Jerome Powell quietly warned Americans there would be places in the US where you ‘can’t get a mortgage’ — and he’s not wrong. Here’s why and what to do if you’re part of this unlucky group
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Months after wildfires in California displaced thousands of residents and spurred a massive housing crisis in Los Angeles County, the ongoing impact points to a larger — and unquestionably […]
Mark Cuban mocks DOGE for ‘being the first’ to cut Social Security checks — by ending phone services, closing offices, and making Grandma ‘finally get online.’ Here’s what could happen
While billionaire Elon Musk claims his team is merely weeding out waste and fraud across government programs, fellow billionaire Mark Cuban believes his changes will hurt the nation’s most vulnerable. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest […]
April 7 is National Pet Health Insurance Day — Are you covered?
National Pet Health Insurance Day, celebrated annually on April 7, shines a spotlight on the importance of protecting your four-legged family members through pet insurance coverage. This observance highlights how pet insurance serves as a crucial safety net for pet parents, helping them manage unexpected veterinary expenses. Just as we prioritize health insurance for ourselves […]
‘People tend to shelter in place when the future of their job is uncertain’: How homebuyers can still get ahead in an uncertain market with rising prices and mortgage rates
With home prices continuing to rise and mortgage rates remaining stubbornly high, is the American dream of homeownership out of reach? Home prices jumped 3.8% in February compared to the same time last year, according to the latest National Association of Realtors (NAR) findings. That translates to a median cost of $398,400 for a typical […]
Should Canadian retirees own or rent their home? Use this simple ‘5x5x5 rule’ to figure it out
Faced with the rising cost of living, many American retirees are looking to control one of the most fundamental expenses: housing. Since the pandemic, the cost of housing has remained stubbornly high. According to a recent report, home affordability slipped further in January, as rising prices raised the income needed for a mortgage in 12 […]
‘Something didn’t seem right to me’: Job scams are surging as federal layoffs rise — here’s how to avoid getting duped when you’re desperate for work
Employment scams are nothing new — but they’re becoming more common, especially in the wake of mass layoffs from the Department of Government Efficiency. With thousands of federal workers suddenly out of a job, scammers are seizing the opportunity. They often create fake job listings by mimicking legitimate employer websites, hoping to trick desperate job […]
Fixed mortgage rates are falling, but variable rates remain stubbornly high
In an unusual twist in Canada’s mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both opportunities and challenges for homeowners approaching mortgage renewal. If you’re shopping for a mortgage renewal, there’s some good news — fixed rates are on the way down. Over the past […]
‘It’s easy to get fooled’: San Diego woman loses thousands to fake landlord after scoring a $1,000/month ‘deal’ in beachside neighborhood. Here’s how to protect yourself from rental scams
When San Diego resident Alexandria Moya needed a place to live, she was worried that her small budget would be an issue. A one-bedroom apartment in the Ocean Beach neighborhood of San Diego costs about $2,500 on average, according to Zumper, which is beyond what she could afford. So when Moya saw a listing priced […]
‘I don’t really care about his dreams’: Portland wife needs her husband to ‘get a better job’ than being a school bus driver — they have 5 kids and a baby on the way. The Ramsey Show responds
After 17 years of marriage with five children and another one on the way, Holly from Portland, Oregon, feels like she’s reached the end of her rope. She’s ready to bluntly tell her husband what she thinks about his career choices. “I have to basically tell him, in a loving way, that I really don’t […]
‘I’m not looking for a lottery ticket here. I’m looking for accountability’: Man denied a $1K insurance claim after trooper crashes into car — how to fight insurance disputes
A shocking crash involving a rookie Minnesota state trooper has left a family reeling. The incident happened last June along Highway 23, near Marshall, Minnesota. Jamie Krueger was driving behind a State Patrol trooper when, without warning or flashing lights, the officer attempted a sudden U-turn to chase a speeding driver. He hit Krueger’s car […]