Retiring at 60? Why your financial advisor says you need 30 years of savings — and what that really means for your future
These days, if you retire early, you could expect to live another 30 years — or even longer — in retirement. Take the hypothetical example of Dave, a 50-year-old IT professional who wants to retire at 60. However, after running several simulations, his financial advisor recommends that Dave has 30 years of savings set aside […]
In the market for a new car? Buyers can now expect to pay at least $50K for the first time ever — does that mean you should hold off on buying?
Used cars aren’t supposed to cost this much. After years of inflation, supply shocks and new import tariffs, the average three-year-old vehicle now sells for about $31,000 (1) – a price tag that used to belong to something brand new. So why not just walk into the dealership and grab a fresh one off the […]
Man tells Ramsey Show his 2 estranged sisters want a cut of their father’s massive $10M inheritance — leaving the hosts at a loss for words
Recently, a caller to The Ramsey Show shared an interesting conundrum with the two hosts, George Kamel and Jade Warshaw (1). The caller had a true champagne problem: he’d inherited US$10 million from his father, but his two sisters received nothing at all. His sisters were now asking the caller, Michael, for money, and even […]
‘In debt forever, in debt for life’: Republicans are hating on Trump’s 50-year mortgage idea. Why some think it will ‘ultimately reward the banks’
President Trump seems to love comparing himself to historic leaders, and this time he’s invoking Franklin D. Roosevelt. In a post on Truth Social, Trump suggested that, just like FDR had introduced the 30-year mortgage during the Great Depression, it was now his turn to fix America’s housing crisis by introducing a 50-year mortgage (1). […]
Texas woman calls The Ramsey Show to ask how to ‘financially exit’ her 20-year marriage — but her situation immediately sets off alarm bells for hosts
When Sarah from Houston told John Delony and Ken Coleman on The Ramsey Show that her husband had shut her out of their bank accounts and would not let her see the prenuptial agreement she signed, they heard alarm bells [1]. “You’re in a very abusive situation and you know this, right?” Delony said. “You’re […]
My boss notified me that I’ve been overpaid by $7,000. He said I can choose to either pay it all back or work without pay. Is that legal?
Imagine how stressful this situation would be: Natalie’s boss called her into the office recently and gave her some bad news. Thankfully, it was not a layoff, but it was something almost as stressful — and potentially financially devastating. Her boss said the payroll department had made errors over the past several months, and in […]
Ray Dalio sounds alarm over looming ‘civil war’ in America, claims our power to ‘hurt each other’ has never been greater. Are you at risk?
This article adheres to strict editorial standards. Some or all links may be monetized. It’s been more than 160 years since America’s last civil war — but billionaire investor Ray Dalio is warning that another one may be brewing. Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as […]
Rich Americans are thriving in 2025 while 80% of the country falls behind — how to build wealth in the ‘K-shaped’ economy (even if you’re squeezed)
There’s a puzzling dynamic emerging in the American economy. On one hand, the S&P 500 and Nasdaq continue to set record highs and economic growth data is seemingly robust. Must Read Real Estate: Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to […]
Nearly 80% of US workers have been victims of ‘career catfishing’ — what’s behind this growing issue and how to vet your next employer
Landing a new job should feel like a step forward. But if your new role turns out to be very different from what you were promised, you may have been “career catfished.” The term describes when a company misrepresents the job, company culture or compensation to lure in candidates — and it’s happening a lot […]
Americans over 60 are a favorite target for imposter scammers — here’s what you need to know to guard against 6 common types of imposter fraud
Did the IRS call you out of the blue and threaten legal action? It wasn’t the tax man — more likely it was an imposter scam. It’s a type of fraud that’s become increasingly more common. “An imposter scam is when a scammer lies and pretends to be someone they’re not to trick you into […]