Retiring at 60? Why your financial advisor says you need 30 years of savings — and what that really means for your future
These days, if you retire early, you could expect to live another 30 years — or even longer — in retirement. Take the hypothetical example of Dave, 50-year-old IT professional who wants to retire at 60. His financial advisor, after running several simulations, recommends that Dave have 30 years of savings set aside to cover […]
The cost of college is up 40% since 2000 — and some parents are now ‘gaming’ the system to avoid debt traps. Here are some strategies to help save
If you’re a parent who’s saving up for college, you’re going to want to read this. A recent Bloomberg article highlighted how difficult it is for parents trying to avoid racking up debt for their children’s education. [1] Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 […]
Trump says tariff checks are ‘probably’ coming to millions of Americans — and soon. Make sure you do this now while you wait
This article adheres to strict editorial standards. Some or all links may be monetized. Donald Trump has once again floated the idea of a tariff dividend check for Americans. “The federal government will probably provide some tariff revenue over the next fairly short period of time to Americans,” the president told reporters on Tuesday. (1) […]
My landlord is offering to cut my rent in half if I agree to move out for two weeks so his family can visit. Is this a good idea?
As rent rises in the United States, many people are having to get creative with their living arrangements. Some live with family, have multiple roommates or even rent a single bedroom in an otherwise occupied home. Imagine Monica, a 33-year-old woman who rents a bedroom from a couple who live in the same house. The […]
Angry Las Vegas homeowners say their million-dollar luxury homes are crumbling after just 5 years — buyer beware or the builder’s fault?
This article adheres to strict editorial standards. Some or all links may be monetized. Willie Barron thought he had found his dream home when he purchased a $1.3 million property overlooking Lake Las Vegas. Five years later, he’s dealing with tilting floors, splitting walls and the constant worry of falling as he navigates his own […]
Most Americans think 63 is the perfect age to retire — but they’re dead wrong. Here’s the big number to bet your retirement on instead
When it comes to retirement, timing is everything. If you leave the workforce too early, you could increase the chances of outliving your savings. And if you retire too late, you may find yourself more exposed to age-related health risks with less time to enjoy your golden years. Must Read Thanks to Jeff Bezos, you […]
My father died 10 years ago and left his pension to me and my estranged brother. I just heard my brother has died — can I claim his share?
We’re in the midst of a great wealth transfer, with baby boomers expected to pass an estimated $106 billion to younger generations through 2048. But receiving an inheritance may prove complicated for some beneficiaries. (1) Only 44% of boomers have a will, according to Trust & Will’s 2025 Estate Planning Report. (2) Must Read Thanks […]
Indiana man fears if his mother-in-law moves in, her addiction will wreck his finances and family — Ramsey Show hosts give him 2 alternative solutions
An in-law moving in can strain familial relationships and cause financial stress — even more so if that in-law has a substance abuse problem. That’s the case for Tony from Indiana. His mother-in-law has sold her condo so she can pay off her debts, but she’ll only be left with a few thousand dollars. She […]
I’m 35 and finally financially stable — but now my parents urgently need a new roof and have asked to borrow $10K. How do I handle this awkward ask?
At 35, Kelly is just starting to feel like she’s in control of her finances. Her family didn’t have a lot of money when she was growing up, so she had to pay for school herself through scholarships and student loans. She’s been working since she graduated, and after paying off her student debt, she’s […]
Graham Stephan confronted Dave Ramsey on the merits of ‘good debt’ — can it be used as a tool to help build wealth?
This article adheres to strict editorial standards. Some or all links may be monetized. Does such a thing as “good debt” truly exist? Graham Stephan confronted Dave Ramsey about his views on debt on an episode of “The Iced Coffee Hour,” a podcast Stephan co-hosts with Jack Selby. Stephan, a real estate agent and investor, […]