I’m considered middle class, but I feel like I’m only 1 crisis away from total financial collapse — what do I need to do to pull ahead for real?

The Canadian middle class is shrinking. According to a 2023 report by the Observatoire des inégalités, 42% of Canadians identify as middle class, while less than 1% consider themselves upper class — approximately 6% identify as lower or poverty class (1). Middle class income thresholds vary across provinces and territories: As of 2025, middle-class households […]