A survey says your boss assumes you’re on track for retirement, even if you’re not — here’s why what your employer doesn’t know could hurt you
According to a recent report from PNC Bank, there’s a striking mismatch in beliefs about retirement readiness between American employers and employees. The study highlights that 78% of U.S. employers believe their staff are at least somewhat prepared for retirement, whereas only 45% of employees agree (1). This gap could reflect a deeper set of […]
I have more than 20 credit cards — but I don’t actually need most of them. If I were to cancel a few, would my credit score take a huge hit?
With nearly 75% of Americans shopping with credit cards (1), this form of payment is undoubtedly popular. In fact, it’s quite common for Americans to carry multiple credit cards in their wallets. Take Jane, for example. After learning about the rewards and perks that many credit cards offer, Jane decided to take advantage by filling […]
Trump’s economy hasn’t blown up under tariffs like many experts predicted — even US inflation is steady. Is he really proving the naysayers wrong?
Both President Trump and his critics have described America’s ongoing trade war as a major overhaul of the global economy. However, we’re now several months into this volatile conflict and the impact on the economy thus far has been underwhelming. While the tariffs haven’t quite pulled in “trillions of dollars” in government revenue as the […]
Leave more than money: practical legacy planning for Canadians
Many Canadians dream about the legacy they will leave behind — not just money, but the values, traditions and lessons for loved ones. Thinking ahead about how your wealth and life experiences will shape the future can provide clarity and peace of mind. That’s where legacy planning comes in. Legacy planning is the process of […]
Ray Dalio just raised a red flag for Americans who ‘care’ about their money — Here’s why Canadians should limit their exposure to U.S. investments
This article adheres to strict editorial standards. Some or all links may be monetized. We adhere to strict standards of editorial integrity to help you make decisions with confidence. Some or all links contained within this article are paid links. Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, has a stark warning […]
Bill Bengen has updated his 4% retirement rule — here’s what to consider before adjusting your spending
It seems the 4% rule is now the 4.7% rule. In the early 90s, financial planner William Bengen was looking for a simple solution to help clients understand how much they could spend each year in retirement before running out of money. He came up with the 4% rule and published his findings in the […]
Whoopi Goldberg says she can’t afford to quit ‘The View’ — why the Oscar winner isn’t the only American to pay a high price after divorce
On the red carpet for the premiere of the 29th season of The View, the popular daytime talk show starring Whoopi Goldberg, Entertainment Tonight asked the star if, at almost 70, she’s ready to step back. The Oscar winner joked [1], “If you don’t marry well, you gotta keep working,” adding, “I gotta keep paying […]
My mom plans to spend every cent she has before she dies — but she knows my brother and I are struggling and that just seems selfish. What can we do?
Isabella and Lorenzo are siblings who have faced financial difficulties throughout adulthood. Both are in their 30s — she’s a divorced mom of three, and he’s a married father of two — and can barely make ends meet. They have only a few thousand dollars in savings between them. Their 65-year-old mother, however, has not […]
Do you know how many Americans retire with the coveted $1 million nest egg? Here’s the surprising answer — and how to catch up if you’re way behind
This article adheres to strict editorial standards. Some or all links may be monetized. Planning for retirement is a long-term financial goal for most Americans, but how many actually reach the coveted seven-figure savings goal? More importantly, how much do you really need? The answer may surprise you. With inflation, the rising cost of living, […]
This 101-year-old NYC grandma still works 6 days a week — claims she’ll die if she ever retires. Here are her 6 ‘must do’ secrets of success
At a time when the FIRE (Financial Independence, Retire Early) movement is spreading across the U.S., 101-year-old Ann Angeletti who still works six days a week embodies the exact opposite ethos. Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t have to […]