California woman, 63, hasn’t worked since 2007 and after burning through all her savings has just $4,000 left in the bank — here’s what The Ramsey Show hosts say she needs to do ASAP

Cherie, a 63-year-old San Bernardino, California resident, has been surviving on dwindling savings since 2007. And she’s down to her last few thousand. Concerned, she called into The Ramsey Show for some advice. With multiple disabilities that prevent consistent work, she lives in a fully paid-off home held in a trust. She carries zero debt […]

This Florida retirement hot spot was just ranked America’s ‘most boring city’ — does that mean you should cross it off your list?

Despite its beautiful climate, parks, beaches and access to some of the country’s best seafood, Jacksonville, Florida, doesn’t excite the folks at FinanceBuzz. The auto insurance advisory company recently conducted a study ranking the 75 most populous U.S. cities based on their excitement factor. The score considered whether a city is a popular tourist destination, […]

Florida woman, 20, accused of ‘preying on’ wealthy men in Miami Beach hotels by pepper-spraying them, then stealing their luxury watches — how to avoid such crimes of opportunity

Police in Miami have accused a 20-year-old woman of luring men into hotel rooms before pepper-spraying and robbing them of their luxury watches. Esther Maria Torres was arrested in May on two counts of armed robbery in connection with a pair of incidents that occurred earlier in the year, according to Local 10 News. Don’t […]

How much is the average Social Security check of a middle-class retiree?

We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Social Security is an important piece of the retirement puzzle, particularly for middle-class retirees who count on the safety net to supplement their post-career income. But if you see […]

I’m 54 with zero savings, $90K in debt and my business is struggling — now my kid wants to go to university and I’m scared to tell her that I can’t afford to help. What are my options

Imagine a scenario where Sarah, 54, runs a struggling business, is $90,000 in debt and has zero savings — and now her daughter is starting to look at universities. Sarah has managed to hide her dire financial situation from her daughter, who is blissfully unaware that her mom is deeply in debt. While Sarah doesn’t […]