This Vietnamese refugee defied the odds to achieve success — but with 41% of Americans now saying the American dream is no longer within reach, has it become an unaffordable fantasy?
The American dream is an age-old concept that anyone can attain success in the U.S. if they work hard enough. As of 2024, Pew Research Center found that 53% of Americans thought that “dream” was still possible. Ben Quach, 75, is a Vietnamese refugee who’s living proof. But it wasn’t an easy road to get […]
‘I have no money now’: This retiree sunk nearly her ‘entire life savings’ into a half-built house in Florida that her bankrupt builder won’t finish — and she’s not alone
Some homebuyers in Citrus Springs, Florida, are in shock after the Van Der Valk Construction company filed for Chapter 11 bankruptcy in April, leaving many homes unfinished. The Citrus County-based company is leaving many homeowners, mostly retirees, holding the bag financially. Don’t miss I’m 49 years old and have nothing saved for retirement — what […]
My dad, 75, only has $31K saved for retirement and he’s freaking out — how do I help him make the most of his $70K salary to save his retirement?
As of 2022, the typical American aged 75 and over had $130,000 in retirement savings, according to the Federal Reserve. However, Americans 65 to 74 had a median retirement savings balance of $200,000. The reason older people have less money may boil down to the fact that by age 75, a lot of people have […]
Extreme weather takes growing toll on commercial insurance sector
Canada faced one of its most expensive years for insured losses in 2024, with severe weather wreaking havoc on both homes and businesses. While homeowners bore the brunt of the damage, commercial properties also suffered massive losses, pushing the total insured damages to over $1.7 billion — the second-highest in the country’s history. "Thousands of […]
Toronto rents have dropped 9.4% — here’s what the current renter’s market looks like from a renter’s P.O.V.
Being a renter can be frustrating, especially in a city like Toronto, where rent prices increased significantly over the past five years. That being said, a December 2024 report from Rentals.ca found that rents declined 9.4% annually in Toronto for apartment and condo listings, revealing a glimmer of hope for those looking to relocate to […]
‘They point their fingers’: This Chicago-area grocer was attacked online after scammers shopped at his store using money stolen from SNAP recipients in Texas who had ‘never been to Illinois’
The Supplemental Nutrition Assistance Program, or SNAP, is the country’s biggest food-benefit program, according to the USDA. In 2023, an average of 42.1 million people received monthly SNAP benefits. The USDA says that over 250,000 retailers across the U.S. accept SNAP benefits. However, one Illinois retailer recently got into trouble for that. Don’t miss I’m […]
‘We wanted to escape’: This Texas couple ditched the big city to build their dream home for $60,000 out of two 40-foot shipping containers — and they claim you can do it, too
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Lexi Newkirk and her husband, Diego, weren’t interested in cramped city living. Instead, the young married couple from Austin, Texas, created their very own path to home ownership. “We […]
Houston woman stressing over how to tell her friend she has a strict $1,100 budget for her bachelorette weekend — here’s how The Ramsey Show co-hosts suggest she deals with ‘her reality’
Serenity from Houston wants to support her best friend — but the costs are starting to spiral out of control. She called into The Ramsey Show and asked the hosts for some advice. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 6 […]
Canadians not looking ahead in 2025 with rose-coloured glasses
Many Canadians are looking at their financial well-being in 2025 with at least some level of concern. A new H&R Block survey reveals 64% of Canadians are concerned that 2025 is going to be a challenging year for them financially. "Many Canadians are feeling the pinch of higher costs-of-living and are looking to manage spending […]
‘Words matter’: Ramsey Show hosts sound off on 22-year-old Knoxville man after he said his parents were ‘financially abusing’ him over a cosigned loan — what they told him to do next
After receiving pushback from his parents over how he used a student loan refund, Tyler called into The Ramsey Show from Knoxville with claims that his parents were “financially abusing” him. “I’m struggling with the fact that my parents are kind of financially abusing me,” the 22-year-old University of Tennessee student told cohosts Jade Warshaw […]