If you want to help your heirs bypass probate when you die, here are 5 assets to avoid putting in a living trust
If you will, allow us to present the hypothetical case of Pete Moneywise, a married 78-year-old father of three who wants to get his financial affairs in order before he dies. Though he exists only in the confines of this article, his situation reflects what countless retirement-age people face as they draw up their wills […]
I’m considered middle class, but I feel like I’m just 1 crisis away from total financial collapse — what do I need to do to pull ahead for real?
The American middle class is shrinking. While 61% of Americans were considered middle class in 1971, that number fell to 51% by 2023, according to Pew Research [1]. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to deal with tenants […]
Industry experts sound the alarm as 2,500 units sit vacant in Vancouver. What does the slump mean for the city’s housing market?
A number of real estate experts see a rumbling storm on the horizon for Vancouver’s condo market, one that’s been brewing since 2022. According to the Canadian Mortgage Housing Corporation (CMHC), around 2,500 condos are sitting vacant in Metro Vancouver, double the amount from a year ago. Why? A flurry of reasons have been suggested […]
Ray Dalio sounds alarm over looming ‘civil war’ in America — claims our power to ‘hurt each other’ has never been greater. Are you at risk?
This article adheres to strict editorial standards. Some or all links may be monetized. It’s been more than 160 years since America’s last civil war — but billionaire investor Ray Dalio is warning that another one may be brewing. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as […]
Americans over 60 are a favorite target for imposter scammers — here’s what you need to know to guard against 6 common types of imposter fraud
Did the IRS call you out of the blue and threaten legal action? It wasn’t the tax man — more likely it was an imposter scam. It’s a type of fraud that’s become increasingly more common. “An imposter scam is when a scammer lies and pretends to be someone they’re not to trick you into […]
Nearly 80% of US workers have been victims of ‘career catfishing’ — what’s behind this growing issue and how to vet your next employer
Landing a new job should feel like a step forward. But if your new role turns out to be very different from what you were promised, you may have been “career catfished.” The term describes when a company misrepresents the job, company culture or compensation to lure in candidates — and it’s happening a lot […]
Google sounds alarm after 2.5B users exposed — says hacking group breached accounts successfully. What to do ASAP to protect yourself
It sounds like the plot of a sci-fi crime thriller, but the latest major cyberhack is real. Google revealed that a cybercriminal group known as the ShinyHunters hacked a database of their accounts through the cloud-based software provider Salesforce, exposing the roughly 2.5 billion Gmail and Google Cloud users worldwide to possible breaches. Must Read […]
Teen begs to gamble online like “everyone” else — Dave Ramsey is concerned and why Canadian parents should be, too
On a recent Ramsey Show call, Victoria from Texas asked how to handle her 14-year-old son’s plea to use his own money for online gambling. She said the teen claimed everyone at school was doing it. “He’s lying,” host Dave Ramsey replied. “Not everyone is gambling. He’s exaggerating because he’s 14" (1). But he added […]
‘That should be a warning’: 65-year-old with no savings doesn’t know where to start. Dave Ramsey says he should axe this one thing first
Mark from North Carolina is 65 — but he’s not retiring any time soon because he’s made “absolutely horrible decisions with money all my life.” He told The Ramsey Show (1) that he has “no nest egg.” His wife has about US$10,000 in a 401(k) — the American equivalent of a RRSP — and he […]
Texas mom’s son, 14, is begging to gamble online like ‘everyone’ at school. Dave Ramsey thinks he’s exaggerating — but data shows she’s right to worry
On a recent Ramsey Show call, Victoria from Texas asked how to handle her 14-year-old son’s plea to use his own money for online gambling. She said the teen claimed everyone at school was doing it. “He’s lying,” host Dave Ramsey replied. “Not everyone is gambling. He’s exaggerating because he’s 14.” [1] Must Read Thanks […]