Fixed mortgage rates rise as variable-rate discounts tighten: Here’s what it means for your next loan or renewal
For a while, it looked like mortgage rates in Canada were finally settling into a more affordable pattern. Fixed rates had been drifting downward, and variable rates were looking more attractive — especially as rate cuts seemed like a matter of “when,” not “if.” But the tide has turned. As of early May, both fixed […]
5 terrifying credit card mistakes that can leave you broke
Credit cards can be your best friend, or your worst enemy. As satisfying as it is to get 5% off at the gas pump, it’s just as painful to pay $45 because you went over your credit limit. Here are 5 credit card mistakes the banks are counting on you making to prime their coffers. […]
One California woman thought she was protecting her money — but ended up wiring $54,000 to a scammer instead. Now she’s sharing her story as a cautionary tale to help others
A woman in Chico, California, thought she was protecting her bank account from hackers. Instead, she wired $54,000 straight into the hands of scammers impersonating her bank. It all started when her Facebook business page was taken down — and quickly escalated into a sophisticated fraud involving spoofed phone numbers, false urgency and a scammer […]
This Miami senior, 76, can’t prove she was ever born in America — and segregation-era birth has trapped her in driver’s license limbo. Here’s what to do if you miss the Real ID deadline
Janette Gantt Palmer was born at home in 1949, during segregation in Aiken County, South Carolina. Because of this, she was never issued a birth certificate. Now, at 76 years old, Gantt Palmer is trying to renew her driver’s license, and she’s hitting a roadblock. Don’t miss I’m 49 years old and have nothing saved […]
I’m a 55-year-old divorced dad with $810,000 in my 401(k) and I’m maxing out my contributions every year. Can I realistically retire in the next 10 years?
If you’re a divorced dad in your mid-50s with kids and a healthy 401(k), retirement at 65 isn’t off the table, but it’s not just about your nest egg anymore. It’s about who you still need to support, how long that support might last and what lifestyle you’re aiming for. Many Gen Xers are now […]
‘Something didn’t seem right to me’: Job scams are surging as federal layoffs rise — here’s how to avoid getting duped when you’re desperate for work
Employment scams are nothing new — but they’re becoming more common, especially in the wake of mass layoffs from the Department of Government Efficiency. With thousands of federal workers suddenly out of a job, scammers are seizing the opportunity. They often create fake job listings by mimicking legitimate employer websites, hoping to trick desperate job […]
This Philadelphia woman’s parents expect her to pay down siblings’ student loans — and she’s only 29. Dave Ramsey gave her some direct words to say to Mom and Dad
After eight years of diligently paying her parents $1,000 a month towards the student loans they took out for her, Sarah from Philadelphia thought she was nearly debt free. After all, $96,000 in total payments should have covered her initial balance, as well as the interest accumulated on these loans. Don’t miss I’m 49 years […]
Dating in Canada: 3 cheap date ideas, plus tips for planning affordable third date ideas
Dating in Canada is hard and making it to the third date is a big deal. Ask any experienced dating app user — where a simple swipe right or left can make or break a budding romance. For single Canadians, making it to the third date adds a bit of pressure — for the expectation […]
‘Insurance just keeps getting worse’: This Texas doctor went viral after detailing negative experience with giant health insurer — all while operating on a patient. Here are 3 big takeaways
When Dr. Elisabeth Potter posted a TikTok video describing an experience she had in the ER, she never expected it to go viral. But her message — about health insurance companies overstepping their bounds — resonated deeply with viewers. The video started with Potter saying, "It’s 2025 and insurance just keeps getting worse." She then […]
How to file your taxes online in Canada — for FREE!
Whether you’re filing your taxes for the first time or looking for a better, cheaper way to do it, this short guide will show you how easy it is to file your taxes online in Canada. In truth, you can file your tax return online or by mail. But the Canada Revenue Agency (CRA) — […]