Here are 5 crucial things Americans need to stop doing after the age of 50 — your retirement joy depends on it. How many are you still doing?
Let’s face it — your 50s can be a great decade. By this stage, many people are earning more than ever after decades of building skills and experience. You might own a home, be an empty-nester, and have a growing retirement fund. But that’s not the case for everyone. Some reach their 50s with little […]
Here are the top 5 things happy Americans do really (really) well in retirement — how many are you doing in 2025?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Retirement represents a significant transition that most people are eager to make. A recent Wealth Enhancement survey found that 90% of older Americans don’t regret retiring when they did, […]
Canadians owe a staggering $2.5 trillion in household debt — here’s how to chip away and finally breathe free
Debt: Almost all Canadians have it. In fact, Equifax Canada’s Market Pulse Consumer Credit Trends and Insights Report found that consumer debt levels rose to $2.5 trillion at the end of hte first quarter of 2025 — a 4% year-over-year increase. TransUnion estimate that consumer debt, across all credit products, hit a record $2.5 trillion […]
A $6,000 tax break for seniors just passed under Trump’s big bill — but not everyone gets a cut. Here’s how much you’ll save at every income level.
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Donald Trump’s big sweeping spending bill included a sweetener for many seniors across America. Individuals over the age of 65 can claim $6,000 as a tax deduction, as of […]
I’m 61 and plan to retire in 2 years with $750K saved — but I’m terrified of running out of money if I live longer than expected. What should I do?
One of the biggest questions about retirement is figuring out how much you’ll need to live on. There is no one-size-fits-all number, as not everybody has the same debts, health, hobbies, aspirations and spending habits. Then there’s age, a big factor that’s overlooked, mainly because we have little control over it. Some people don’t make […]
Trump has quietly bought up $100M in bonds since entering White House, report says. How to be on the ‘winning’ side of the President’s big bet
President Donald Trump has quietly purchased at least $103 million in corporate and municipal bonds since taking office in January, according to NBC News. [1] The filings from the U.S. Office of Government Ethics (OGE) provide a rare glimpse into the president’s growing investment portfolio. Trending Now Thanks to Jeff Bezos, you can now become […]
I’m 23 and happy to be done with college. But now I’m in collection for ‘unpaid’ dues to my ex-fraternity — and it’s wrecked my credit. What can I do?
Louis, 23 years old and recently graduated from college, thought his days of fraternity drama were behind him. He joined a fraternity during his freshman year, but didn’t have a good experience. Louis still paid dues and housing through the end of sophomore year before breaking ties for good. Or so he thought. Fast-forward to […]
I’m 60 and have been diagnosed with a terminal illness that will require constant costly care. How can I set up my retirement accounts to pay for it?
Preparing for retirement is a decades-long process we focus on throughout our adult lives and careers. However, retirement doesn’t always go according to plan. Sometimes, an illness creates a sudden need to find a Plan B. Trending Now Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and […]
Woman wants to buy an RV to live in with her husband, toddler and 2 dogs — but with only $2.5K in savings and $40K in debt, The Ramsey Show hosts have serious concerns about her plan
Sometimes, when you’re in dire financial straits, your parents are able to bail you out. That’s what happened to Rachel from Dallas, Texas who recently called into The Ramsey Show looking for advice. Rachel’s home flooded in 2023, so her parents helped out by loaning her an RV to live in. Since then, Rachel — […]
I was sent $3,000 from a random number. At first, the stranger said it was a mistake — but eventually accused me of stealing it. Am I being scammed?
Instant payment apps like Venmo and Apple Cash make it easy to send money to friends or family. But they’ve also given scammers another way to defraud unsuspecting users. Here’s how the latest scam often starts: You get a payment from a number you don’t recognize. A few hours or days later, the sender messages […]