Author: Danielle Antosz

In December 2024, a man named Jason Morris persuaded his online girlfriend — a senior woman living in Oklahoma — to send him $120,000 to bring an oil vessel he supposedly owned back to shore. Once the tanker returned, Morris promised, the couple would move in together.

When the woman’s bank held the funds, likely over fraud concerns, Morris allegedly instructed her to lie — to tell the bank she was buying property, not funding a massive maritime rescue.

But Oklahoma officials say there was no oil rig, and there was no Jason Morris.

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According to authorities, the man behind the screen was actually 53-year-old Christine Joan Echohawk. The fake romance was part of a months-long scam that dispossessed four women between the ages of 64 and 79 of $1.5 million.

Here’s how the scam played out

According to a news release from Oklahoma Attorney General Gentner Drummond, Echohawk created multiple online personas — Jason Morris, Edward Lotts and Glenn Goadard among them — to manipulate her victims into believing they were in committed relationships. Each alias came with an elaborate backstory and an urgent financial need.

One woman sold her paid-off home to send more than $600,000 to “Edward Lotts,” who promised to unlock a $2 million payout and move in with her once the funds were released. Another woman sent $250,000 to “Glenn Goadard,” who claimed he needed help managing a financial portfolio from Syria.

All of the money, officials say, ended up in bank accounts controlled by Echohawk. Authorities allege she laundered the funds through multiple accounts, converting some into cryptocurrency and sending it to unidentified recipients. She also received checks, wire transfers and tens of thousands of dollars in Apple gift cards.

The scam fell apart in January 2025 when MidFirst Bank flagged a suspicious $120,000 transaction. The Consumer Protection Unit within Drummond’s office launched an investigation and linked the payment — and several others — to Echohawk.

Echohawk first claimed she was also a victim, reports NBC News. However, when investigators searched her purse, they found multiple bank cards tied to accounts related to the scams, gift cards, and deposit slips for $110,000. Echohawk now faces four counts of unlawful use of criminal proceeds and one count of violating the Oklahoma Computer Crimes Act. If convicted, she could spend up to 62 years in prison and face $260,000 in fines.

“I applaud the work of my Consumer Protection Unit to fight for these victims and to hold accountable their alleged perpetrator," Drummond said in the press release.

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How to avoid falling for romance scams

According to the FBI, romance scams — also called confidence scams — often target individuals who believe they’re in a relationship with someone they’ve met online. Scammers use emotion, trust and manipulation to convince their victims to send money, gift cards or personal information.

Here are a few ways to protect yourself or loved ones from romance scams:

• Never send money to someone you haven’t met in person. No matter how close the relationship feels, treat financial requests from online-only connections with extreme skepticism.

• Research online friends or partners. Use online searches to verify their image, name or other details, and see if they’ve been used in other scams

• Be wary of dramatic backstories. Stories involving oil rigs, military deployments or large inheritances are common red flags that you’re being scammed.

• Don’t share personal financial information. Scammers may ask for bank details or offer to send you money — don’t fall for it.

• Watch for inconsistencies. Romance scammers often use stolen photos and recycled scripts. If their story seems too good to be true, it probably is.

• Listen to warnings. If your bank or another trusted financial advisor warns you of a scam, take a step back. These scams are often very elaborate — designed to trick you.

• Talk to someone you trust if you’re suspicious. If you’re unsure about a relationship, confide in a trusted friend or family member. Outside perspectives can help spot red flags you might miss.

With awareness and the right amount of skepticism, you can help ensure you and your loved ones don’t fall victim to a romance scam.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

With Trump’s 25% tariffs on imported cars now in effect, car shoppers are scrambling to get into a new vehicle before prices climb even higher.

Walnut Creek Toyota in California sold 70 cars the weekend before the tariffs took hold April 3, fueled by promotions warning, “The tariff clock is ticking.”

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"All the dealerships all over the Bay Area are seeing this increase in sales right now," the dealership’s general manager Irina Ellis told ABC7 reporters.

Additional tariffs on imported auto parts are due by May 3, triggering would-be car buyers to accelerate their search — though it may already be too late.

How will tariffs impact car prices?

Experts say the new 25% import tax on foreign-made cars will result in higher sticker prices overall, including for used vehicles.

"We anticipate cars impacted by this, prices that are impacted by this will likely see a 15-20% increase in price. Vehicles that aren’t directly impacted by this may be 5% off the bat just from rising demand and used car prices we expect to go up as well," said Erin Keating, executive analyst with Cox Automotive.

That could translate to an average increase of $6,000 for imported vehicles and $3,600 for locally made vehicles — plus an extra $300 to $500 due to tariffs on steel and aluminum, Cox estimates.

Even cars already on ships or trains got hit with price hikes as soon as they reached port, with buyers asked to cough up thousands more than originally quoted. An ABC7 reporter was told her own order would go up by as much as $5,000 to $10,000.

Trump has framed tariffs as a way to bring back American jobs and reduce trade deficits.

"If you make your car in the United States, you’re going to make a lot of money. If you don’t, you’re going to have to probably come to the United States, because if you make your car in the United States, there is no tariff,” Trump said in an interview with NBC.

While the moves have already shut down factories in Canada and Mexico, U.S. workers who supplied parts for those factories are being laid off as a result. And vehicles made locally will soon be affected by the coming tariffs on imported car parts.

Even if the industry is able to adjust, experts warn that price increases may be permanent.

"Once you let that genie out of the bottle, it’s virtually impossible to pull it back," said Keating.

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How to budget for price increases when car shopping

If you’re worried about getting priced out of the car market, here are a few smart strategies to manage the new normal:

Consider buying used cars

Used car prices are expected to rise, but they’re still likely to be cheaper than new models hit with full tariff increases. Models that are already on lots or were assembled before the tariffs took effect may offer the best deals in the near term.

Delay the purchase for a few months

Nothing is certain, but if you can wait a few months, you may avoid buying during peak demand. Tariff policies are volatile and may shift again depending on public and industry pressure.

Fix your current vehicle

Investing in repairs or routine maintenance may be more cost-effective than trading in your car right now. Even big-ticket repairs could cost less than the inflated price of a new vehicle.

Shop around for better rates

Interest rates are still relatively high, but some lenders may offer promotional deals or financing options that can soften the blow of higher prices. Compare offers from credit unions, banks and dealer financing.

Look for other ways to cut costs

If you do decide to buy, try to offset the cost by trimming other expenses. Shop around for cheaper car insurance, ditch non-essential monthly subscriptions or refinance other debt to free up room in your budget.

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A Chicago couple is urging legislators to take action after squatters allegedly moved into their South Side house and refused to leave. Marcia Lee and her husband, Carlton Lee, never thought they’d be facing off against a family of squatters when they listed their home for sale.

"We have been fighting to get these people to get out of our property," Marcia Lee told ABC 7 reporters. "I am livid right now."

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Marcia discovered the squatters when she came by the home to show it to a prospective buyer. To her surprise, she found a family of three — and their dog — living inside.

How did the squatters gain access?

According to the Lees, the woman inside the home claimed to be the rightful owner and showed police what appeared to be a mortgage document. But when Marcia looked closely, she saw the document listed an incorrect property PIN number — one that matched a property in Country Club Hills, not the South Side.

“This documentation is not valid, so she’s trespassing on my property,” Marcia told ABC 7. Despite this, Chicago police said they still couldn’t remove the family without a court order, calling it a civil matter.

"We saw [the ABC 7 I-Team’s] story before," Carlton told reporters. "We like your coverage. That’s why you were the first one we called."

Illinois State Representative La Shawn Ford, who met with the Lees at their home, is now pushing legislation that would give property owners more power in situations like these.

"It’s happening across the state, and it puts owners and landlords in a bad position," Ford told ABC 7.

His proposed bill would allow police to immediately remove squatters once the rightful owner provides proof of ownership — helping victims like the Lees avoid lengthy legal battles currently required under the Forcible Entry Act.

Ford says his proposed bill is currently being reviewed, but he’s received some concerns from homeless advocates who say the rule might increase homelessness in the state.

ABC 7 tried to reach out to the woman living in the home, but she did not return their calls.

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How to protect your home from squatters

For homeowners, the cost of a squatter situation can be staggering. Not only are Marcia and Carlton potentially facing thousands in legal fees and property damage, but they also risk losing potential sales or rental income.

While state laws may change in the future, there are steps homeowners can take now to reduce the risk of squatters.

Secure uninhabited properties

Vacant homes are prime targets for squatters. To secure your property, install deadbolts on all doors and lock all windows. Outdoor cameras and motion sensor lights can deter squatters and provide evidence for law enforcement.

Ask neighbors to keep an eye out

Trusted neighbors can be your eyes when you’re not around. Ask them to report any suspicious activity, especially if your property is vacant or listed for sale.

Weigh the pros and cons of "for sale" signs

While signage may attract buyers, it can also alert potential squatters that a property is unoccupied. Consider digital marketing or using an agent to coordinate viewings discreetly.

Consider specialized insurance

Some insurance policies offer limited protection for vandalism or theft in vacant homes, but it may be worth looking into vacant home insurance if the property is not occupied.

Know your property rights

In Illinois, removing a squatter often means going through the civil court system, which can take months. Until new legislation passes, owners must file for eviction — even when someone entered illegally. This legal gray area favors squatters once they gain access.

As for the Lees, they’re not giving up. “We want action,” Carlton said.

They’re hoping their story leads to real change for other homeowners in similar situations.

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When Caledonia Spirits, a Vermont-based distillery known for its Barr Hill Gin, spent four months preparing an order for shipment to Quebec, the company expected their bottles to reach customers across the border.

Instead, after President Donald Trump announced tariffs on Canada in early February, the order was abruptly canceled.

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This decision is leaving the business with potnetially unsellable inventory and an uncertain future in the Canadian market, even after the Trump Administration announced a 90-day pause on many non-China tariffs. The company creates bottles and labels to meet Canadian regulations, meaning they can’t easily repurpose the spirits in other markets.

The situation is not unique to Caledonia Spirits. Vermont’s Secretary of Commerce, Lindsay Kurrle, described the issue as a major disruption for small businesses exporting to Canada. “Vermont producers who have prepared alcohol to be sold in Canada are left with this alcohol that can’t just be sold here,” Kurrle said at a press conference. “It’s not an easy fix. It costs money. It takes investments.”’

How do the tariffs impact Vermont businesses?

As small businesses across Vermont and the U.S. deal with the financial consequences of shifting trade policies, understanding the impact of tariffs and preparing for sudden changes is proving critical.

Governor Phil Scott acknowledged the challenges, stating that these tariffs are straining relationships between Vermont producers and Canadian retailers.

“It’s creating this divide, and they’re taking your product off their shelves because they don’t want it there anymore,” Scott said. “It’s unfortunate. These are our friends.”

When businesses depend on exports, tariffs can shut down vital revenue streams. Finding alternative buyers in a short timeframe isn’t always feasible, especially when products are customized for foreign markets.

Businesses that are able to export their goods or rely on imports are often left with two choices: absorb the cost of tariffs and take a financial hit or pass those costs onto their customers through increased prices, which can make them less competitive. Neither option is ideal.

Kurrle says she’s been in contact with the consul general for Canada and is working to find a solution for Vermont businesses.

"Our goal is to try to find out what does Premier Legault need to see from us to try to get Vermont products back on the shelves," Kurrle explained.

Governor Scott also created an interagency task force, led by Kurrle, to monitor the impact of tariffs on Vermont businesses and consumers.

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Financial strategies to reduce the impact of tariffs

Trade policies often change, and it can be frustrating for businesses to navigate. However, some steps can reduce your exposure to tariff-related disruptions.

Explore domestic growth opportunities

Since tariffs primarily affect cross-border trade, focusing on domestic expansion can help businesses maintain revenue. Seeking partnerships within the U.S. can offset lost international sales. For example, distilleries could collaborate with American hospitality chains, restaurants, or local retailers to increase domestic distribution. Another option is expanding your product offering to appeal to a larger customer base.

Apply for tariff exemptions

Some industries or specific products may qualify for tariff exemptions. In 2019, Apple successfully applied for tariff exemptions on certain imports. While smaller businesses generally lack the lobbying power of major corporations, industry groups and coalitions can sometimes advocate for exemptions. It may be worth researching available programs or consulting trade organizations for assistance.

Negotiate with suppliers

Businesses can also look at renegotiating their own supplier contracts to mitigate the impact of tariffs. This may include negotiating bulk purchase discounts, requesting suppliers to share some of the tariff burden, or locking in long-term contracts that secure stable pricing.

Optimize your supply chain

Reducing operational costs in other areas can help offset the financial impact of tariffs. Businesses should examine their supply chain for inefficiencies, such as unnecessary expenses in shipping, packaging, or inventory management. Exploring automation, adjusting logistics strategies, or reducing overordering can help minimize costs.

Leverage government assistance programs

Federal and state-level programs may offer financial relief for businesses affected by tariffs. Programs such as Small Business Administration (SBA) loans, export assistance grants, or state trade expansion programs (STEP) can provide funding and assistance to help businesses adjust.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

When Alphonso and Tierney Whitfield first moved into their College Park, Georgia home in 2022, they were eager to start their new life together. But that hope quickly turned into a headache when they discovered plumbing issues, Atlanta News First (ANF) reported.

Every time the couple flushed their toilets, wastewater appeared in their yard. Unsure of the cause, they hired a local plumbing company. Estes Plumbing discovered the sewer line needed to be replaced and applied for a permit from the city to complete the work.

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The total cost was $8,000 — a hefty sum for anyone, but especially for new homeowners. The worst part? Replacing the line didn’t fix the couple’s sewage issues.

That’s because the issue could only be solved by fixing an issue on city property, something that only happened this month.

“It feels like I finally started living in my home, living in my yard, having people over,” Alphonso told ANF Consumer Investigator Harry Samler.

But why did the city take so long to intervene?

Why didn’t the plumbing line replacement work?

Estes Plumbing technician Logan Cumby determined that the Whitfields’ issue had nothing to do with the new line but instead with part of an old line located on city property.

“When a plumbing company replaces a residential sewage line, it typically does not do work on city property,” Cumby told ANF. “We determined the break is in the street, and we can’t fix it because it’s not on the homeowner’s property.”

But city officials pushed back, saying the plumbing company must have connected the Whitfields’ new line to a city pipe no longer in use. But Bill Knox, a manager at Estes Plumbing, insisted that wasn’t true.

“If we mess something up, we stand by it, and we’ll fix it,” Knox told reporters. “But in this case, we’ve done everything right.”

The Estes team returned to the Whitfields’ property and ran a camera through their sewer line. The footage showed the new sewer line was properly connected and intact until it reached an older pipe located under the street — and on city property.

The footage showed an older clay pipe that seemed to have collapsed, likely causing the Whitfields’ sewer issues. A neighbor a few homes away had also reported problems with their sewer, indicating the cause likely wasn’t the new sewer line on the Whitfields’ property.

Following further investigation, a College Park City spokesperson confirmed the city would connect the Whitfields’ line to the city tap for $1,600. A few days later, Department of Public Works officials showed up to replace the collapsed pipe and connect the city line to the Whitfields’ home.

After the lines were replaced, everything was finally flowing correctly for the first time in two years.

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How to budget for unexpected home repairs

Unexpected home repairs, like the plumbing nightmare the Whitfields experienced, can strain homeowners financially. Here are several proactive steps to protect yourself:

Consider a home warranty

A warranty typically covers the repair or replacement of major home systems for a relatively affordable annual fee. However, carefully read the fine print to understand exactly what’s included. Often, issues arising from normal wear and tear are excluded from coverage.

Early intervention can reduce costs

Addressing minor issues quickly can prevent them from escalating into major repairs. Regular home maintenance, like routine plumbing inspections, gutter cleaning or HVAC system checks, can help you catch problems early, reducing long-term costs.

Create a sinking fund for home costs

Setting up a dedicated savings account specifically for home-related expenses ensures you’re prepared when unexpected costs arise. Experts generally recommend setting aside between 1% to 3% of your home’s value annually. If your home is valued at $300,000, this translates to saving between $3,000 and $9,000 per year.

Compare quotes from multiple service providers

When faced with a major repair, request estimates from several contractors. Prices can vary dramatically between providers, and reviewing multiple quotes ensures you’re getting a fair price and helps you better understand the scope of work required.

Research legal aid options

If your home repair involves another party, such as a neighbor, the city or a contractor, knowing where to find legal assistance can be critical. Local legal aid societies, homeowner advocacy groups or a real estate attorney can provide guidance and representation if needed.

Finally, make sure you understand what your homeowner’s policy covers. Depending on the nature of the repair, your home insurance may cover some or all of the expense.

Being proactive in financial and home management strategies can save you significant time, stress and money in the long run.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

The National Institute for Occupational Safety and Health (NIOSH) is laying off hundreds of workers. Though details are limited, United Mine Workers of America (UMWA) President Cecil E. Roberts said in a recent statement,

“NIOSH began laying off hundreds of workers who are engaged in research and the improvement of products and practices that literally save the lives of coal miners every day.”

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Roberts added that NIOSH announced “significant downsizing” of offices in Morgantown, West Virginia and Pittsburgh, Pennsylvania.

The layoffs come amid a sweeping federal reorganization effort led by Health and Human Services (HHS) Secretary Robert F. Kennedy, Jr. as part of the Trump administration’s Department of Government Efficiency (DOGE) Workforce Optimization Initiative.

But what are the job cuts supposed to accomplish?

Why are these layoffs happening?

According to an HHS statement, the "Make America Healthy Again" plan aims to reduce the federal health workforce by 20,000 employees overall — shrinking HHS from 82,000 to 62,000 full-time staff. It will also consolidate 28 HHS divisions into 15 new ones, while regional offices will be reduced from 10 to just 5.

As part of the plan, NIOSH is being folded into a new agency called the Administration for a Healthy America (AHA), alongside the Health Resources and Services Administration (HRSA), the Substance Abuse and Mental Health Services Administration (SAMHSA) and other offices. HHS says the changes will save taxpayers $1.8 billion per year and improve efficiency by reducing “redundant units.”

However, critics argue that the cost savings come at the expense of public and workplace safety — especially in places like Morgantown, where NIOSH plays a key role in researching coal worker health, respiratory disease and workplace hazards.

“I do not think that these actions are being done in a coordinated way to hurt the American coal industry and those who work in it. But that is the effect,” Roberts said in the release. “Miners have and can continue to produce the materials to power American homes, produce American steel and so many other products our society uses every day.”

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How layoffs will impact workers — and how to protect yourself

Layoffs at NIOSH threaten not only the job security of hundreds of employees, but also the health and safety of coal miners and other high-risk workers who rely on the agency’s research.

Morgantown’s facility employed around 500 workers, reported MetroNews. Its research informed safety regulations, protective equipment standards and disease prevention strategies across several industries.

Roberts believes the downsizing could cripple progress in mine safety as the coal industry "relies on the research done there to improve its safety practices.”

Sen. Shelley Moore Capito R-W.Va. told 12 News in a statement that the cuts would harm “vital health programs,” adding that “any cuts that impact [coal workers’] health monitoring need to be restored immediately.”

In addition to the safety concerns, the economic impact could be significant for Morgantown and surrounding areas. Losing hundreds of high-paying federal jobs affects not just those laid off, but also local businesses that depend on NIOSH employees as customers. From diners and daycare centers to home service providers, many small businesses could feel the ripple effects of the layoffs.

Here are a few ways locals can manage the disruption:

• Know your rights. If you’re injured or face exposure to hazardous conditions, report it immediately to the Occupational Safety and Health Administration. Employers must still comply with its standards.
• Connect with state and nonprofit resources. West Virginia’s Department of Health, WorkForce West Virginia, the PA Workforce Development Association and organizations like the Appalachian Citizens’ Law Center may be able to offer guidance, legal help or job retraining opportunities.
• Protect your health on the job. With fewer researchers to monitor workplace hazards, it’s more important than ever to take precautions. Use proper PPE, attend all safety training and document any incidents or exposure you experience or witness.
• Consider looking for new opportunities. Sen. Capito and West Virginia Governor Patrick Morrisey both say they’re working to help affected workers find new employment. While these roles may take time to materialize, job retraining programs or federal grants may be offered soon. Pay attention to state announcements and job boards.

As Trump and DOGE aim to reshape federal agencies, communities like Morgantown are left to navigate the fallout and fight to protect the workers and industries who have long powered the country.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

President Donald Trump’s tariffs could drive up prices on everything from car parts to groceries, and Gary Gragg has found a way to reduce the impact — by helping others grow their own food.

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He’s focusing on a California favorite: avocados. He’s offering consumers a sustainable and long-term alternative to shouldering any cost increases: locally-grown avocado trees ready to bear fruit.

"One thing you can do if you live in California as we do here, in this beautiful environment we have, you can grow your own," Gary Gragg, the owner of Golden Gate Palms Nursery in Richmond, told ABC7.

Avocados and other agricultural goods from Mexico are currently exempt from U.S. tariffs since they are compliant with the United States-Mexico-Canada Agreement (USMCA), but that may be temporary. Trump had initially said he would slap 25% tariffs on all imports from Canada and Mexico before agreeing to pause them.

"The vast majority of avocados eaten by U.S. citizens come from Mexico, including an estimated $2.7 billion worth of avocados imported in 2024. In fact, free trade with Mexico is partly responsible for the rise of avocados in the U.S. diet," said the Council on Foreign Relations.

How one man looks to crack the system — with trees

Imported produce is among the many categories that may be affected by tariffs, and that includes avocados. Gragg saw the price pressure coming and highlighted California’s advantage: the region’s Mediterranean climate.

“Generally, there’s an avocado you can grow anywhere in low-elevation Bay Area,” Gragg told ABC7. The San Francisco Chronicle once called him a “horticulturist and avocado obsessive.”

But instead of selling tiny seedlings that need plenty of attention and care, Gragg’s nursery offers trees starting at 5 feet tall. The price tag ranges from $250 to $950, depending on size.

Golden Gate Palms Nursery reportedly has hundreds of avocado trees ready for sale. But it’s not just about the plants — it’s about a mindset shift. Gragg’s YouTube channel, True Plant Stories, has over 11,000 subscribers and is dedicated to educating viewers on how to grow their own fruit trees successfully.

It’s a long-term investment — but one that could pay off in food security and savings.

By turning his nursery into more than a business — essentially a how-to hub for aspiring backyard growers — Gragg is giving consumers the tools to take control of their food supply. His consumer-driven model offers a clear path around rising import costs and serves as an example of how businesses can adapt to policy shifts.

"Everybody needs an avocado tree, for not only the tariffs to save some money but for the environmental ethic and the fact that you’ll be the coolest kid on the block if you’re giving avocados away," he said.

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How to navigate rising prices due to Trump’s tariffs

Gragg’s solution — growing your own avocados — is just one approach. Here are more ideas to help you navigate rising prices:

Start a garden

Whether you have a backyard or a sunny windowsill, growing food can reduce grocery bills. Start small with easy-to-grow herbs, tomatoes, or even potatoes in a 5-gallon bucket. Starting from seed is the cheapest route — just a few dollars can yield weeks of fresh produce.

Get chickens, if you can

Many urban and suburban areas now permit backyard hens. They require a bit of learning and setup, but the return is fresh eggs and a deeper connection to your food. Check to see if your local ordinances and homeowners association (HOA) allow it, and look for DIY coops to save on start-up costs.

Shift purchases to local farmers

Buying from farmers markets or signing up for a CSA (Community Supported Agriculture) box can keep your money in the local economy while often reducing costs on fresh produce compared to grocery store markups.

Join community trade groups

Buy Nothing groups and local barter exchanges are great ways to get what you need without spending money—whether it’s clothing, toys, or tools. It can also help you connect with your community, which can be crucial during economically trying times.

Repair and reuse

Before tossing items, look into DIY repairs or upcycling ideas. A simple fix can extend the life of clothing, electronics, or furniture and cut down on spending. Search online for repair tips or a local repair cafe or clinic where community members volunteer to help with repairs.

Gragg’s avocado tree solution may not be for everyone, but the principle behind it can help us all: When prices go up, look closer to home. Whether it’s a fruit tree in your yard or a shift to community-driven solutions, simple steps can cut costs and build more resilience into your daily life.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

If you live in LA County, you could pay more at the check out. Starting April 1, the sales tax rate in unincorporated parts of Los Angeles County — and in cities without their own special tax measures — increased from 9.5% to 9.75%.

But that’s just the baseline. Many cities across the county — including Long Beach, Glendale and West Hollywood — will now see a 10.5% tax. Others, like Lancaster and Palmdale, have pushed rates even higher, up to 11.25%, after approving their own additional tax hikes.

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The increase comes as voters approved Measure A in November 2024, which replaced the existing Measure H quarter-cent tax with a half-cent tax hike. The increase is aimed at funding countywide homeless services.

How will this tax impact shoppers?

Measure A is expected to generate more than $1 billion annually for LA County. It officially took effect on April 1, 2025 and will remain in place until it is repealed by voters. The tax revenue will be split between two initiatives:

• 60% will go toward homeless services, including programs for mental health, substance use disorders and permanent housing placement.

• 40% is earmarked for building affordable housing through the newly formed Los Angeles County Affordable Housing Solutions Agency and the Los Angeles County Development Authority.

Some cities, including Santa Monica and Pico Rivera, which were previously excluded from Measure H, are now subject to the new rules. The change might feel minor — just a few extra cents on smaller buys — but on bigger-ticket items, those cents can really add up.

CBS News reporter Jeff Nguyen visited Westlake Village, a city divided by county lines — and also bottom lines. One side, in Ventura County, pays just 7.25% in tax while the LA County side of the city now pays 9.75% tax. He spoke to one shopper who says she’ll go to the side of town that has lower taxes.

“So if I have a choice, I’m going to the one where it’s less,” Laura told CBS.

Another shopper was frustrated by the changes during a time when she’s trying to spend less.

“As soon as I saw the bill today, I was like, whoa! I’m pregnant so I’m trying to save money during this time,” shopper Brittney Mukhar told CBS.

Adding to the frustration, not everyone is convinced the additional funds will be well spent. LA County leaders have faced criticism after a recent audit found the Los Angeles Homeless Services Authority (LAHSA) could not track how nearly $2.5 billion in funding was spent.

“I’m all for helping the homeless — I’m not for wasting my money,” said Laura.

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How to protect your budget amid rising taxes

With higher prices and economic uncertainty already straining household budgets, even a modest increase in sales tax can affect your bottom line. Here are a few ways to soften the blow.

Be strategic about where you make big purchases

If you’re buying expensive electronics, furniture or even a car, consider shopping in a neighboring county with a lower sales tax. A drive to Ventura County, for example, could save you hundreds of dollars on a large purchase.

Adjust your budget

Even a small uptick in spending adds up over time. Review your budget and tweak spending categories — especially for things that are now taxed more heavily. Ask yourself whether a purchase is necessary or if it can wait until a sale — or until you’re in a lower-tax zone.

Embrace sales and discounts

Use store apps, digital coupons and meal planning to save on groceries and essentials. Every little bit helps offset the higher tax.

Use cash back credit cards wisely

If you can pay off your balance in full, cash back cards can help take the sting out of taxes and everyday spending. Look for cards offering extra rewards on groceries or gas and use those rewards to offset the tax increase.

While the aim of the new sales tax is to address one of the county’s most pressing issues, everyday consumers are left to figure out how to make their dollars stretch a little further.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

The familiar refrain from Semisonic’s hit “Closing Time” has long been a last-call anthem for bars, but in South Carolina, many establishments fear they’ll be closing for good.

Skyrocketing liquor liability insurance premiums, driven by a 2017 requiring businesses serving alcohol after 5 p.m. to carry $1 million in liability coverage are forcing some bars and restaurants to shut their doors permanently.

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The Brew Cellar, a beloved establishment in Charleston, announced its closure after 11 years in business, citing rising insurance costs as the primary reason.

"We made it through COVID, and we’re getting taken down by laws 11 years after being open. It’s like a death in the family, honestly," owner Ryan Hendrick told ABC 4 News.

State lawmakers are pushing for legislative changes to help restaurants and bars keep their doors open. State Senator Ed Sutton said he believes a solution can be found.

“We got insurance companies on one side fighting, and we got trial attorneys on the other side fighting with each other," he said. "In the middle, the person getting the short of the stick is that small business owner," he told ABC 4 News.

Laws and effect

Why are the rates soaring now? The issue stems from the 2017 law requiring all businesses that serve alcohol after 5:00 p.m. to carry at least $1 million in liquor liability coverage.

The legislation was intended to ensure that victims of alcohol-related incidents could receive compensation. However, it has also driven up insurance costs for business owners. Many insurance companies have either exited the South Carolina market or raised their rates, making it challenging for small establishments to afford the required coverage.

Why is the impact hitting businesses now? Most insurance policies renew annually, meaning rate hikes happen gradually, not all at once. As insurers reassessed risk and adjusted pricing over time, premiums steadily climbed — until they became unsustainable for many bars and restaurants.

Zach Dennis, owner of the bar Peacock and an insurance agent, has seen both sides of the issue.

"I have clients right now whose renewals are coming through that, for the first time, have to answer the question: Do I renew my insurance, or do I close my doors? Because I cannot continue to make money or operate in this economy." Dennis shared.

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Lawmakers and the fix

In response to this crisis, Sutton has introduced a bill to amend the current liquor liability laws. The proposed changes would refine liability standards and shift the burden of proof to focus on clear, observable signs of intoxication rather than imposing blanket liability. This could reduce financial risks for responsible establishments while still allowing victims to seek damages. Sutton said he hopes this will lead to lower insurance rates for businesses.

"We need to land in a spot where rates aren’t $100,000 for a liquor liability premium, but also allow for victims of operators that overserved, don’t check IDs, or don’t do the proper thing for those victims to be compensated,” Sutton said, emphasizing the need for balance. “And I absolutely believe we can get there."

Another proposal seeks to reduce the mandatory insurance coverage from $1 million to $250,000 for establishments that implement specific risk mitigation measures, such as comprehensive server training programs.

Sutton’s bill has gained support from the hospitality industry and business community, who see it as essential to preventing closures and preserving South Carolina’s vibrant culinary scene. He plans to have the legislation on the governor’s desk by May.

However, for some businesses, the changes may come too late. The Brew Cellar plans to close its doors on February 17, just two days after its 11th anniversary.

Hendrick urged patrons to support their local establishments before it’s too late, "We’re not going to beg for people to come through to keep our doors open, but go support your favorite places; they need it."

On March 5, the South Carolina House of Representatives unanimously passed a bill that would reform the state’s liquor liability law. However, the Senate is still addressing the liability problem along with auto insurance, medical malpractice and how fault is divvied up in civil lawsuits in a tort reform.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

Retail theft is on the rise, leaving retailers grappling with how to protect their inventory without alienating customers. The problem has reached a tipping point.

According to the National Retail Federation, shoplifting incidents increased by 93% between 2019 and 2023, leading to more than $100 billion in losses.

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In response, many stores — including Walgreens, Target, and Dollar Tree — have introduced drastic measures by locking up frequently stolen items like toothpaste, shampoo and baby formula.

This tactic, once reserved for the most expensive items, now extends to essential items, frustrating shoppers who find entire aisles of goods behind clear security glass.

But the strategy is backfiring. Walgreens CEO Tim Wentworth admitted in a recent earnings call, "When you lock things up … you don’t sell as many of them. We’ve kind of proven that pretty conclusively."

The result? Walgreens reported a $245 million operating loss for the quarter — a steep increase from the previous quarter — and announced plans to close hundreds of stores nationwide.

Theft is rising — but is locking up merchandise the answer?

While theft remains a growing issue, locking up merchandise creates new problems for consumers. Shoppers accustomed to same-day delivery and instant convenience often balk at waiting for an employee to unlock cases, leading to frustration and lost sales.

A Numerator survey found that one in three consumers will either switch retailers or abandon the purchase altogether rather than wait for assistance to unlock merchandise.

The impact is evident in consumer stories. CBS8 News visited a Walgreens in La Mesa, where shoppers expressed irritation at long wait times for accessing basic items.

"They need to be more responsive to get there — you could wait 10 to 20 minutes," one shopper told CBS8 News San Diego reporter Jenny Day.

Corey Potter, a shopper from Echo Park, described a similar experience at her local Target, where she found entire shelves covered in security glass. “It’s all locked up. “I hate it,” she told the LA Times.

Potter once waited 15 minutes for an employee to unlock a case at another Target location. Now, when faced with long lines and understaffed stores, the 30-year-old often skips buying essential items in person. Instead, she resorts to a last-ditch solution she doesn’t particularly enjoy: turning to Amazon.

“Rather than go to Target and wait,” she said, “I’ll just give Daddy Bezos my hard-earned cash.”

Retailers, however, can’t afford to dismiss this frustration. As business attorney and analyst Parag Amin explained to CBS News, "You’ve gotta make it more convenient. You’ve gotta make people want to go there — when they can usually buy things for easier and cheaper off the internet.”

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What’s the solution?

As theft eats into billions of revenue, retailers now also risk losing millions more from frustrated shoppers taking their business elsewhere. Walgreens and others must find ways to address theft while keeping customer experience a priority.

During the earnings call, Wentworth admitted that locking items behind security glass hasn’t curbed losses effectively. He shared that the company’s asset protection team is now working on “creative” solutions to fight theft, as reported by Day.

For retailers like Walgreens, balancing security with shopper convenience is necessary. As theft continues to rise, the numbers suggest it’s time to rethink lock-and-key policies before customers turn away forever.

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This article provides information only and should not be construed as advice. It is provided without warranty of any kind.