I’m an artist who makes $80K/year — but major home repairs have depleted my emergency savings. Should I pause my retirement contributions to rebuild my emergency fund?
Aside from saving for retirement, one of the best things you can do with your money is build an emergency fund. Life happens, and a designated stash of cash can come in handy when you’re suddenly hit with a major car repair or a medical emergency. Take Kerry, for example. Kerry, a self-employed artist that […]
I’m 45 with 5 children to support and my breadwinning husband died unexpectedly. I only get $1.5K/month from disability and still have a $220K mortgage — how do I secure our financial future?
The death of a spouse is devastating under any circumstances. But, what happens if your spouse who passed away was also the breadwinner for your family of seven, including five children? When this type of tragic incident occurs, survivors left behind can find their whole life changed. Now, imagine that you are the surviving spouse. […]
Don’t retire in America until you reach these 6 ‘must-hit’ milestones — how many have you crossed off the list so far?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Most people spend countless hours planning their retirement before the big day finally arrives. After all, it usually takes a lifetime of saving to confidently exit the workforce and […]
‘Don’t be embarrassed’: Las Vegas police urge scam victims to ‘come forward right away’ after making 12 arrests linked to ‘security courier’ scheme that conned $3 million out of 24 victims
Las Vegas police have arrested 12 people in connection with a crime wave swindling dozens of victims out of their life savings — not at the casino but on their computers. As Las Vegas CBS affiliate 8 News Now reports, 24 victims who lost a total $3 million have come forward to date, launching the […]
‘He preyed on us’: Pennsylvania woman loses $45,000 in sophisticated ‘dealership cloning’ scam on CARFAX — why she went ahead with the purchase even though her ‘gut’ was telling her ‘to stop’
When Adrianna Parsons and her husband found a shiny Lexus SUV listed for sale on CARFAX, they thought they were in safe hands. “It all looked very legitimate at first glance,” said Parsons, a resident of Doylestown, Pennsylvania. The vehicle was listed for $46,000 and linked to a dealership called Specialty Auto in Lincoln, Nebraska. […]
Canadians need to pay $150 or more in exit fees just to leave their bank — TD Bank is the latest to hike transfer-out fees
TD Canada Trust quietly announced it will double its Registered Retirement Savings Plan (RRSP) and Tax-Free Savings Account (TFSA) transfer-out fee — from $75 to $150 per account — starting July 1, 2025. And they’re not alone. RBC made a similar move in 2022, upping their fee from $50 to $150, and Tangerine bumped theirs […]
Here are the 10 most accident-prone vehicles in America — and why certain cars crash more than others. Do you drive one of them?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. When it comes to collisions, not all vehicles are created equal. A new report from Insurify reveals the top car models with the highest accident rates in the U.S. […]
‘I feel lousy’: Tampa woman, 83, paid a heavy $4,500 toll after being hooked by trendy phishing text. Here’s what the scam looks like — and how to avoid falling for the bait
When Ed Mondello’s 83-year-old wife received a text message about an unpaid toll, it seemed legitimate. “They said she didn’t pay the toll and had to pay $6.99 by a certain time,” the Tampa Bay resident told WFLA News. “If not, it would go to her credit report, and she would lose her registration. I […]
‘Gold’s not going to solve it’: Arizona man called into The Ramsey Show for advice on protecting his family in the case of ‘societal collapse’ — here’s the surprising advice they gave him
Chris from Phoenix is worried about “huge civil unrest” resulting from a collapsed dollar — and he doesn’t think President Donald Trump or billionaire Elon Musk can fix the situation. The dad of two young daughters called into The Ramsey Show and asked co-hosts George Kamel and Dr. John Delony for their thoughts on how […]
This Vietnam vet, 91, took out a $900 loan online and only after discovered he was being charged a 682% interest rate — and yes, it’s legal. What you need to know to avoid steep rates
Alan Culbert just wanted to buy some presents for his grandkids and fix up his car. Since the Harvard-educated 91-year-old veteran and Bay Area resident didn’t have the cash, he took out a $900 loan from Plain Green Loans, unaware that it would lead him toward potential financial ruin. According to a story from ABC […]