Using a gift letter for a mortgage down payment

Let’s say you’re ready to buy your first home — and take advantage of mortgage rates that are finally starting to drop — but your bank account isn’t. If you don’t have the down payment money, loved ones are allowed to help. But you’ll need what’s known as a "gift letter." What is a gift […]

Sickened and silenced: Saskatchewan families forced to sign NDAs — or pay out of pocket — after falling ill at Cancun resort

Two families from Saskatchewan recently shed light on a troubling experience at the Royalton Splash Riviera Cancun resort in Mexico. Following severe gastrointestinal illnesses, they faced financial and medical hardships exacerbated by resort staff pressuring them to sign non-disclosure agreements (NDAs) in exchange for assistance, according to a report from the CBC. Jesslyn Schigol’s husband […]

‘Landlords win either way’: Gordon Ramsay exposes how commercial property owners grow their riches no matter what — here’s their 1 big advantage and how you can use it too

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Celebrity chef Gordon Ramsay is a culinary titan and a household name in the restaurant industry. With a global empire of 88 restaurants, earning a total of eight Michelin […]

How to protect your finances when leaving an abusive partner

Managing your finances is a difficult enough task as an individual, but when it becomes intertwined with someone else, the layers of difficulty expand. This becomes especially true if the person you share your finances with is abusive. According to Statistics Canada more than 11 million people in Canada have experienced intimate partner violence (IPV) […]

Suze Orman slams ‘fearmongering’ around looming Social Security shortfall — but warns American seniors not to rely 100% on the program. Here’s how to protect your retirement

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Suze Orman has a lot to say about Social Security. For one, she encourages her podcast listeners to avoid relying on its payments to support them completely in retirement. […]

This NC hospital canceled 11,500 liens it placed on patient homes to collect on medical debt — this is what happened and how you can manage a health crisis without financial ruin

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. After a health crisis, discovering a lien on your home for unpaid medical bills would be a shock — but it’s one thousands of Atrium Health patients faced. Atrium, […]

2024 was the most expensive year for weather-related losses in Canadian history

For the first time in Canadian history, insured damage caused by severe weather events surpassed $8 billion, according to Catastrophe Indices and Quantification Inc. (CatIQ). The $8.5 billion total flew past the $6 billion from 2016, when the Fort McMurray wildfires destroyed almost 600,000 hectares of land and destroyed 2,400 homes and businesses. "Sadly, beyond […]