I’m 36 with $11,000 in debt and no savings. I only make $3,000 per month plus an additional $800 through side gigs. How can I turn things around?
Being in your mid-30s with mounting debt and no safety net can feel like you’re stuck in financial quicksand. If you’re living paycheck to paycheck, carrying $11,000 in debt and bringing in $3,800 a month — $3,000 from your main job and another $800 from side gigs — it can seem impossible to get ahead […]
Trump’s 25% car tariff has some buyers seeing $10,000 price hikes overnight. Should you wait to buy a new car, or will things only get worse?
With Trump’s 25% tariffs on imported cars now in effect, car shoppers are scrambling to get into a new vehicle before prices climb even higher. Walnut Creek Toyota in California sold 70 cars the weekend before the tariffs took hold April 3, fueled by promotions warning, “The tariff clock is ticking.” Don’t miss I’m 49 […]
Trump’s anti-Canada rhetoric and travel rules are pushing more Canadians to travel domestically instead of southbound
In the eyes of Canadians, U.S. President Donald Trump has been undermining the sovereignty and dignity of their beloved nation, and it’s now spiking a travel revolt. Since taking office in January, Trump has hit Canada with a number of tariffs and made comments about the nation becoming the 51st State. Furthermore, he’s signed an […]
Retiring soon? Not so fast. Here are 3 serious retirement risks that older Americans often forget about — and how to deal with them ASAP
Planning for retirement is something that’s best to do throughout your career, not just when you’re approaching that milestone and have a year or two left to work. Only half of Americans have tried to calculate how much money they’ll need in retirement, according to a 2024 survey by the Employee Benefits Research Institute (EBRI). […]
I’m 62, ready to retire — but wondering if I’ll be penalized on my capital gains when I start cashing in my nest egg. The secret to turning capital gains into tax-efficient retirement income
Tax strategy should be top of mind when it comes to drawing down your retirement account. If you’ve held stocks in your retirement portfolio for a long time, you may be looking at significant gains. Those long-term capital gains could play a big role in your retirement finances — and a positive one. Don’t miss […]
Is home ownership ‘the worst investment people can make’? Here’s what real estate guru Grant Cardone says you should do instead
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Homeownership has long been a cornerstone of the American dream. It symbolizes independence, financial security and prosperity — but is it a dream worth chasing? Not if you ask […]
‘You can’t outearn stupidity’: Dave Ramsey explained why teachers become millionaires so often. Here’s what we can learn from them
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. There is some justice for school teachers, who have the dubious distinction of playing a vital role in society while earning a comparatively low annual income. That justice comes […]
36% of millionaires say it’ll ‘take a miracle’ to retire amid rising costs and a shaky market — how to get on the right track even if you don’t have $1 million in the bank
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. If you’re planning on putting your feet up by the coast and sipping margaritas in your golden years, make sure you’ve got the funds for it. These days, even […]
‘No turning back’: This Wall Street ‘permabear’ has been predicting the biggest market crash since 1929 — How you can prepare your portfolio if he’s right
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Mark Spitznagel, chief investment officer of Universa Investments, told Business Insider in 2024 that he thinks the “worst market crash since 1929” is coming. Now, he claims that the […]
Dave Ramsey just issued a blunt reality check to people under 40: ‘If you don’t retire a millionaire, that’s no one’s fault but yours.’ Here’s the math to hit $11,600,000 at 65
While the headlines have been dominated by a rollercoaster in the stock market, financial guru Dave Ramsey isn’t going doom and gloom. In fact, the radio host believes every young North American has a shot at becoming a millionaire. “If you’re under 40 years old and you don’t retire a millionaire, that’s no one’s fault […]