This couple says they’re $12M in debt after walking away from 6-figure jobs to buy 12 Airbnbs — but claim the risky move gave them financial freedom
This article adheres to strict editorial standards. Some or all links may be monetized. To most people, being $12 million in debt sounds like an absolute nightmare. But for Michael Elefante and his wife, it’s the price of financial freedom. In a recent X post (1), Elefante told his story. He and his wife walked […]
You can’t fix what you don’t track — do you really know where your money goes?
Your credit score might just be three digits, but those numbers can make a big difference in your life. A strong score can open doors to lower mortgage rates, cheaper insurance, and better loan offers — savings that can add up to thousands of dollars over time. In other words, the better your credit, the […]
Habitat for Humanity in Windsor, ON ups salary to qualify for home-buying help, meanwhile the average cost for a home in Canada is dropping — is it go-time for first time buyers?
For decades, Habitat for Humanity has been helping people around the world get access to homes of their own. Recently the organization’s chapter in Windsor-Essex, Ontario has increased the salary requirement to qualify for its help as home prices in Windsor have gone up to an average of $570,000 according to CBC. Previously, the upper […]
‘They are awful’: Dave Ramsey is fed up with millennials and Gen Z and claims they don’t work but want to own homes — here’s what he says you need to be a successful investor
This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Dave Ramsey has never been shy about what really grinds his gears when it comes […]
I have more than 20 credit cards don’t need most of them. If I cancelled a few, would my credit score take a huge hit?
Nearly nine in 10 Canadians have at least one credit card, (1) making this form of payment the most popular in the country by far. In fact, it’s quite common for Canadians to carry multiple credit cards in their wallets. Take Jane, for example, who is a hypothetical case study but reflects widespread Canadian financial […]
My mom is 50 years old and only has $15,000 saved for retirement. How can I get her on the right track?
As you get older, it’s important to have more retirement money saved so you can start preparing for the day when you leave the workforce. Canadians believe they need $1.54 million saved to retire comfortably, according to a study by Bank of Montreal. However, over three quarters of Canadians surveyed are worried they will not […]
Kevin O’Leary issues blunt reality check to potential US homebuyers — warns 3.5% mortgage is dead. How to ‘get on with life’ without your dream home
This article adheres to strict editorial standards. Some or all links may be monetized. Soaring home prices have been a pressing issue in America — and elevated mortgage rates only add to the strain. With the Federal Reserve’s recent rate cut, many homebuyers might expect borrowing costs to ease. Not so fast, says “Shark Tank” […]
Here’s 1 deal breaker younger employees won’t budge on if employers want them to stick around — is your company working hard enough to retain(/keep) you?
In today’s competitive job market, offering more than just a paycheck is essential to retaining top talent. Financial wellness programs have emerged as a key component in employee benefits packages, aiming to enhance financial literacy and reduce stress among employees. These programs not only support their financial well-being but also contribute to improved retention rates […]
Here’s the new ‘0.01% rule’ this money expert swears by to encourage Americans to indulge in more guilt-free spending — would it work for you?
If you agonize over every purchase — whether it’s organic strawberries or a trip to Paris — the 0.01% rule might help put things in perspective. Essentially, the rule states that it’s safe to spend 0.01% of your net worth on a splurge without wrecking your budget. Must Read Thanks to Jeff Bezos, you can […]
These Texas friends travelled around the world in 80 days — in their 80s. Most retirees can’t swing that. How to plan and pay for travel in later life
Eleanor Hamby and Dr. Sandra Hazelip are two widows proudly boasting of their epic trip after circumnavigating the globe in 80 days. They should be proud. Even Phileas Fogg, fictional hero of Around the World in 80 Days, couldn’t claim an equal achievement. He was 40. These women are in their 80s. Must Read Thanks […]