Want to avoid headaches in retirement? Don’t overlook these time sensitive decisions — they sneak up fast and could cost thousands if ignored

Turning 65 brings a lot of new milestones, but it also brings time-sensitive decisions and deadlines you might not know about. Linda recently retired after a 40-year career and assumed she could sign up for supplemental health coverage whenever she wanted. She didn’t know about the one-time, six-month Medigap enrollment window tied to Medicare. Must […]

Only 21% of Americans know their ‘full retirement benefits’ age — but a new bill in Congress could finally clear up the confusion. Do you know yours?

Almost 58 million Americans age 65 and older receive benefits from Social Security. (1) And with data from Vanguard putting the median 401(k) balance hovering around $95,000, Social Security is the main source of income for millions of older Americans. (2) That’s why understanding exactly when you qualify for your full benefit is crucial. Yet, […]

$30K to name your baby, $200/hour for a ‘pet nutritionist’ — niche consultants are making bank off the wealthy. Silly spending, or real investment?

Inside the world of ultra-specific consultants What some consider frivolous spending, others might see as an investment that will boost their chances of perpetuating wealth. But are baby-naming services, sorority rush consultants and pet nutritionists really smart ways to spend money to maintain social status, or are these spending habits driving people into debt? Must […]