Canadians remain anxious about retirement — but planning helps, survey finds
A new survey shows that 59% of Canadians are worried that they might outlive their savings. Conducted on behalf of CPP Investments, the findings suggest that anxiety about retirement is widespread, yet those who take concrete steps, such as having a financial plan or understanding the role of the Canada Pension Plan (CPP), tend to […]
I’m 62 and plan to retire in 8 years. But I’ve been with the same company for a decade and they don’t pay me what I’m worth — should I just quit now?
While staying loyal to one company for more than a decade might seem like a safe path to retirement, the truth is, loyalty doesn’t always pay off. Take the case of Joan. She’s 62, has worked at the same company for over 12 years, and plans to retire at 70. But her salary hasn’t kept […]
Nearly 1 in 4 Americans didn’t take any of their vacation days in the last year. Are job fears keeping you clocked in and burned out, too?
Many American workers with paid time off (PTO) didn’t take any vacation days in the last year, but not necessarily because they didn’t want to take time off. A new report from FlexJobs shows, despite most workers (82%) having PTO, 23% of those with access to it reported not taking a single day off over […]
How financial abuse manifests in relationships — and one woman’s quest to get out
Ellie from Dallas, Texas, knew something was off in her marriage. After years with a financially controlling spouse, she’s finally ready to leave. The problem? She doesn’t have access to the family’s money, despite earning US$40,000 (C$56,000) a year as a part-time nurse. Feeling trapped, she called The Ramsey Show for advice. “He’s gotten so […]
Dave Ramsey says this purchase can keep Americans from moving up from middle class How you can build real wealth instead
This article adheres to strict editorial standards. Some or all links may be monetized. Over the course of his long career, radio personality Dave Ramsey has noticed several indicators of Americans’ financial status. One of these indicators, he said on an episode of The Ramsey Show, could even possibly predict whether a middle class family […]
This chief investor is urging people to quit chasing this 1 stock sector, warning “this thing breaks” — is your portfolio ready?
If you’re invested in artificial intelligence (AI), you might want to pay attention to what Bill Smead, founder of Smead Capital Management, has to say. According to Smead, the market frenzy around AI has all the signs of a bubble, driven by the momentum of stocks like Nvidia (TSX:NVDA). “We’re in the crazy stage,” Smead […]
Vanguard reveals what could be coming for US stocks — and it’s raising alarm bells for retirees. Here’s why and how to protect yourself
As the company that pioneered the concept of index fund investing and currently has a whopping $11 trillion in assets under management, Vanguard is the ultimate heavyweight in the American stock market. (1) So when the company puts out a report about the future of the stock market it’s worth closer attention. In July, the […]
Scammers are hijacking the rental market with fake ID and landlords are paying the legal and financial price — 5 safer ways to invest in real estate
What started as a regular day for property manager Jared Decker in Tampa, Florida, turned into a months-long real estate nightmare. According to Business Insider, it all started when he got a call from a businessman he didn’t recognize. Someone who’d never lived in any of the properties Decker managed. Must Read Thanks to Jeff […]
Are you retiring before you start Social Security? Then you need to make 1 crucial change that could make (or break) your retirement — so do it ASAP
It’s easy to assume that a person’s retirement age and the age they start claiming Social Security neatly coincide. However, for many retirees, that’s simply not the case. While the average retirement age in 2024 was 62, according to a MassMutual survey, the average age of claiming Social Security is 65, according to AARP. That […]
Robert Kiyosaki reveals how he bought a $4.5M house with 1 asset that only cost $450K — and there’s no catch. Here’s how to copy the move
This article adheres to strict editorial standards. Some or all links may be monetized. With housing affordability being a pressing issue in America, buying a nice home usually means shelling out a small fortune. But “Rich Dad, Poor Dad” author Robert Kiyosaki says he managed to snag a multi-million-dollar mansion without ever cutting a seven-figure […]