Wills and estate plans delayed as more Canadians struggle to make financial progress
Even with inflation easing and interest rates starting to come down, many Canadians say it doesn’t feel any easier to get ahead financially. Instead, new cost pressures are making it harder to reach financial security. A new national survey from Willful’s Great Delay 2025 Report finds that just 46% of Canadians feel optimistic about their […]
Ontario family out thousands after learning the contractor they hired was working without a permit. Here’s how limited contractor oversight could impact you
Renovating a backyard generates excitement for homeowners. Aspirations that have been contemplated for years are finally coming to fruition. But for an Ontario family, their dream of a backyard paradise turned into an expensive nightmare. Beckwith, ON natives the Varleys hired Timbercraft Summer Structures Ltd., owned by Kirk Sturgeon, to build their backyard project last […]
Canadians remain confident they can hit retirement and other key milestones
Despite economic challenges, Canadians are displaying resolute optimism when it comes to hitting major life goals — including retirement, travel and homeownership. A new survey by FP Canada found that 68% of respondents believe they’ll be able to afford key life milestones. Of those surveyed, 50% said retirement (either full or semi-retirement) is the milestone […]
My partner wants a prenup. We have no assets yet so I don’t think we need one. Who’s right?
It’s a familiar tension for couples preparing to marry. One partner wants to consider a prenuptial agreement, the other pushes back, arguing it’s unromantic to plan for divorce before you’re even married and there’s nothing to protect anyway. After all, if there are no houses, investments or savings to divide, why complicate things and kill […]
Warren Buffett’s final lesson: The Oracle reflects on luck, legacy and the future of Berkshire Hathaway
At 95, Warren Buffett says he’s finally ready to “go quiet.” In his November 10, 2025 Thanksgiving message to shareholders — his first after announcing his formal handover of leadership of Berkshire Hathaway (NYSE:BRK-B) to Greg Abel — the world’s most famous investor offered reflections that blended gratitude, humility and timeless investing insight (1). “I […]
Canadians are cutting back as economic anxiety rises — and discounts alone aren’t cutting it: BCG
Economic insecurity is reshaping how Canadians think about every dollar they spend. A new consumer study from Boston Consulting Group (BCG) shows household fragility is widespread, confidence is low and even high-income earners are being forced to tighten their budgets. Just 38% of Canadians surveyed say they feel better off than they were five years […]
Canadians plan leaner holidays as Gen Z cuts back 35%: PwC
Canadians are heading into the 2025 holiday season planning to spend an average of $1,675 on gifts, travel and entertainment, according to PwC Canada’s annual Holiday Outlook. That figure represents a 10% drop from last year, as rising prices and economic uncertainty push consumers to stretch their dollars further. Despite the overall pullback, PwC says […]
How low will they go? Toronto house prices are falling
The Greater Toronto Area’s real estate market is losing some of its pandemic-era steam, and experts say that could be good news for buyers who have been waiting for prices to cool. Royal LePage now predicts home prices will fall 3% by the end of 2025 compared to last year, signalling that even as interest […]
12% of Canadians are hybrid investors — most plan to stay that way: CSA
A growing segment of Canadian investors is straddling the line between self-directed investing and professional advice. According to a new report from the Canadian Securities Administrators (CSA), about one in eight Canadians now manage some investments on their own while maintaining a separate portfolio with a financial advisor — a group the CSA calls “hybrid […]
This new app turns your coffee runs and grocery bills into real home savings
A new fintech platform has come online, allowing Canadians to save for housing by converting their daily purchases into contributions toward rent deposits and down payments. Toronto-based startup Quarters announced the launch of its “Home Savings Rewards” program last week, which it says is the first of its kind in Canada. Unlike traditional loyalty platforms […]