I don’t really like vacations — so I’ve built up over 1,000 hours of PTO. Now my company wants to pay me out at just 35% of my wage — what can I do?
This article adheres to strict editorial standards. Some or all links may be monetized. Imagine working for the same company for more than a decade. You’ve never been one to take long vacations, and your paid time off (PTO) balance has quietly climbed to more than 1,000 hours. Then your employer announces a new PTO […]
My sister died and left me as the beneficiary on her 401(k). I could really use the cash — but should I let this nest egg mature or crack into it now?
Losing a loved one is never easy — and managing financial decisions during this time can add further stress. Liam, 30, is coping with the sudden loss of his older sister. On top of the grief, he’s learned she made him the sole beneficiary of her 401(k) plan. While the balance is relatively modest — […]
My dad died 30 years ago, but I just found an old IRA with a $30K balance in his name. Can I still claim that cash — and will it all still be there?
It’s not uncommon for retirement savings accounts to get lost or forgotten. In fact, 31.9 million 401(k)s were reportedly left behind or forgotten entirely as of July 2025, and these accounts have an average balance of $66,691. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — […]
Houston man borrowed $10K from his uncle — who was then busted by the FBI for a $1.4M green card scam. Dave Ramsey says he still owes the money back
About a year ago, Eric from Houston was facing legal trouble and needed a lawyer. So he turned to his uncle, who works for a law firm. His uncle arranged for a lawyer at a cost of about $10,000. What Eric didn’t know at the time was that his uncle was allegedly running a fraudulent […]
My ex-husband canceled the insurance on the home I took over after our divorce — even though I took his name off the policy. How can he still do that?
Your homeowners insurance is more than just paperwork — it’s the financial protection for your biggest asset. While homeowners who own their property outright aren’t required to carry insurance, those with a mortgage must have it, as lenders require coverage. Which is why Debbie, 46, was shocked when she received an unexpected email from her […]
After the 2025 market slump, is it finally save to buy stocks again?
We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Markets have steadied after a turbulent spring when President Trump’s sweeping tariffs on Canada, Mexico and China rattled global investors. The S&P 500 and TSX have since clawed back […]
Teen begs to gamble online like “everyone” else — Dave Ramsey is concerned and why Canadian parents should be, too
On a recent Ramsey Show call, Victoria from Texas asked how to handle her 14-year-old son’s plea to use his own money for online gambling. She said the teen claimed everyone at school was doing it. “He’s lying,” host Dave Ramsey replied. “Not everyone is gambling. He’s exaggerating because he’s 14" (1). But he added […]
Ohio couple worth $40M are weighing taking out a HELOC on their lake house — but Dave Ramsey says what they really need is a new financial advisor
This article adheres to strict editorial standards. Some or all links may be monetized. If you own a home and need money, a home equity line of credit (HELOC) allows you to borrow against your home’s equity, typically at a lower interest rate than other loan types. It can be a useful tool for disciplined […]
Nevermind eggs: Prices of ‘essential’ Amazon products have shot up by 5% in 2025 — nearly twice the current inflation rate. Here’s how not to overpay
In July, the Wall Street Journal reported that Amazon has been quietly raising prices on its “Everyday Essentials” products, despite the company’s public commitment to keep prices low amid rising tariffs and inflation. The WSJ analyzed prices on nearly 2,500 items between January 20 and July 1, finding an average increase of 5.2%. Amazon responded […]
Worried about an impending recession? 10 money moves to make right now
This article adheres to strict editorial standards. Some or all links may be monetized. The chance of a recession hitting the U.S. economy in 2025 has gone down — but only slightly. JP Morgan scaled back its recession forecast from 60% to 40% at the end of May. So if you’re thinking of tightening your […]