Americans are slashing their holiday shopping budgets this year, survey says — here’s how a scaled-back season could set the tone for 2026

Holiday cheer may be in short supply this year — at least at the cash register. The holiday season is usually a reliable boost for retailers and a stretch for consumers. But as employment worries mount and with spending projected to plunge at the steepest pace since 2020, retailers are bracing for leaner times, and […]
Two Ontario residents are out a combined $90k after they invested in private investment scams. Here’s how you can spot these enticing opportunities for what they are — theft

In the world of investing, the advice “if it’s too good to be true, it probably isn’t,” is a cardinal rule — one that shouldn’t be broken unless there’s reason to do so. Unfortunately, two Ontario residents lost a combined $90,000 after investing with two private investment companies. And they think their money might be […]
A Chicago man is suing Home Depot for allegedly using biometric facial recognition at self-checkout without consent — are you at serious risk?

A lawsuit in Illinois accuses Home Depot of collecting customer data without consent. The plaintiff, Benjamin Jankowski, filed the class action suit against Home Depot on August 1 in US District Court, alleging violations of the state’s consumer privacy laws. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little […]
I’m 63 and tired of working, but only have $390,000 in savings — how much does that leave me with to spend per month if I retire today?

In 2022, the most recent year with available data, the median retirement savings for Americans aged 55 to 64 was $185,000, according to the Federal Reserve. Let’s say you’re 63 with $390,000 saved. This means you have a little more than twice the median for your age group. Still, $390,000 may not stretch that far […]
GOP megadonor issues stark warning for US retirees — Trump’s Fed attacks may carry a ‘steep’ cost for your savings. How to protect your nest egg ASAP
This article adheres to strict editorial standards. Some or all links may be monetized. Ken Griffin, billionaire founder and CEO of hedge fund Citadel, is one of the Republican Party’s top donors. Yet his latest critique of U.S. President Donald Trump is strikingly sharp. Must Read Thanks to Jeff Bezos, you can now become a […]
I’ve done the math: I should be able to retire at 66, with $550,000 in the bank — and not a penny more. How do I make it last?

Take the following scenario: Assume you were 56 and want to retire in 10 years with $550,000. Your savings may align with many others your age — the average American aged 65 to 74 has about $609,000 saved. But that doesn’t mean you’re looking at sufficient retirement income. Here are a few things to consider. […]
I landed a 6-figure job at 28, after years in school — and now my friends expect me to pay for every meal and trip. At what point do I cut them off?

Saira, 28, is thriving in a six-figure job after completing a demanding university program, including a master’s degree. Initially, her friends seemed supportive of her success, but over time, subtle resentment emerged. At first, Saira was happy to celebrate her achievements by treating friends to dinners and covering costs when someone was short of money. […]
Over $7K to insure a car in Alberta — How the province got to this point and is there any relief in sight?

How much would you pay to insure your vehicle? Would you pay $3,000, $4,000 even $5,000 per year? What about $7,000? For one Edmonton resident, that question isn’t rhetorical. Wali Hassan, a 21 year-old Edmonton resident, recently fully insured a 2018 Honda Civic — he was required to do so per the terms of his […]
Robert Kiyosaki warns of ‘massive unemployment’ due to the ‘biggest change’ in history — and says this 1 group of ‘smart’ people will get hit extra hard. Are you one of them?

This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Rich Dad Poor Dad author Robert Kiyosaki has a sobering take on one of today’s […]
I just started a new job after being unemployed for a year. Is there any reason I shouldn’t put 50% of my salary in my 401(k) now to help catch up?

Justin has been unemployed for the past year, but now that he’s working again, he’s unsure how to catch up on retirement savings. Luckily, Justin was unemployed by choice — he helped his aging parents relocate, traveled, and pursued a personal passion project. He was able to afford to break because he had previously earned […]