Are balance transfer credit cards a lifeline for Canadians facing fallout from the Trump tariffs?
In the wake of Trump’s sweeping tariff policies (and the ensuing political chaos), Canadian households are feeling the economic squeeze. With Canada bearing some of the brunt of U.S. trade actions, many Canadians are seeking financial relief. Balance transfer credit cards may offer a strategic option for those struggling with mounting debt during these uncertain…
Fixed rates are falling — but variable rates won’t budge. Don’t let confusion cost you thousands. Here’s what you need to know before locking in your next mortgage
In an unusual twist in Canada’s mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both opportunities and challenges for homeowners approaching mortgage renewal. If you’re shopping for a mortgage renewal, there’s some good news: Fixed rates are on the way down. Over the past few…
Carney? Poilievre? Singh? In advance of the 2025 election, here’s how to invest in Canada based on party leader
This year’s election cycle is anything but boring, and that’s putting it lightly. Between rising global tensions, and the return of Trump-era tariffs, it’s easy to feel uneasy about investing your money. More investors are looking local for opportunity. There’s a growing “Buy Canada” push from policy-makers, retailers and investors alike. But where does that…
How to invest in sustainable mining
With the advent of United Nations-driven global net-zero mandates, demand for rare earth minerals is on the rise, and so are investment opportunities in sustainable mining for Canadian investors. Renewable energy is an essential component of phasing out the global reliance on fossil fuels in order to reduce emissions for everyday power consumption needs. However,…
Yoo Financial and Episode Six partner for new Canadian credit cards
Yoo Financial is partnering with Episode Six (E6) to introduce a new suite of personalized credit card solutions for the Canadian market. This strategic collaboration leverages Yoo Financial’s Mastercard issuing and acquiring license alongside Episode Six’s TRITIUM® digital ledger platform. Together, they’re developing new credit card products that can be customized to meet individual customer…
With rates on pause and 1.2 million mortgages up for renewal, now’s the time to act — here are 10 critical moves to protect your home and your financial future in 2025
As Canada enters a critical period of mortgage renewals in 2025 and 2026, homeowners and financial experts are closely monitoring interest rate movements for signs of relief — and it appears the Bank of Canada (BoC) offered a glimmer of hope for variable-rate mortgage holders and first-time buyers with a rate drop of 0.25%. The…
How to make money while you sleep
Huge advances are being made in technology every year, and I can’t get enough. For example, I love when I’m having a conversation and can say that, at that very moment, my Roomba is vacuuming for me. It just sounds so — futuristic. Financial technology can be just as exciting and futuristic — and might…
Is $750 to $1,000 per month enough to invest as a Canadian? How to start investing with a monthly budget
How much is enough when it comes to investing on a monthly basis? It’s a question many people often ask themselves, perhaps moreso during economically turbulent times. With an escalating trade war with the U.S. on Canadian’s minds, according to the Bank of Canada’s latest Canadian Survey of Consumer Expectations, many Canadians are financially preparing…
Carney? Poilievre? Singh? In advance of the 2025 election, here’s how to invest in Canada based on party leader
This year’s election cycle is anything but boring, and that’s putting it lightly. Between rising global tensions, and the return of Trump-era tariffs, it’s easy to feel uneasy about investing your money. More investors are looking local for opportunity. There’s a growing “Buy Canada” push from policy-makers, retailers and investors alike. But where does that…
Can you pay CRA taxes with a credit card in 2025? Fees, risks, and better options explained
If you owe the taxman money this year, paying on time is the best way to avoid penalties and interest. As Canada’s tax law administrator, the Canada Revenue Agency (CRA) makes it easy to pay your taxes in a number of different ways — including by swiping your credit card. If you’re thinking about using…
