looked at the document, her husband was still alive and their three children were toddlers. A lot has changed since then — she’s now widowed and has three adult children. Her estate includes a house and car, […]
California woman, 63, hasn’t worked since 2007 and after burning through all her savings has just $4,000 left in the bank — here’s what The Ramsey Show hosts say she needs to do ASAP
Cherie, a 63-year-old San Bernardino, California resident, has been surviving on dwindling savings since 2007. And she’s down to her last few thousand. Concerned, she called into The Ramsey Show for some advice. With multiple disabilities that prevent consistent work, she lives in a fully paid-off home held in a trust. She carries zero debt […]
Here’s the 1 surprising thing that happens when you draw down your 401(k) to boost Social Security — shrewd move or bonehead choice?
On paper, drawing down your 401(k) to delay Social Security benefits seems like a clever maneuver. After all, the monthly benefit check grows larger every year that you manage to delay retirement. However, there’s more to consider than just the size of the monthly payout. Here’s why you, and perhaps your financial advisor, should take […]
Ohio homeowners say a horrific odor has been wreaking havoc on their lives for years as sewage just sits rancid underneath their homes — and officials keep passing the buck on fixing it
Residents in a subdivision of the city of Mentor, Ohio have been dealing with a smelly problem — and it’s taken years to get it addressed. “I had my family over on Easter, we’re sitting on my back porch, we had to go inside,” Shane Bergoch shared with News 5 Cleveland. “It was so bad.” […]
‘Mother Nature, she’ll claim it back’: Florida residents growing increasingly fed up with a vacant home on their street that’s been left to rot — here are the hidden costs of abandoned homes
In the southwest Florida coastal city of Cape Coral, residents of an idyllic neighborhood are fed up — and they say one vacant home is to blame. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 6 of the easiest ways you can […]
Atlanta residents have waited 7 years for their day in court after they were allegedly scammed by a tree removal business — here are some steps you can take to protect yourself
When you give money to a contractor for home improvements or repairs, you expect that work to be completed. However, some Atlanta residents learned the hard way that things don’t always work like that. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are […]
San Jose man has $12 million to his name while his fiancee has only $50,000 — he wants a prenup, but she has concerns. How The Ramsey Show hosts suggest he navigates this ’emotional’ process
When Derek, 36, called into The Ramsey Show, he wasn’t just looking for financial advice, but for peace of mind as well. Recently engaged and preparing to blend a family of five children, all aged between 10 to 12, Derek also brings something else into the marriage: $12 million in assets. Don’t miss I’m 49 […]
I spent way too much in my first 4 years of retirement — now I worry I’ll never get back on track. What do I do?
Retirees usually have bucket lists and dream vacations they want to go on while they’re still healthy and fit. But after trips and maybe a few too many dinners out over the past four years, it sounds like you’re suffering buyer’s remorse. The good news is you realized you’re jeopardizing your ability to fund the […]
JP Morgan Chase is targeting even more customers who allegedly used ‘infinite money glitch’ to steal cash, report says — here’s how the scheme worked and what consumers should know
It was a scheme too good to be true — and now, the bank wants its money back. A number of fresh lawsuits have been filed against JPMorgan Chase customers nationwide accused of exploiting what became known on social media as the “infinite money glitch,” according to CNBC. The scam briefly let users withdraw phantom […]
300% hike or no water? This quiet California community must approve a stunning rate spike from $145 to $569 — or risk the taps running dry. Now fearful residents are calling for help
It was supposed to be a golfer’s paradise. Now, with a do-or-die deadline to approve a massive 300% water rate hike or face going completely dry, the Central California community of Diablo Grande is at a crossroads. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t […]