Mortgage renewal in 2025: How to lock in the best rate and avoid payment shock

As the busy spring mortgage season gets underway, many Canadian homeowners are approaching renewal time with more questions than answers. The mortgage landscape is in flux: fixed rates are starting to trend downward, offering a glimmer of relief after years of climbing costs, while variable-rate options are slower to retreat in response to broader market […]

What to expect when you’re expecting: First year cost for pets

It’s easy to go overboard when you’re getting a new pet. Whether it’s supplies, toys or even clothes, some things are just too cute to pass up. But these things quickly add up, even if you try to stick to necessities. It’s possible to budget and plan for your new furry addition, and we’ve put […]

April 7 is National Pet Health Insurance Day — Are you covered?

National Pet Health Insurance Day, celebrated annually on April 7, shines a spotlight on the importance of protecting your four-legged family members through pet insurance coverage. This observance highlights how pet insurance serves as a crucial safety net for pet parents, helping them manage unexpected veterinary expenses. Just as we prioritize health insurance for ourselves […]

Fixed mortgage rates are falling, but variable rates remain stubbornly high

In an unusual twist in Canada’s mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both opportunities and challenges for homeowners approaching mortgage renewal. If you’re shopping for a mortgage renewal, there’s some good news — fixed rates are on the way down. Over the past […]

Dollar-cost averaging with Nvidia: A long-term strategy for Canadian investors

Nvidia (NASDAQ: NVDA) has been one of the best-performing stocks of the last decade, benefiting from advancements in artificial intelligence (AI), cloud computing, and gaming. However, its high price and volatility make it a challenging stock for Canadian investors to buy. One way to manage risk and build a long-term position in Nvidia (NASDAQ: NVDA) […]