Americans in their 30s, 40s are finally breaking their way into the 401(k) millionaire club — here’s what they’re doing and why you should start copying in 2025

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Americans think it’ll take $1.26 million, on average, to retire comfortably, according to an April 2025 survey by Northwestern Mutual. And reaching $1 million in retirement savings is a […]

‘I don’t really care about his dreams’: Portland wife needs her husband to ‘get a better job’ than being a school bus driver — they have 5 kids and a baby on the way. The Ramsey Show responds

After 17 years of marriage with five children and another one on the way, Holly from Portland, Oregon, feels like she’s reached the end of her rope. She’s ready to bluntly tell her husband what she thinks about his career choices. “I have to basically tell him, in a loving way, that I really don’t […]

I spent years building up $27,000 in my 401(k) but lost track of it when I switched jobs — now my old company won’t help me find the account. Is this even legal?

Imagine working day-in day-out, dutifully contributing money to a 401(k) for years — and then losing track of the money when you leave your job. Mortifying, but also extremely common. In fact, in 2023, Capitalize estimated 29.2 million 401(k) accounts were lost or forgotten across America, containing $1.65 trillion in assets. Don’t miss I’m 49 […]

‘Denied. Denied. Denied’: This Florida woman’s insurer didn’t pay a $150K bill for ‘medically necessary’ surgery — after telling her they would. Here’s how the provider’s story changed

After undergoing a medically necessary surgery on her colon, Madeline Rogers of Zephyrhills, northeast of Tampa, was shocked to discover that she was stuck with a $150,000 bill due to a denied insurance claim. Don’t miss I’m 49 years old and have nothing saved for retirement — what should I do? Don’t panic. Here are […]

‘I was not going to give up’: Colorado couple’s insurer denied claim for $94K air ambulance bill after husband had heart attack, needed life-saving surgery. What to do if it happens to you

When Bob and Marjean Taylor went to stay in a friend’s cabin an hour from the nearest hospital back in 2022, neither expected that Bob would have his second heart attack within four months while they were vacationing. Unfortunately, that’s exactly what happened. Marjean took him to the local hospital, but they were told he […]

Dave Ramsey just issued a blunt reality check to Americans under 40: ‘If you don’t retire a millionaire, that’s no one’s fault but yours.’ Here’s the math to hit $11,600,000 at 65

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. While the headlines have been dominated by a rollercoaster in the stock market, financial guru Dave Ramsey isn’t going doom-and-gloom. In fact, the radio host believes every young American […]

‘It just looked odd’: This Boston homeowner found out his home was split in half 80 years before he bought it — 3 costly mistakes to avoid when budgeting for a historic home improvement

What seemed like an ordinary house in Boston’s Roslindale neighborhood is set to become a historic landmark, thanks to an intriguing discovery by its current owner, Adam Shutes. The house at 318 Metropolitan Boulevard caught Shutes’ attention in 2016 when he noticed something unusual about its layout. Don’t miss I’m 49 years old and have […]