Retailers are betting against a seasonal ‘surge’ this year, with holiday hiring expected to drop to a 16-year low — why that’s so troubling
For years, the holiday season has been a lifeline for retailers and workers seeking extra income before year’s end. In 2025, that safety net may be disappearing. A new report from job placement firm Challenger, Gray & Christmas shows that seasonal retail hiring is expected to fall to its lowest level since 2009. (1) Employers […]
Only 5% of retirees say they’re ‘living the dream,’ while a shocking 19% say it’s a ‘nightmare’ — how to save yourself from the same terrible fate
This article adheres to strict editorial standards. Some or all links may be monetized. Retirement is often thought of as a time of life when you get to sit back, relax, indulge in your hobbies and enjoy the fruits of your labor. But a new survey from Schroders says that for many Americans, that’s not […]
My boss notified me that I’ve been overpaid by $7,000. He said I can choose to either pay it all back or work without pay. Is that legal?
Imagine how stressful this situation would be: Natalie’s boss called her into the office recently and gave her some bad news. Thankfully, it was not a layoff, but it was something almost as stressful — and potentially financially devastating. Her boss said the payroll department had made errors over the past several months, and in […]
Americans prefer to buy homes in the summer — but a winter purchase could save you thousands. Here’s the 1 month you should buy to get the best deal
If you’re thinking about buying a new home, there’s a decent chance you’re planning to make the purchase in the summer. After all, summer is the most popular time to buy a home in the U.S. In fact, LendingTree found that Americans buy 1.4 times more homes in the summer than they do in the […]
Nearly 80% of US workers have been victims of ‘career catfishing’ — what’s behind this growing issue and how to vet your next employer
Landing a new job should feel like a step forward. But if your new role turns out to be very different from what you were promised, you may have been “career catfished.” The term describes when a company misrepresents the job, company culture or compensation to lure in candidates — and it’s happening a lot […]
I’m 41 and left my career as a project manager last year to pursue my passion — and now make 40% less. Was this a mistake?
So you quit your job and now make less money. Have you made a terrible mistake? Consider the hypothetical case of Joe, a project manager at an IT company. He made good money but hated his job. He’d been there almost 20 years and, at 41, felt like life was passing him by. So, he […]
‘They’re gonna cave like a Walmart tent’: Missouri man’s FICO score dropped and now his IT job is at risk — what Dave Ramsey says to tell his boss
Ren, an IT contractor for financial institutions, recently discovered a problem that has little to do with his work performance and everything to do with his FICO score. He told The Ramsey Show he’s involved in security work for banks, and his FICO score is one of the things directly tied to his job. Must […]
When grief meets taxes: The $660,000 mistake you don’t want your family to make
Ashley Galea never imagined that losing both parents in the same year would bring not just grief, but also a six-figure tax bill that swallowed nearly all of their retirement savings. “It made me more angry than anything,” Galea told CTV News (1). “We lost both our parents inside 11 months and (the Canada Revenue […]
35-year-old man, who still lives with his parents, asks The Ramsey Show how to retire by 55 — turns out moving out is the first step
Ian from Portland, Oregon, has enjoyed living in a multigenerational household for most of his life. At 35 years old, he’s still living at home with his parents and sister. He recently started a new job and with his new income in play, Ian’s starting to consider his long-term goals. "Just trying to figure out […]
New Jersey man confesses he spent $55K on his ‘nasty habit’ in just 6 weeks — how Dave Ramsey says he can get out of crisis and back on track
James, a 25-year-old who recently moved to Atlantic City, called The Ramsey Show to confess that he’d wiped out his savings in under two months at the city’s famous casinos. "Came from a small town, had no casinos, had no access to gambling where I was from,” he told hosts Dave Ramsey and George Kamel. […]