I barely drive my Volvo SUV — but I can’t decide if I should downsize to save money or hold on to it for a few more years. Will trading it in sooner save me much more money?
Thinking of downsizing your vehicle to save money? Not so fast. Downsizing a vehicle could save you money if, for example, the new car offers better fuel efficiency and it’s a model that generally costs less to maintain. But your overall out-of-pocket costs will also depend on factors like how long you’ve owned your current […]
Vanguard finds more Americans are treating their 401(k)s like emergency funds — here’s what to consider before making a hardship withdrawal
Life doesn’t always go as planned. Maybe you lost your job or you’re facing uninsured medical expenses. And maybe you’ve already run through your emergency savings. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch […]
Smart car shopping in retirement: What to consider before buying a vehicle on a fixed income — from budget tips to choosing the right features for your lifestyle
You’re enjoying your retirement years, taking the occasional road trip to spend time with friends and family. But your car has seen better days — nearing the end of its life at 200,000 miles. Since you haven’t purchased a car in a long time, you may be surprised at how much vehicles have changed — […]
Are recession fears keeping you up at night? Here are 3 strategic moves to protect your finances as Trump’s trade wars escalate
Recession fears have dogged Americans since the Covid years, and they’re showing no signs of stopping. In March, J.P. Morgan’s chief economist said there’s a 40% chance the U.S. will face a recession in 2025. Veronica Willis, global investment strategist at Wells Fargo Investment Institute, says that whether a recession is coming or not, the […]
Air travel between the US and Canada is set to plunge 70%, and domestic tourism has also slowed — how to plan your trips as Trump’s policies hit travel demand
Many Canadians have decided not to travel in the U.S. as a trade war continues. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch up (and fast) Car insurance in America now costs a stunning […]
Thinking of selling your home? Research says the best week to do it in 2025 is coming up soon
Thinking of selling your home? Mark your calendar: Your window of opportunity is right around the corner. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are 5 of the easiest ways you can catch up (and fast) Car insurance in America now costs […]
Dave Ramsey ranted about 3 ‘illogical’ money mistakes North Americans make that ‘baffle’ him — here’s how you can avoid these common financial errors
Across 32 years of giving people financial advice on the airwaves, Dave Ramsey has probably seen it all. But on an episode of The Ramsey Show earlier this year, he called out financial mistakes callers frequently make as being “Dumb! Really dumb!” He added: “These things baffle me, that’s why I’m hitting them,” he said. […]
Are you willing to spend $20,000 or more on a dog? Here are 15 of the most expensive dog breeds in Canada
My dog lives like a king. And he’s grown accustomed to this lavish lifestyle. From the time I purchased him from a breeder ($1,000), to expected and unexpected vet bills, grooming costs and an extensive (and impressive) wardrobe, let’s just say that I’m glad that I started budgeting for him well before he came into […]
I’m 22 and want to move out of my parents’ house, but I can’t afford rent because my car payments are too high — what can I do to lower my auto and living costs?
The past few years have been wrought with rampant inflation, and many Americans are having a hard time paying their bills. In a February CBS News and YouGov poll, 77% of Americans said their income isn’t keeping up with inflation. And a March survey from Equitable found that 80% of Americans across all income levels […]
Tony Robbins issues dire warning about retirement — calls on Americans to get ‘head out of the sand’ and says Social Security isn’t enough. Here’s the ‘ultimate power’ you need now
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. America’s Social Security program is both popular and woefully underfunded. Experts have been warning that the social safety net millions of Americans rely on is on the verge of […]