Trump’s ‘big beautiful bill’ includes key changes to student loan repayment plans — when they take effect and will they be more or less forgiving
Few things take the shine off a hard-earned degree like a mountain of student debt. And millions of Americans are feeling the weight: The Education Data Initiative says more than 42 million borrowers owe a staggering $1.77 trillion dollars in student loan debt, with the average individual balance topping $38,000. Many of those borrowers may […]
‘The goalposts have shifted’: More Americans than ever are worth $1M — but many still feel broke. Why being a millionaire doesn’t cut it anymore
For a long time, becoming a millionaire was equivalent to being rich enough to do just about anything. “The word ‘millionaire’ once implied automatic affluence,” says Ashton Lawrence, an adviser at Mariner Wealth Advisors in Greenville, South Carolina. “The goalposts have shifted. It’s still a meaningful milestone, but for most people it’s no longer enough.” […]
I’m 65 and itching to retire but I only have $500K in savings. I want $2,000 in monthly income on top of my Social Security — how can I swing this?
Wanting to retire but not having enough money to do so comfortably is a common dilemma. According to the Schroders 2025 US Retirement Survey, 53% of preretirees worry about outliving their savings (1). Let’s imagine Darren is in this situation. At 65, he earns $70,000 a year, has $500,000 in his 401(k) and wants to […]
JPMorgan tells Americans to stop chasing $1,000,000 in savings — so how much money should you really save based on income?
This article adheres to strict editorial standards. Some or all links may be monetized. For most Americans, the “magic number” for retirement is $1.26 million, according to Northwestern Mutual. (1) But it’s easy to forget that retirement isn’t really about hitting a specific dollar target — it’s about replacing your income so you can sustain […]
Home prices under $500K? These 10 Alberta towns still offer it — and one town has an average home price of $270K!
Anyone who’s spent time in Alberta knows the province marches to the beat of its own drum. Thinking about making the move to Wild Rose Country? You’re in the right place. From the jaw-dropping Rocky Mountains to the endless boreal forests, and even the pancake-flat prairies (don’t knock it till you’ve caught one of those […]
Trump’s new tariffs on lumber, furniture and cabinets just went into effect — will they slow down an already sluggish US housing market?
Wood is the latest commodity on the chopping block. President Trump’s new tariffs on imports of wood and related products, including lumber, timber, kitchen cabinets and upholstered furniture, officially took effect recently. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have […]
This 1 group of US homebuyers aren’t being deterred by rising prices and high mortgage rates — where they’re still buying (and why it matters)
Foreign money is flowing back into American housing, proving that high U.S. mortgage rates and economic or political concerns are not stopping international buyers, who are more likely to pay all cash. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have […]
Here’s the 1 big cost you must absolutely cut in retirement — can add up to thousands of dollars and you don’t even feel it
This article adheres to strict editorial standards. Some or all links may be monetized. For many people, being retired is almost synonymous with being frugal. With less control over your monthly income, it’s natural that you might become more focused on controlling expenses. In fact, 52% of American seniors on Social Security said they were […]
Man flabbergasts Dave Ramsey when he admits he’s ‘secretly worth millions of dollars’ — and he’s kept his ‘spender’ wife of 5 years in the dark about their true financial situation
When Damon from San Jose, California, called into The Ramsey Show, he didn’t ask how to get out of debt — he asked whether he should tell his wife they’re secretly worth millions. His question of whether he should ever disclose his secret to his wife caught listeners, and hosts Dave Ramsey and Ken Coleman, […]
US insurance companies are using drones to inspect homes without owners knowing — policies canceled in some cases. But is that even legal?
This article adheres to strict editorial standards. Some or all links may be monetized. Your homeowners’ insurance is just that — your peace of mind should something go catastrophically wrong at home. It’s typically not something you expect to be hassled with, nor do you wish to be threatened with policy cancellation over trivial matters. […]