My husband and I bring in $110K/year, but spend $1,400/month on day care — should one of us stay home instead?
For many middle-class families, child care isn’t just expensive — it’s suffocating. It eats up anywhere from 9% to 16% of median household incomes, according to 2024 figures from the Department of Labor, Must Read Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don’t […]
Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?
Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, which showed the average American credit score took a 2-point nosedive in 2025 — the biggest downward trend in more than […]
South Carolina man cosigned a car loan for his ‘big, dumb animal’ brother-in-law — who is now incarcerated. Ramsey Show says there’s only 1 way out
About a year ago, Frank from South Carolina cosigned a car loan for his brother-in-law — against his wife’s wishes and his own better judgment. Now his brother-in-law is “going away for a very long time on a vacation” — a.k.a. in jail. Frank told The Ramsey Show that his brother-in-law had $20,000 to put […]
Georgia widow’s family says she’s being evicted by company that didn’t pay for her home — now she’s hospitalized over the stress. How’d this happen?
When Kimberly Gravitt — a widow from Gwinnett County — fell behind on her mortgage, she reached out to a company she believed would serve as a lifeline: Homesaver 911. However, signing up for this company’s services wound up setting off a chain of events that has left her with nothing. Gravitt is now facing […]
Gen Z workers are making ‘revenge quitting’ a viral trend — but their theatrical exits are just a symptom of a larger crisis plaguing US workplaces
Viral TikToks and YouTube Shorts often show disgruntled employees quitting on the spot at moments calculated to hurt their employers most. In one clip, a boss urges gratitude, to which the employee replies, “It’s just business.” This trend, dubbed “revenge quitting,” involves dramatic, public, or abrupt resignations — usually posted online — as acts of […]
Are you ready for your first year of retirement? Here are 5 things you might not see coming — but you need to be ready for
This article adheres to strict editorial standards. Some or all links may be monetized. You prepare for retirement your whole life — maybe as far back as your teenage years and your first paycheck. You put cash aside. You invest. You live within your means, and when the time comes, you downsize. So are you […]
College grad, 26, crashes out online after finding out her student loans have a 17% interest rate — here’s why she says she ‘didn’t know any better’
At just 17 years old, Alyssa Jeacoma signed off on student loans without fully grasping what she was getting into. With little financial education and no guidance from her parents — who themselves had never navigated the loan process — she trusted borrowing would be simple: the lender would cover her tuition at D’Youville University, […]
Here are the top 5 things happy Americans do really (really) well in retirement — how many are you doing in 2025?
This article adheres to strict editorial standards. Some or all links may be monetized. Retirement represents a significant transition that most people are eager to make. A recent Wealth Enhancement survey found that 90% of older Americans don’t regret retiring when they did, and 33% of retirees say their senior years are going better than […]
Labubus are causing a collector frenzy, as 1 rare doll sells for $150K. But can the hype hold or will the plushie soon go the way of the Beanie Baby?
Collecting stuffed toys isn’t exactly groundbreaking. But if you’ve noticed a mischievous little elf-monster dangling from someone’s handbag or even a scuffle breaking out in the toy aisle, you’ve probably crossed paths with the Labubu — this season’s unlikeliest It item. Just ask Manna Wang, a Hong Kong insurance agent who went so far as […]
My wife and I make $170K per year — but between our costs and $30K in debt, we can’t afford to save for retirement. How do we get back on track now?
In today’s America, there are quite a few cities where even a six-figure salary can leave you feeling broke. According to a recent study from LendingTree, in 25 of America’s 100 largest metros, a family of three would need more than a combined $100,000 income to meet basic expenses each month [1]. For example, a […]